Complaint Review: ACE Settlement Department

      There is a "business" called ACE Cash Services that has sent me this e-mail from the domain name cashusacollection@aceservicesusa.org (the top portion I did not paste as it some how contains personal information):

CASE FILE #: SD5 - 987485
LOAN INFORMATION

PAST DUE AMOUNT - $1050.50
CREDITOR  -  ACE CASH SERVICES.

Dear CARLES

You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter. 

Your line of credit is over 60 days past due, but it is not too late to restore your good standing!   

We want to serve as your trusted financial resource in the future, but to do that; we’ll need to come to an agreement on the past-due balance. 

If you believe you are unable afford the payment options we have offered, contact us right away by phone or email and we will do our best to accommodate an amount you can commit to.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION 
(2) COLLATERAL CHECK FRAUD 
(3) THEFT BY DECEPTION 
(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER

Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 7 days of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. We believe that this was not your intent and that these steps are unnecessary. 

IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL

UNITED STATES OF ATTORNEY

Copyright © 2006 ACS | Privacy | Terms of use

ACE  CASH SERVICES.

Settlement Department 

-------------------------------------------------------------------------------------------------------------------------------------------

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation. 

I have not ever taken out a Pay Day loan and I'm not certain how ACE even obtained my personal information. I have tried calling corporate but they are closed until tomorrow. There has to be some law that has been broken here! ACE cannot send out e-mails that are threatening my good name or use my personal information can they?! This is wrong! 

If anyone has resolved this issue please e-mail me at (((redacted))) to inform me of the steps you took. Thank you!

Regards,

CJ Hunt