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  • Report:  #14795

Complaint Review: AAA Insurnace Company

AAA Insurnace Company discriminates against women St. Louis Missouri

  • Reported By:
    St. Louis MO
  • Submitted:
    Fri, February 22, 2002
  • Updated:
    Sat, February 23, 2002
  • AAA Insurnace Company
    Edward McFadden, Lindal Office
    St. Louis, Missouri
    U.S.A.
  • Phone:
  • Category:

I had carried AAA insurance for years. Opening the account myself, paying the premiums myself. But when my husband and I separated (pending divorce) and I saught to remove him from my insurance they said "no way". I took my complaint all the way to the Insurance Commission int he State of Missouri because.

1. The policy was in my name with a second person (my husband insured because we were married)

2. I had legal documents that stated I had no legal or financial association with my husband pending final disposition of our marriage.

3. The insurance was on my car, single owner, single name on the car loan. There was no reason for AAA to keep this mans name on my policy except for the fact that he is he and I am a she.

I was told the only way to chnge that was to cancel the policy. In order to stay with that company I did that only to have them tell me again that I had to put my husband on my policy because we were married. Come on, I didn't even live in the same house with him.

AAA used all kinds of excuses for their action but nothing will change the fact that AAA is a bias woman hating company and all women single and married need to cancel their insurance with them and tell them to come into the 2002 on the rights of women not to be harrased or made to feel like dirt because a stupid man abuses them and all a woman wants is to get away from them.


My finall comment to AAA was: "If I leave this man on my policy, he comes in and askes for a copy of the bill,(he can do that because his name is on the policy) learns my new address (because he doesn't know where I have moved to). Comes there and kills me, will AAA take care of my three children?

Of course they had no answer in their rule book for that... I report them because they are a bad company for women..

Marilynn
St. Louis, Missouri

1 Updates & Rebuttals


Dave

Lexington,
Kentucky,

Insurance is definitely biased

#2Consumer Comment

Fri, February 22, 2002

I certainly hope that my rebuttal is allowed to be posted, as I am (unfortunately) in a position to rebutt your comments and provide concrete examples. Both of my children are now eligible to drive this year. However, the rates being charged them are vastly different. My daughter caused my rates to go up about $800 a year when I included her on my policies. On the other hand, my son is going to add another $1800 !!

Why? Because he's a male. Period. The insurance companies admit it and make no apologies. It doesn't matter that he has a clean record, it's that males tend to have higher claim rates. So he MIGHT do something, someday in the future and I'm going to pay more now just in case.

I can think of no other industry that is allowed to do this. Landlords cannot charge more rent to college age males than they do for females, for example. So, you're right, indeed there is rampant gender bias, but it is certainly in favor of females, not against them.

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