Aames Home Loan ripoff Los Angeles California
Aames home loan is saying that they are paying his taxes and my father has payed them every year. When he called Aames about this problem they said he had not payed them since he got the house and they are now trying to take his house because of this. Aames is the biggest joke for a mortgage company that it is not funny. They don't want to help anybody and when you call them they give you a run around about every thing. They are giving my father less then 20 days to get the money he needs to save his house or they will take it from him.
Nicholas
Hobart, Indiana
U.S.A.
7 Updates & Rebuttals
Matthew
Burlington,Massachusetts,
U.S.A.
the goverment gets first lien on the house
#8Consumer Comment
Sat, July 24, 2004
If property taxes are not paid, then the goverment gets first lien on the house, so the mortgage holder would not get the house, and thats partly why they are so fussy about having the taxes paid and usually ins't on drawing them for the borrower.
Nicholas
Hobart,Indiana,
U.S.A.
WE did get one.
#8Author of original report
Thu, June 24, 2004
WE got him a lawyer yesterday and we are have a investgation from the indiana goverment done on them. My father filed a report on them and they are going to look into this company for fraud.
S.n.
Bucyrus,Kansas,
U.S.A.
Get an Attorney
#8Consumer Suggestion
Thu, June 24, 2004
The suggestion for getting an attorney is probably a very good suggestion at this point. I would also keep a log of any phone calls you had with this company. Make copies of the receipts and copies of your father's insurance, send them with a detailed explanation cover letter and make sure you send them certified mail, return receipt requested. Keep copies of everything you do.
Maybe someone out there would know if this would work. Since they are claiming your father owes this money and you know it has been paid, can you file a law suit for the amount of money your father has paid out? If your father has a good insurance agent, get him/her involved in the homeowner's insurance issue and have him/her contact the mortgage company.
S.n.
Bucyrus,Kansas,
U.S.A.
Get an Attorney
#8Consumer Suggestion
Thu, June 24, 2004
The suggestion for getting an attorney is probably a very good suggestion at this point. I would also keep a log of any phone calls you had with this company. Make copies of the receipts and copies of your father's insurance, send them with a detailed explanation cover letter and make sure you send them certified mail, return receipt requested. Keep copies of everything you do.
Maybe someone out there would know if this would work. Since they are claiming your father owes this money and you know it has been paid, can you file a law suit for the amount of money your father has paid out? If your father has a good insurance agent, get him/her involved in the homeowner's insurance issue and have him/her contact the mortgage company.
John
Dickson City,Pennsylvania,
U.S.A.
Get Help NOW!!
#8Consumer Suggestion
Thu, June 24, 2004
For God's sake man - DON'T -fool around spend a few bucks and get a lawyer before your father loses his home. This company seems like it is out to take your father's home by hook or crook.
Nicholas
Hobart,Indiana,
U.S.A.
WE did get receipt's
#8Author of original report
Wed, June 23, 2004
We do have the receipt's from the county but Aames still's says we owe them. I spent 2 hour's in the county complex to find the receipt and when called Aames they said they paid them even though all the papers at the county say that my father paid them.
Then on top of that they are saying he has no home owner's insurance and they put their's on it. Now they are trying to make him pay for the tax's and insurance which come out to be almost 4,000.00.
S.n.
Bucyrus,Kansas,
U.S.A.
Property Taxes... get a receipt from the County Treasurer's office
#8Consumer Suggestion
Tue, June 22, 2004
When I pay my real estate taxes (Kansas), I get a receipt from the County Treasurer's office in the county where my house is located. Does your father have receipts from the county or copies of canceled checks? Either should prove that he has paid the taxes.
He should also contact the county and find out whether or not they are showing any delinquent taxes. Last year my mortgage company's escrow company had not paid one half of the taxes on the due date. I received a notice from the county that my taxes were going to be considered late. I paid them, then the escrow company turned around and paid them.
I received my escrow statement showing the full taxes as paid. I sent the mortgage company a copy of my paid receipt and requested the return of my payment on the taxes. My money was refunded (one half via check, the other half via my escrow account).