Complaint Review: ACI-Financial

I was searching the internet and I came across the website ACI-Financial. It stated that they could help just about anyone in need. I took advantage of it and I applied. Within about 48 hours I received an email from a lady at the "company" who said I was pre-approved for an 8000 loan. She needed some documents from me... Including my Drivers License, my SS# (and card) and my last two pay recent pay stubs. I scanned all of them and sent via email. The very next day I had to call her and ask if everything had gone ok. She then told me yes that everything was clear and that I was approved for a loan of 8000 at 8 percent with monthly payments of 144 a month. She then gave me three options one is a co-signer (which if I had one I wouldn't be using a site like this) the second was collateral (a car that was 2003 or newer and fully paid off) or a down payment "Security" of 989.00. Of course I had to go with the last one because it's all I could do. I took the risk... used my paycheck and she told me my funds would be transfered to my account within 12-24 hours. I had called her the next day because NO MONEY IN MY ACCOUNT. She then tells me it will be Monday because it was a Saturday. Monday rolls around still no money. Come to find out there is a "hold" on the account because they need more money for TAXES. Now it's an extra 640. I was sceptical but again I was dumb enough and sent the money. Which by the way I have to do all Western Union. ( Damion McPherson or Shelley Connyers are the two names who receive these transfers) I sent the money and they told me that they would put a rush on my account and the money would be in there within 1-3 hours.. well it's the next day and still no money. I then called back this morning and now they are asking for an additional 735 for Legal fee's and transfer to the U.S. fee's. I am out 1700 with money I could have used towards my bills that I have been trying so hard to keep up. Now I am overdrawn. Late payments on bills I have never been late on and have absolutely no money in my pocket nor can I put food on the table to feed my child and myself. I am just one of many people trying to do the right thing and make a better life with a little help when I don't have anyone and this is how the world treats us. WATCH OUT FOR KITCHENER ONTARIO.. ACI-Financial is a scam.

BARBARA
San Diego, California
U.S.A.