Complaint Review: 1ST IRS

I received a call from Blake Foley (Fowley) on Weds. 10-27-10 @ 9:26am, stating he was from 1st IRS legal dept stating that I need to call him before 11am regarding a debt and if I didn't call,then he would contact my county. At first, I thought it was the IRS and I called immediately. He informed me that I took out a pay day loan with CASH SUPPLY and I owed them $1365.71 that I had to pay immediately. I remembered that I did owe them, but I remembered that I paid them as well. I informed him that I couldn't pay the $1365.71. He informed that if I didn't pay, then the balance would be increased to $1500, then I could pay in 4 installments. He informed me that the money had to be submitted by the end of Oct. 2010. Mind you, I received a call from them 2 days before the end of the month. Nonetheless and unknowningly, I informed him that I could probably pay them $100 on Friday 10-29-10. Blake Foley (Fowley) informed me that I had to pay $150 plus a processing fee of $10, which would be $160! I gave him my prepaid card information and his arbritator Ms. Harrison re-confirmed everything. I loaded $150 on my prepaid card and I called Mr. Blake Fowley and gave him the new prepaid card and informed him that $150 was loaded. He informed me that it was supposed to be $160 and we went back and forth, over $10, because I didn't load $160 as we agreed. Then the arbritator,Ms. Harrison, informed me that I would have to add the $10 to next Weds. payment.  Today, 11-3-2010, I received a call from Blake Foley (Fowley)stating that my payment of $465 did not get through on my card. I informed him that I didn't get the extra money as yet and once I get it, then I will call him and then they can debt my card. About 5 minutes later, he called me back and informed me that I have to speak with Ms. Harrison because she was not pleased with my situation. After being on hold for about 5 minutes, she informed me that I had to have the money on the card today. I informed her that I wouldn't have the money until maybe Weds or Thurs. Then she informed me that per the agreement, I would have to pay an additonal $150. I told her that I would not pay that amount, then she rudely told me that since I didn't want to comply,she will contact my job and contact my references, then she abruptly hung up on me!! I called her back and said that I will not have the money until Weds or Thurs and she informed me that she will contact my county!! I called 3 times and was informed that she was speaking with the lawyer (O J Lawal) and they informed me that I needed to western union the money to them!! I will not give them any more of my money especially since I heard that they are scam artist!! I wished I would have research this before I submitted any payment to them. I would like to really put these people out of business. I would like to know who else can I contact as well. I contacted CASH SUPPLY and they informed that they forward my account to a company called  CLASSIC RECEIVABLES, which I attempted to call, but the message states to leave your name and number. I checked them out and they seem to be legitimate. My first question is can they put a judgement against me and garnish my wages and secondly how can we stop companies like this! Also, I checked my prepaid card info on line and it stated that the money was deducted by Office of Lawal /Lawal and Associate!