Complaint Review: "CBCS" Or "Resurgent Capital Services" Or "LVNV Funding LLC"

In December 2008, I received a "Settlement Offer" from CBCS stating that I had a past due account (Original Creditor Account listed as #7GC16107) and they were authorized to offer a settlement if I agreed to pay 50% of the current balance.

I called the 888 number and spoke to a man named Abdel. I inquired about the original debt and he stated that it was from an unpaid debt to MCI from an address that I have not lived at since 2000. He knew all of my addresses from then to now and all of my phone numbers. I told him that I would look into the matter and call back, which I did not.

I have received a second letter dated January 20, 2009 demanding that the balance of $108.94 be paid in full. They are calling my house twice a week requesting that I pay the balance.

I do not owe any money to MCI (which is now defunct). I never received any notice of a past due balance from MCI. I was a customer of MCI when I moved from that address to my next address. My credit score is excellent. I have no history of unpaid debt.

I am seeking information of available action to pursue this fraudulent activity.

Jennifer
Castaic, California
U.S.A.