Complaint Review: ACI-Financial

I was also ripped off by ACI-Financial . They wanted me to send them my driver's license, SS# and pay check stub. They said that I was pre-approved for 8,000 with a low interest rate of 8.0%. Once they received the information from me they said that I was approved for 8,000.

There were three options that they gave me before I receive the money. The first was have a co-signor (which if I had I wouldn't apply for the loan). The second use my house or car for collateral. The third send $949 which they compromised with me to send $600. I wired the $600 and a Damion McPherson was picking the money up. They said that I needed to send $434 because the lender said that I was a high credit risk. I sent the $434 and the same person was picking the money up. After he picked up the money.

I was told by Kelly Adams (the person whom I have been communicating with during the time) that the money will be in my account in 1-3 hours. I never received the money. I called her the next day and she didn't answer I also left her messages. I was just trying to make ends meet. Watch out for ACI-Financial they will get over on you.

Michala
Richmond, Virginia
U.S.A.