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200cash.com _ 300cash.com Never applied with them, took $19 dollars from my account without warning Internet
I had a cash emergency come up (I needed groceries, and a family member was supposed to wire me some cash, so I wrote a check at the supermarket and needed money to cover it as the family member never came through). I applied a a few different sites, and got denied because they ran my credit. Which is fine. I understand that my credit isn't the best, and since they took the time to look at my credit report, I felt that these companies were legit. I made the mistake of applying with what I thought was a lender's site (which after I entered all my info, it popped up with a message that they "find" lenders and don't actually loan the money). So, I didn't click on any of the companies that popped up, and gave up on the payday loan thing. I borrowed the money instead from a friend, and didn't think anything else of it.
Yesterday, I checked my bank statement online and noticed that there was a debit for nineteen dollars from a company called 200cash.com. I looked up the website and knew that I had NOT placed an application with them. So I contacted my bank, and they are sending out the paperwork to get the charge and overdraft fee removed.
I attempted to contact the company via phone, and all I got was an automated system. After randomly trying to punch in numbers trying to talk to a real individual, I gave up and sent them an email. I got an automated response back saying I needed to e-mail a different address, which I did. They never replied.
After that, I got onto this site, and saw how many other people this company has screwed. I sent some of the links to my bank via e-mail to further validate my claim.
The only way that this company could have gotten my info is from that loan broker site, because I checked the history on my computer and never went to 200cash.com.
Nineteen dollars may not seem like a lot to some people, however, I'm on Worker's Comp right now, and just had surgery, plus I have a seven year old child, so I do not have the money to waste. Most people who do apply for payday loans are in the same (or similar) boat as I am.
I never received an e-mail stating that this company was going to take money from my account. And I haven't heard from them since. I even checked my spam folder to see if they did, but they did not.
So please, anyone out there, beware of payday loan sites that "broker" out your information!
Starryskye
Nowhere, Texas
U.S.A.