Complaint Review: ACE SETTLEMENT DEPARTMENT

I have seen this email a couple of times before.  They had my name, contact phone, email, and SSN.  But the case file # has been used in other people's email during a research I conducted.  I am not denying I owe the original creditor, but I lost my job, have no income and no real way to pay them until I can get stable and back on my feet.  How is it that these people are allowed to do this.  They prey on people who have fallen on hard times.  There are red flags to this email like the confidentiality statement & notice they use.  The act they refer to is totally wrong, their English grammar is completely wrong, and I've received no physical mail from these people.  They use the case file number on several other cases for other people, so the case number is not unique.  How are they able to prey on people like this?  They need to stop themselves, and brought to justice especially when identity theft is so high and rampid.

(My name)

CONTACT TIME: ANY

CONTACT DETAIL: (My Name and Email)

COMPUTER IDENTITY:63.247.19.180

CUSTOMER ID: 95874125

CASE FILE #: SD5 - 987485 LOAN INFORMATION

PAST DUE AMOUNT - $1050.50 CREDITOR  -  ACE CASH SERVICES.

Dear (My name and SSN)

You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.

Your line of credit is over 60 days past due, but it is not too late to restore your good standing!  

We want to serve as your trusted financial resource in the future, but to do that; we’ll need to come to an agreement on the past-due balance.

If you believe you are unable afford the payment options we have offered, contact us right away by phone or email and we will do our best to accommodate an amount you can commit to.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION (2) COLLATERAL CHECK FRAUD (3) THEFT BY DECEPTION (4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER

Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 7 days of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at +1-586-983-6409.

IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON  +1-586-983-6409.

UNITED STATES OF ATTORNEY

Copyright© 2006 ACS | Privacy | Terms of use

ACE  CASH SERVICES.

Phone: +1-586-983-6409.

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