Complaint Review: Acceptance Now

I bought Furniture at Bobs Furniture and they told me that I didn't have a good enough credit to get a Bob furniture credit approval but they had Acceptance Now that can help me with the new Furniture Purchase.

They told me if I pay the Furniture off before three months that i would be charged only a certain percentage and so on . They showed me a payment system and it looked way to high more then a credit card. Bobs furniture made a mistake and charged me for 2 beds instead of one like I bought.

When I got the delivery is when I realized the mistake. So they took back one of the beds and had to redo the contract.

I made a initial payment of 580 dollars for the deliver and what was suppose to be the over amount that the Acceptance now did not cover for the Bed i did not buy. I told them that how long was the contract going to take and that I don't want it going past the three month they said i can pay the furniture off. well it took then about that long to fix the contract and the first payment now was over the 3 months deal so i asked them what was the payment to buy the furniture . they said 1500 which was the entire value of the furniture I bought.

I complained that I already made a payment actually two and the payments was the amount of the payment of the first contract which is about 189 dollars and the new contract said my payments where suppose to be 93 dollars a month with the new contract. i told them there is a mistake somewhere and that i wanted to see if the payment I made to the first contract where being credit to the new contract because there is not way that after i paid 890 dollars which 185 was for the delivery which again I was being charged for two beds when it was only suppose to be one but that was on bobs side .. that what I owed for the bed I bought could still be 1500 which is the purchased price.

I asked them to show me where my money went and that's when they started to delay any information. I stopped making payments about after the 4 payment until they tell me what the pay off of the furniture was and show me where my money went. It has been almost 9 months now and they have not sent me any information up to this point. There is no way I could owe 1500 dollar after paying 890 for the furniture . I looked up complaints on acceptance now and saw the incredible amount of complaints that Company has. They are doing something illegal and no one has stopped them. I will not make another payment and hire an attorney and file suit for the attorney fees and try to get someone to stop this kind of crime from continuing.  My payments where suppose to be 93 dollars and I never made that payment they wanted 174 or more ..