Complaint Review: ACA Recovery

I wrote a check to Circuit City for a birthday gift that was returned by my bank. During that time two things happened: I lost my job and I had some fraudulent activity go through my account that caused it to be overdrawn by the time the check was presented. I did my best to try and pay off the check, but being without an income it was hard.

I had been paying on the debt when I began getting letters and threatening phone calls from attorney Norman G. Kalina's office. I received a phone call from them today threatening to take me to court. The people there are very nasty and demanding. When I tried to explain my situation, they didn't want to hear it. I told them I was willing to make payments until the balance was paid off, but was told the balance had to be paid in full. They even had the nerve to add "attorney's fees" to the bill.

After doing some checking, I have now found out that this office is not a law firm at all but a collection agency using Mr. Kalina's name to intimidate, threaten, and harrass people into lining their pockets. I have sent an email to the company who originally had the debt in hopes that I can finish paying them off and eliminate the harrassment from my life.

People, beware of this company!!

Gwen
Pleasantville, New Jersey
U.S.A.