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200cash Ripped Me Off ripoff Wilmington Delaware
They took the 19.00 dollars and never gave me my money.
Tried to call them all I got was answering machine.
First indication something was not right was in the email they gave me this statement:
This warning in all capitals gives me a red flag, mind you I did not receive this email till after my account was charged.
Dear XXXXXXX,
We have received your application for a new Payday Loan account with us, and are in the process of reviewing your information.
A copy of your electronic agreements and authorizations from your application have been automatically forwarded to your bank as the required Proof of Authorization.
The Application Fee ($19.00) will appear on your bank statement under 200CASH.COM, INC.
NOTE: As stated in the agreements and notices on the website, this application fee is NON-REFUNDABLE and applies whether or not the applicant is ultimately approved. This is due to our highly automated application review process. Again, a copy of your electronic agreements and authorizations from your application have been automatically forwarded to your bank as the required Proof of Authorization.
ANY COMMENTS, STATEMENTS OR AFFIDAVITS BY THE APPLICANT INDICATING THAT THIS CHARGE IS "UNAUTHORIZED" WILL BE PROSECUTED AS AN ATTEMPT TO DEFRAUD 200CASH.COM, INC OF MONIES OR SERVICES.
Click here to review the notice again, if necessary: https://www.200cash.com/secure/new_check.asp
Referring website: Jackson All agreements apply and are hereby assigned to 200CASH.COM, INC.
In the event you are approved, you will receive a Notice of Approval indicating your due date, procedure for extensions if needed, and contact information for your assigned Account Manager.
Thank you for applying.
Account Management Team
Bk8666
Milford, Ohio
U.S.A.
1 Updates & Rebuttals
Robert
Wallingford,Connecticut,
U.S.A.
From their site's FAQ.
#2Consumer Comment
Wed, August 22, 2007
"What does it cost to take out a cash advance loan?
The cost for a $200 loan for up to 15 days is only $60. In addition, first time applicants must cover a $19.00, one-time only, non-refundable application fee, payable on the submission of the application. Once your account is approved, and stays in good standing you can get new loans anytime."
Guess you weren't ripped off.