Acquafino Island Resort and Spa, Mayan Islands, Scott Zeus Smith, Scott Tracy Mallick, Daniel Hartin, and Sandy Point Real Estate Fraud San Pedro Ambergris Caye
I met Scott Mallick/aka Scott Smith in San Pedro, Ambergris Caye, Belize in December of 2007. He introduced me to his project, i.e., the development of a luxury resort complex on the island he had purchased adjacent to San Pedro, Belize.
Scott offered me the opportunity to become involved in the development of this project and he subsequently offered me a job to serve as his assistant in this regard. To demonstrate my commitment to both the project and to Scott personally, since that time, my family and I invested US$2 Million in the project.
From 2010 to 2015, I referred numerous friends to Scott and his project with the result that they invested an additional US$21 Million.
With the investment help of my late friend from church, Mr. Harold W. Buirkle, in May of 2011, by agreement with Harold, we were to construct Star Island consisting of 5 villas on one of the islands that Scott owned with the understanding that Scott would rent the villas similar to what the owners of neighboring island, Cayo Espanto, had been doing for 15 years. Scott made a contract with Harold to construct and rent the finished Star Island villas within a twelve-month period. Scott failed in his obligation, not only in completing the building on time, but he also failed as well in renting them out. Scott also promised that he would transfer the land into a newly formed corporation, but he failed to do that as well. In addition, Scott represented that he would transfer shares to all investors who had invested in Star Island, but Scott failed to do that as well.
Scott represented that he intended to purchase an island from Jeff Gram of Cayo Espanto. As to proper due diligence, not only did Scott fail to retain a proper attorney to perform the title search with respect to the owner of this island, he instructed Harold to wire US$2 Million for the purchase of the island and Scott never returned the money when the purchase of the island was not consummated.
Scott also sold Cove home to Harold, San Pedro Block 7 Parcel 5083, which Harold paid for in cash and Scott never transferred the property. He never disclosed that there was a bank loan. The property is in foreclosure at Atlantic International Bank.
When Harold would ask for accountability, Scott always made promises, but failed to deliver. Scott repeated this pattern with other friends, such as Peter, Ken, Barbara, and others. Meanwhile, very little on-going construction was taking place and remaining funds were being diverted by Scott for non-project-related purposes, including personal purposes: 1) A New Mercedes 2014 S550 2) 63ft Ocean Super Sport Yacht 3) 100ft Broward Super Yacht and 4) a fake art collection (jade and ivory) to impress investors.
In 2014, with the project seriously lacking in on-going investment funds and totally stalled out in terms of continued construction, Scott randomly met a bikini model whom he decided to marry after a few short months of having met her and he ran off with her to Honduras using investor funds which made investors extremely nervous because he still owned the entire Island and all the construction that had been completed to that point and he had failed to transfer any ownership, as promised, to investors before disappearing.
I witnessed Scott opening approximately 20 off-shore companies with no attorney or accountant to oversee each transaction. One might conclude that this was an interesting shell game designed to con investors out of their hard earned money.
At the age of 54, Scott changed his name from Scott Tracy Mallick to Scott Zeus Smith. We can only wonder what his true motives were. Was it an attempt to move away from certain liabilities? And who takes the name Zeus intentionally unless for ego sake to be some Greek god?
For example, the Star Island company was formed and the land (San Pedro Block 7 Parcel 5472) was supposed to be transferred into this company, and the capital raised was supposed to have a use of proceeds, accounting, quarterly reports, transparency, etc.... There was no such accountability or responsibility to fulfill this promise by Scott.​
Another tactic by Scott was to use promissory notes to complete his project. To date, Scott has not paid one single promissory note back, he has not made one single interest principal payment, and he has not made a single interest payment. Scott has signed and received funds for over 15 promissory notes.
One of the main reasons that Harold and Peter have so many shares promised to them on paper is because after all the failed investments and promissory notes, Scott made more promises that other investors including a hotel would not invest because Harold and Peter had such large debt position. Scott therefore offered shares and big payouts. The problem is that there is no reasonable way of delivering on that promise except if some large operation would invest in his island project.
I delivered more friends with regard to building large portions of his island; however, they were uncomfortable with Scott’s business practices. Sandy, Edson and others are willing to testify to these facts.
The bank accounts at Atlantic International Bank (Caribbean Estates Realty, Inc –Acct# XXXXX4326) and Atlantic Bank (Caribbean Cove Development - Acct# XXXXX7913) are under Scott’s direction and control.
The digital signature that Scott is claiming fraudulent with Peter’s promissory note is the same digital signature that he accepted the funds and never wired back. It is the same digital signature that he accepted for Edward who is now having to settle with on another financial issue of failed promises.
The share agreements themselves are problematic because:
1) the only assets owned by the Nevis Company (Caribbean Estates Realty, Inc (CERI)) to date are:
a. a Cove with 18 subdivided lots San Pedro Block 7 Parcels 5075-5092,
b. Parcel 5473 where the Beach Club is and Beach Estates,
c. Parcel 5472 which is Star Island
d. And parcel 6125, undeveloped property
a. The other land parcels are misrepresented in the share agreement
as owned by CERI when they are NOT owned by CERI:
i. San Pedro Registration Section Block 7 Parcel 4051
ii. San Pedro Registration Section Block 7 Parcel 4052
iii. San Pedro Registration Section Block 7 Parcel 4053
iv. San Pedro Registration Section Block 7 Parcel 4055
v. San Pedro Registration Section Block 7 Parcel 4056
vi. San Pedro Registration Section Block 7 Parcel 4057
vii. San Pedro Registration Section Block 7 Parcel 4058
viii. San Pedro Registration Section Block 7 Parcel 4070
ix. San Pedro Registration Section Block 7 Parcel 4071
x. San Pedro Registration Section Block 7 Parcel 4060
xi. San Pedro Registration Section Block 7 Parcel 4061
xii. San Pedro Registration Section Block 7 Parcel 4062
xiii. San Pedro Registration Section Block 7 Parcel 4063
xiv. San Pedro Registration Section Block 7 Parcel 6126
xv. San Pedro Registration Section Block 7 Parcel 6127
xvi. San Pedro Registration Section Block 7 Parcel 6128
xvii. San Pedro Registration Section Block 7 Parcel 6129
xviii. Eagle Ray Caye – 18.064 acres situated on Caye North of Long Caye, Belize District bounded as shown on Plan No. 856 of 2007 and Parcel of land 8.144 acres situated at a Caye North of Long Caye bounded as shown on Plan No. 10 of 2009
2) Scott has double labeled the so called “Founder’s Stock” with Harold as part of the first 25% (which would be 12,500 shares of the 50,000 authorized shares) at $2000/share with a three times payout.
He sold Edward the same so called “Founder’s Stock” redefined as part of the first 15OO shares at $5000 per share with a five times payout.
Scott has committed serious financial and corporate fraud which I could only see and understand once I left him and began to compare notes with other concerned investors.
6 Updates & Rebuttals
Scott
Miami,Florida,
United States
Assets have been transferred to the investors by me to ensure their success. The destructive attacks only hurt project and they should stop
#7REBUTTAL Owner of company
Wed, October 03, 2018
IN 2017 I GAVE UP ALL MY ASSETS. TO STOP THE ATTACKS. AND TO ALLOW RESORT AND INVESTORS TO WIN!
FIRST, I WANT I WISH THE GROUP THAT TOOK OVER THE GREATEST SUCCESS.
I PRAY THAT YOU WORK EVERYDAY TO MAKE SURE THE INVESTORS AND RESORT ARE HUGELY SUCCESSFUL.
I AM SURE YOU WILL WORK HARD AND KEEP ALL THE PROMISES YOU MADE AND 2018 WILL BE A GREAT YEAR.
I AM HERE TO HELP YOU IN EVERY WAY TO WIN FOR THE SUCCESS OF THE RESORT AND THE INVESTORS.
Now. To respond to the Karrie Bennett attack on this year June 2018 ... over 9 years since we have spoken or talked ...
Karrie Bennett was hugely overpaid.
I have no idea why she attacks me on rip-off in June of 2018, when she was overpaid $100,000 in 2009 for two introductions and we have not seen each other or spoken in over 5 years.
In hindsight, It was a mistake for my company to pay her anything.
It was later found out that Karrie Bennett had lied and misrepresented the facts to these two investors to get money from us.
Karrie Bennett’s lies and actions to get $100,000 out our company,
cost my company over $1.5 Million in refunds and additional costs.
And Karrie not only will not return the $100,000+ but insists she should be paid more for the damage she caused.
Karrie got mad back in 2009 because she was told to stop seducing and sleeping with our married clients costing the company embarrassment and needed funding. Carries uncontrolled bad behavior actually caused one of our salesmen to lose his marriage and his children. She refused to change and so she quit. She was around a few months in 2009 ... introduced us to 2 clients .. and was paid over $100,000. Not sure how she can have a complaint for $100,000 for 2 introductions over a few months. Especially since we had to refund all of it and costs and losses to our company was over 1.5 Million dollars.
To Cover all the recent attacks and the years of attacks:
None of the negative damage and press that I and the company suffered at the coordinated attacks by Karrie Bennett and Richard Battglia and Peter Lawrence (through his fake news releases) were either true or necessary.
Peter Lawrence published for years fake looking news reports such as:
“11 million stolen. By Scott. Nothing there. All monies stolen. Resort is empty. Scott stole all the money. Investors lose everything “. (All lies. No facts)
And Peter Lawrence at the time had never even met me or been on the resort.
When I finally had enough of these lies he was printing, while making them look like truthful news releases, I met with Peter Lawrence for the first time, and I took him to the resort for his first time.
He was shocked. But, Peter Lawrence would not either apologize or retract his lies. He blamed it all on Richard Battglia and some others. He said they gave him all the information to print.
He did promise to stop writing negative articles about the resort. He lied again here to, and did write more negative fake news reports.
When we opened the resort in November 2015 and had very successful rentals at full capacity at rates of over $600 a night per room!
Peter Lawrence still continued to write fake news reports telling people how bad we are, and still writing that investors have lost millions.
Not only were we open and doing great our project was going up in value millions every month! Again Peter Lawrence blames his actions on a small group of individuals that were out to ruin and destroy me so they could run me out of business and take my assets.
IN SUMMARY
IN 2017 I GAVE UP ALL MY ASSETS. TO STOP THE ATTACKS. AND TO ALLOW RESORT AND INVESTORS TO WIN!
In 2015 the islands I had bought way before even meeting my first investor had gone up over 5 times my purchase price. The resort had huge assets and huge potential!
In 2015 This means the assets of the company had gone up 10s of millions of dollars. Investors were winning! We had a very successful project! And we were open and renting and selling and becoming more profitable every day.
In 2015 2016 and 2017 regardless of the huge successful potential of the resort, the negative attacks did not stop. The negative attacks to run me out of business continued. Making success unfortunately impossible.
In 2017 I did the only thing I could think of to protect my project and my investors.
In 2017 I gave up all my assets I had. To stop the attacks.
And let the resort and the investors succeed.
My life’s work and my Friends/Investors meant more to me than anything. I was willing to give up everything I cared about, so that my resort and my investors could win.
This should be the end of all this negative attacks and drama.
I thank all who supported me and my project.
I Stand by ready to help the group that has all the Assets in any way I can. I want the resort and investors to be hugely successful!
Sincerely
Founder and Ex President and Ex Shareholder
Mayan Islands and Belize Beach Resort and Spa.
Scott Z. Smith
Karrie
United StatesSuggestions for taken investors
#7UPDATE EX-employee responds
Tue, June 05, 2018
My unmarried name was Karrie Grove - Bennett. Back in 2009 - 2011 I personally tried to stop Scott's con to the extent available to me. At that time, the reported investor fraud was $19+ million, with even less construction completed on the island. It went under the name of the Mayan Islands - Scott Mallick and he was having investors wire funds from his home state of Florida in Boca Raton (address listed above). HE IS A CON-MAN and from all accounts most likely a sociopath. It took me under 4 months to figure this out, after MUCH damage was already done to my investors and my personal finances. With that in mind, ignoring the hideous slander he waged against me (he loves to lie), much like he is now doing to Michael Bixby, I waged the following efforts to expose his con against him. Do a google search, you will see the slander he waged against me, and any other person who tries to expose him, for trying to stop him. I have never been scared to speak the truth and expose this con, no matter the slanderous lies. I know the truth.
1. Filed a report with, the FBI - Miami (he showed up to an interview boasting lies with Chastity Beebe). They have contacted a few of us
2. Filed a report with the SEC - Here's my contact
Scott A. Masel
Attorney Advisor
Division of Enforcement
Securities and Exchange Commission
801 Brickell Avenue, Suite 1800
Miami, FL 33131
(305) 982-6398 Direct Dial
(703) 813-6925 Fax
also
Sean McKessy - SEC
McKessys@sec.gov
3. Filed a report to the IRS
4. Contacted the Broward County Police Department (he made physical threats to me)
5. Contacted the Florida Attorney General
6. DEFEATED a $14 million dollar law suit he waged against me
7. Contacted the media (Ambergris Daily) to distribute information to expose his con
8. Constructed a website in order to allow potential investors to research him as he frequently changes the name of the project and himself. The host later took it down due to threats from Scott himself.
9. Contacted attorney in Belize, who would not return my calls after a year of attempts.
One of the investors I brought in was able to recoup his monies on a payment plan, and had issued a lean against the property back in 2011. It is under many leans and lawsuits. I have mountains of information should you be interested, feel free to reach out.
I BEG YOU...PLEASE REPORT HIM AND YOUR EXPERIENCE TO THE ABOVE MENTIONED AGENCIES, ASAP!!! The various agencies already have open reports on this guy, yours will only help. He will openly attack you with lies, that has been his standard M.O. and one of his best forms of intimidation. The Art of War. DO NOT BE AFRAID! Those who know you, know you well and will not be affected by his lies. Please, the only thing that will stop this guy is prison. I have been trying for the better part of 10 years, help me put him there, please.
Scott
Miami,Florida,
United States
I am the Founder and CEO of CERI And Mayan Islands that Michael J Bixby is trying to Harm and Ripoff Investors for his own profit
#7REBUTTAL Owner of company
Mon, November 20, 2017
I am the Founder and CEO of CERI And Mayan Islands that Michael J Bixby is trying to harm and Rip Off Investors for his own profit.
Michael J. Bixby and his Illegal Immoral and Unethical practices and behaviors are costing past investors millions in losses. Now Michael Bixby wants to beat future investors with his same illegal unethical and immoral practices.
Michael Bixby must not be able to proclaim to the world he can be a trusted money manager or that he can in any way be entrusted to be involved in any way with a persons finances. I will clearly site a few of the hundreds of examples. He has ruined millions for past investors. But Michael j Bixby must not be allowed moving forward to cause financial harm to others in the future.
I have never posted before, but Michael j. Bixby must not be able to harm people and rip off people by asking for money from investors or have anything to do with financial services or be in any position where he can harm investors financial worth.
Anyone involved in CERI, also called Mayan Islands, I urge you to try to get the true facts. Not from Michael J. Bixby. Chester Riley is of high integrity and always speaks truthful and knows what really is going on. Rules Nelms is an honest guy who knows the truth, also Doug Crowe is very Knowledgable and has worked alongside Michael, Harold Burkle knew the truth but unfortunately passed away (if Harold was alive, he never would have allowed Michael Bixby to do these crimes and violations, and his son Bobby Burkle would have been told to never contact Michael but to work with me as Harold did. There would be no destructive lies and lawsuits crippling the company these last two years) Michael Bixby has committed many counts of Fraud, SEC Violations, Theft, Forgeries, Illegal Stock Issuance, Money Embezzlement to name a few. I will point out some of the many violations.
Anyone associated with ECP Capital Partners please do a full background and due diligence on Micheals past frauds plus his lack of any financial experience, before he ruins your reputation.
Anyone considering working with or investing with ECP Capital Partners be very cautious and please read this to see what you are getting in business with.
Anyone involved in the offices at 8127 Glades Road Suite #103 please be careful
Anyone at Boca West please be careful of 3809 Bridgewood Dr. Boca Fl 33434
Anyone associated with Red Emerald Resources Corp or Red Emerald Holdings llc please do a real background check on Michael Bixby
David Cohen who Michael Bixby Claims is in business with doing Financial work (which Michael has absolutely no business doing) I strongly urge to do a background check on Michael Bixby before he ruins your reputation or worse, gets you involved in lawsuits costing you your name reputation and millions in losses
Anyone ever thinking of falling for Michael Bixby great sales skills... with no knowledge of what makes a good financial investment.. please just don’t....find someone with a real track record... so you don’t lose everything to a guy who took a class on investing... then made all bad investments.. now he wants to take other peoples monies..
Here are just a few of the supporting relevant facts:
Michael knows what he is doing. First he launched a four year smear campaign (while denying it and working as the companies president and sales manager) telling all past and potential investors “11 Million dollars stolen. Nothing there. Investors lose everything. Investors beware” then Michael launches lawsuits and false ripoff articles and false Facebook smear campaigns and falsifying contracts and documents to the judge.
Let me make this ripoff by Michael Bixby very clear. You are one of thousands of potential investors and buyers. You look at 100s of investments. How fast do you discard the potential investment with all the press says that the CEO stole 11 Million dollars and all the investors lost everything, that no assets were there. How fast do you walk away from buying a beach estate from a project that is (unfairly) accused of stealing millions and investors lose millions.. let alone now that there are (unwarranted) lawsuits, and if you were dumb enough to buy, you could lose it all, because of the lawsuits. How fast would you run away and look at the 100s of other deals with no bad press and no lawsuits.
We all were working and communicating to make success happen. I had gone to Bobby and Peter directly and reached out to investors to work together to make their investment successful. Michael and his group did lawsuits for the opposite reason. To stop the success of the project and sales. To hurt investors. So they could take control of the millions in assets. Ask Russell Nelms. Everyday we talked. Our mutual goal:
Michael Bixby didn’t want success for project and investors and working together.
Peter Scott and I talked many times and we 100% agreed to work together to make the project a huge success. Peter Scott told me that “working together is the only way to have huge success. “If we become a house divided and fight we are sure to fail” But Michael Bixby couldn’t let the project succeed now that he had failed as sales manager and quit.
Peter Scott and I agreed that I had to bring in a real sales manager. Which I did. I brought in the best. I brought in Daniel Hartin and Sandy Point Resorts and Sandy Point Realty.
Michael Bixby wanted to stop all sales so badly and for the project to fail, that he even bad mouthed Daniel Hartin and put Daniel Hartin’s picture on Ripoff, to do anything to ruin anyone who would help the project and investors succeed. Can you imagine how hard Daniel Hartin and I tried to make sales and the resort a success , while Michael Bixby did everything for years to ruin all efforts to make the resort a success.
Why would a potential investor invest in a potential project with so much negative press.. press like “11 Million stolen and investors lose everything, nothing there, no assets...” when there are so many investments in the marketplace without horrible press. How fast do you decide NOT to invest. And how much do you think the project suffers trying to build grow and sell, with a unfair reputation of stealing millions and investors already losing everything.
This is what Michael Bixby did on purpose to rip off investors so he could force the project to fail and have his team take over. Ripping off investors of how successful the project and investors could have been without Michael Bixbys fabricated campaign: “11 million stolen , nothing there, Investors lose everything. Buyers beware”
No matter how hard Daniel Hartin works, the Lawsuits, which Daniel must tell all potential Investors and Buyers about, makes them decide NOT to buy and look for investments elsewhere, no matter how great our project is and can be. Wouldn’t you invest somewhere else!
Daniel Hartin and I have talked to over 100 interested potential investors. They all say the same thing. “I love the project. It’s amazing. But I can’t invest in an investment with so much bad press. In the future once you have worked out all this dirty laundry and charges of millions stolen and investors being ripped off.. I might revisit this investment. But I probably won’t “
Michael Bixby shows his background as a college degree in history... as he didn’t go to college to prepare for a future making money with a business degree, and definitely not a degree in finance... but to be a school history teacher ... teaching history. Now he says he is a (extremely unqualified) financial advisor..
To support himself after getting a history degree, Michael spent 7 years as a used car salesman. Michael Bixby does a great job selling and appears very honest. That is why I liked him and had him come on board as the president and ran sales and was in charge of all bank transactions for 7 years.
There is a gap on his resume he posts from 2006 when he was fired from selling used cars at enterprise.. to 2016 and 2017 where he says he a successful financial guy at Red Emerald Resources and Now ECP Capital Partners.. this 7 year gap is when he worked for CERI , when he worked for me as president and in charge of bank transactions..which now he denies..so he can change the truth to fit his story
To some Michael says he was the CERI president and head of sales and the person in charge of all bank transactions (ones the I knew about, and many I didn’t)
To others, Michael says he was not the CERI president, not in charge of bank transactions, but just an investor, not part of the company, even though he
A. goes to court on his own and representing the company on his own as an officer of the company, pleads guilty, sets up payments by the company to Tom Mulka, which he never makes, and loses companies lands he pledged as an officer, to
B. Posting on ripoff when he was attacking Javier Ortiz in a letter where he himself states “ I Michael Bixby am the Vice President of CERI and in charge of all bank transactions”, all the way to
C. setting up a new transfer agent behind my back for the company, transfers shares, lies on phone to transfer agent and says he is Scott Mallick and forges Scott’s signature, (all while Scott not knowing anything about it) , to
D. all on his own while I was out of town, selling many unsophisticated investors on 10,000 to 100,000 investments, taking it in a local check, cashing it at the local bank, and spending the money, all without permission. Violating all SEC laws.
Did you just count about 25 criminal, go to jail, 100 plus years of felonies Michael Bixby committed just then, I did.
Here come more red flags for future investors to stay away from Michael Bixby
He was the vice president and in charge of the bank transactions... Michael Bixby even once wrote a ripoff report on Javier Ortiz... Michael Bixby himself stating “I Michael Bixby am the vice president and in charge of all bank transactions”... but now Michael Bixby pretends he was never this..... Michael lies to suit his needs.
I met Michael Bixby when he started blaming and bad mouthing his real estate course teacher. I asked for the facts. Michael said the teacher told him to buy an empty lot on a mountain in North Carolina by financing a 250k purchase and also many other purchases that didn’t turn out well for Michael.
I asked Michael as it was really Michaels decision whether to buy the lot in North Carolina or not, that after he looked at it why he bought it. Michael said he “bought it sight unseen” I asked why.. Michael said he didn’t want to waste 800 dollars to fly up.. so he just bought the 250,000 lot. Michael admitted all his purchases he was complaining about were purchased sight unseen... just because they were recommended to him by a random salesmen who came to the real estate school to speak. Michael is a smooth talking salesman, but that’s it.
After Michael Bixby worked with me I find out that behind my back, Michael does and says whatever Michael wants. Michael was fired by enterprise for repeatedly doing and saying whatever he wanted against company policy. We all expect a used car salesman... to do whatever to sell us a car..we are ready for that. But we can’t let lies and unethical behavior be part of our financial investing. There is too much at stake. One can lose their home and severely hurt the marriage and ones future.
At Harold Burkles funeral, a great man, very good friend of mine, a mentor, and an investor, Bobby Burkle his son comes up to me and says “so Michael says you are fully rented. And I should be getting a check next month”. I was caught off guard. As this was a huge bold face lie by Michael , and we were at a funeral. I asked Michael why he Lied to Bobby. Michael said “I told Bobby what he wanted to hear”. Harold was Not Michaels friend at the end. Harold knew of many of Michaels costly lies and mistakes... which I won’t cover.. and asked me to help Michael. Harold was one of the greatest men I ever knew. If his son Bobby knew the truth. Bobby would easily be working with me, we would be very successful, and he wouldn’t even take Michaels call. Same with Peter Scott. Actually if everyone knew the truth , we would all be successfully working together.
I sit down with Ken and Barbara Lamborghini. Ken Says “ Michael says I will start getting checks next week “ which is not true. I ask Michael why he lies. Michael says “I am telling them what they want to hear so I can get referrals and more money”. I tell him again to stop. Russell Nelms and I discuss Michael Bixbys lies. Russell Nelms advises that we should remove Michael Bixby quietly from the company, so as not to cause panic and destroy company. Then once Michael Bixby removed, work to fix all the lies and damage he has caused. Chet Riley, a great guy and very smart guy, advised us to make “Michael Bixby a team of one” to remove him from Investors and from lying and damaging project. So not to panic everyone, stop Michaels damage, then fix the damage.
Michael keeps going to Peter Scott. Michael says “I take Peter Scott pizza and beer, to get Peter to like me”
I have told Michael over 100 Times.. “leave Ken Barbara Peter Scott and Harold alone!” Michael says he can’t.
I get calls from Russell Nelms “Scott. Michael Bixby is doing it again. Michael is calling up investors and saying “if you don’t invest more.. you can lose your investment.. if you invest more , that’s the only way to protect your investment.” Behind my back.
This got so bad once. Michael Bixby went to Tom Mulka... behind my back... who already had money in. Michael told Tom Mulka that if he didn’t put his last money he had in, Another 250k, he could lose his investment. So he did. Michael promised to pay it back... of course Michael didn’t ... so Mulka files a lawsuit. And Michael working behind my back .. went down to Belize and pleads guilty in court on my behalf, and promised to make payments.., which he doesn’t... Michael also pledges my lands as collateral ...as an officer of my company.... and since he never paid ...me and my investors lose land... this sounds unbelievable... but it’s true... everyone thinks Michael is a good guy.. and he would never use the companies bank account for himself or sign documents saying he is me or representing me... but he did this for years... please do not let Michael Bixby moving forward ruin anyone else’s life or take their money.
This next one is so illegal that Michael Bixby should be behind bars. Michael Bixby. Forging my name to documents and saying he is me on the phone.... so Michael could set up a new transfer agent... then moved all my stock there saying he was me on the phone and then started illegally issuing stock. My new lawyer was going through a box from the old lawyer and found a bill paid to a transfer agent for services rendered and stock issued. With me on the line, my lawyer called the transfer agent.. who I knew nothing about, didn’t know who they were, and had never spoke to. So your the transfer agent, my lawyer asked,. She said “yes” . And Scott had you issue these shares “yes. I have talked to Scott on the phone on many occasions and Scott has signed all the paperwork I sent him to sign” in United States Michael would be in prison... I want everyone warned not to have any financial dealings with this crook.
Michael Bixby while I was in Belize working hard for the success of the resort and the investor.... broke into my Apartment in Miami and stole my clothes , my TVs, my money, my watches, shoes, computers.....everything.
I finally figured out why. Not to just hurt me...(the police detective Daniel Han of Miami Beach police department has his theft all on video tape ...) Michael Bixby stole everything... so he could steal my files and company paperwork and my computers.... the reason Michael Bixby did this... was so he could send forgeries of contracts to the Judge in Belize. Thinking since I don’t have the originals I couldn’t contest them. . as Michael stole them and destroyed them, that his forgeries would fool the Belize Judge and Courts.
Michael Bixby is falsifying documents to the courts and the judge. Michael has no respect for the Judge or the Courts or the laws of Belize. He even wrote up one forged agreement where his wife is the witness..to where he wrote up he gets two million. Michael thinks the judge will fall for this. Michael has the agreements with my name Scott Smith.. but has them signed Scott Mallick (Forgeries)... not even well thought forgeries!
I Believe what was most important to Michael is that after he quit, he could not let the project succeed. He could not let it be so obvious that once he was gone, and i brought in a real sales manager, we would then be extremely successful.
So he robbed me, did false lawsuits, and tried to get over on the judge with his forgeries, while using lies on the internet to ruin the project, this is why Michael should never be allowed to take investors monies or be in financial services.
In 2015 I had worked hard to have resort open and renting. It looked great! We had huge interest in people helping us with sales. I knew we now owned over 2 miles of islands minutes from San Pedro and We were sitting on a gold mine. Investors would make millions! But I knew I needed a professional sales and management team. I told my investors I had the biggest sales and rental and management team ready to work with us! Everyone was happy! Including Peter Scott.
But Michael Bixby did not want the project to succeed in 2015! So Michael Bixby contacts Daniel Hartin of Sandy Point and says “I Michael Bixby am going to destroy Scott. Any attempt Scott makes to make the resort succeed I will shut down. Daniel you better not help Scott because I and my group are taking the resort from him! We are going to stop Scott from making the resort work. We don’t care how long the resort sits. We are going to take it. “
Well this ruined my deal great deal to help our company with Daniel Hartin. Now I am really worried about my investors. So I make a worse deal for me with Daniel to protect the investors. The investors own 25% for 25 Million. I own 75% of CERI. This Project with good management can make over 200 Million. I want to protect my investors first and foremost. I offer Daniel to give up my 75% worth 75 Million to Daniel and his group. With the condition that the investors are 100% protected. All of them including Michael and Peter and Bobby who are attacking and ruining it for everyone are protected too.
There has been talk of two boats. The first one was two million dollars new, and as it was used was asking $850k, and I paid just $250k for a great 63ft open sport fishing vessel. New was 2million. Looked like the 3 Million hatteras and Viking. Sleeps 8. We would make great money with this at the resort. Half day diving/snorkeling trips and deep sea fishing trips. I put Michael in charge of watching over the 100k budget we set aside to fix it up really nice and ship it down... Michael added an unnecessary additional expense of 100k in extended storage costs because not done on time as he never got the work done.. and then just gave the boat away without telling me he says for just 80k... from our 450k spent.. what a waste..
The second boat. Michael really wanted... so he could he said look good and sell marina slips.. said he promised he would do good if I let him have this. I like taking chances on people who show initiative so I said yes to Michael with 4. rules. 1. He had to pay cash. 2. He couldn’t use our construction money, 3. he had to buy it from offshore, 4. he had to take care of it... Michael broke every rule he agreed to... he even lied to investors.. he used our construction money. And he couldn’t get our huge deposit back.. but promised he would pay it off in 6 months... Michael ended up losing all the money and losing the yacht... I said to Michael “you can’t sell a finished star island estate for 700k... but you can sell a not yet built yacht slip for 700k... “ he said “yep”... and he turned all this around so it’s all my fault.
Michael had been attacking the company for years.... I just didn’t know it was him as he was my companies president and my friend. Michael Bixby was undermining and ruining the resorts chances...this is illegal unethical and immoral. For 4 years Michael Bixby had sided with Richard Battaglia...they saw that We had huge assets, but we had low cash flow. So Richard Battaglia and Michael Bixby in the words of Richard “we got Scott up against the ropes... no one is going to pay him or invest! We are going to run him into the ground, What’s his price to walk away!” They had spent years, ruining the resorts chances every way they could.
Michael through Richard Battaglia also fed Peter Lawrence bad information and lies. Peter Lawrence is a very big and prominent blogger in San Pedro with a huge following... Ambergris Today...with a blog site that looks really like a newspaper that would only print an article after they fact checked it...which is not the case as it is a blog and they don’t have to.... and if Michael Bixby and Richard Battaglia send Peter Lawrence articles called “11 Million stolen. By Scott. All monies gone. Nothing there!” Peter Lawrence can print it in his newspaper looking blog. Michael never admitted he was behind the attacks that were ruining the resort and my life. We thought since our name and chances to succeed were ruined, we should rename the resort from Mayan islands.. which I loved.. to Belize beach resort and spa ... and I changed my name from Scott Mallick to Scott Smith as our names were already ruined. and we worked even harder to market sell and grow the company. It was obvious that our name had been ruined. And instead of quitting and going out of business we had to try something. But... Changing the Companies name and changing my name to avoid the lies was a total waste of time. Because we did not know the traitor and liar was our own president Michael Bixby... so the lies and goal to destroy the company never stopped.
Ricardo Pelayo the president of Atlantic International bank of Belize, who is a great guy, a friend, and one of the few I looked at as a mentor, our relationship went from great to horrible... any time Michael Bixby can convince someone that I am horrible... he does... I find Michael Bixby is very convincing. He got me and Harold Burkle to want to help him. Michael is very convincing and looks very honest...But when combined with his lies and forgeries this is bad for future investors he can hurt.
Michael Bixby could easily be arrested and locked up today as Michael can not follow the law. Besides the blatant laws he breaks when he does forgeries and just signs documents he writes up using my computer signature on agreements I never see... Michael Bixby violates SEC Laws! When I am out of country working, Michael will make up a contract forge my signature and collect many 10,000 to 100,000 checks , then go cash it at a local bank and spend the money. And he knows we legally can’t do this. This is an offshore investment. Michael is either breaking the law on purpose or breaking the law because he doesn’t care.
Michael Bixby does not know a good investment from a bad one . I met him and all his investments were horrible, all losers or worse, straight out scams. I liked the kid. I Brought him to Florida to work and learn from me, got him a car a home a wardrobe books to learn from, and Harold and I tried to teach him... I had no idea Michael was the one destroying the resorts chances of success. He blames this on Richard Battaglia... Michael smiled in my face while he saw me stress and suffer and work hard for success, while all along it was him ruining the companies chances.
I worked all of 2015 to make all the investors safe and build resort to success. First I went to Bobby Burkle and offered their entire family Liens to protect Harold Burkles investment. And to Include Bobby in everything just like his dad Harold who made the investment that Bobby inherited was included in everything. But Bobby refused to meet. Who refuses to meet the guy who your dad invested millions in and now you own? You can thank Michael Bixby for this. Michael is so good... he convinced Bobby Not to meet. Not to get liens on lands to protect his investment, not to meet to know what is going on...
Fast note. Everyone knows that if Harold was alive. None of this would be happening. Since I was 100% working hard to protect investors and setting up liens and bringing in professional sales (as Michael Bixby my sales manager could never do a good job selling) there would be no reason to try to destroy the project, I pushed for 3 things in 2015 (besides protect the investors) 1. Work Together 2. Stop bad press 3. A few sales. But Michael Bixby wanted only to ruin resort by airing all the bad laundry he could make up and all his lies. He even attacked Daniel Hartin with bad press and put him in rip-off report just because Daniel wanted to help. Michael could not let resort succeed after he quit. Michael Didn’t want the truth to be so easy to see.
The Cove Estates. To give you just one example of many. Where Michael Bixby takes the truth... and twists it with lies.. to mislead people, and hurt someone with lies to beat them and win. I tell you about the cove estates. I invested in the Mayan islands in the beginning before any investors were around yet with the money from me selling off millions from my investments and my core business I had for many years called “ATM ADVANTAGE INC” . l had lived simultaneously for years in south beach Miami Florida (involved with stocks and investments) and had an apartment at 45 Wall Street in Manhattan NY. I did this so I could form relationships with banks ,credit card processors ,a brinks security company , and a ATM service company. I put out and owned 127 ATMs mostly between Houston street up to 57th street in Manhattan. Once up and running we were grossing about 1000 transactions. Per machine. This is very high... but it’s because of the 24hour 7 day a week corner locations. And I had offered 1 dollar a transaction to the store owner .. when the going rate was only 25 to 50 cents. I kept a dollar and had 50 cents for costs. I was grossing 250k a month I was clearing net 100,000 a month ... over a million a year income I was earning. But. I fell in love with the islands of Belize. when I saw the Mayan islands in Belize I sold everything I had to buy them. But Before that... I had taken 95k in my SEP. paid the taxes to convert to a Roth. Then used Entrust to set up a self directed IRA to buy the cove estates land in my Roth for 350k usd about 12 years ago... 95k Roth Self Directed IRS through Entrust and I loaned myself 255k to make the 350k purchase. Now this 350k investment that was separate from Mayan islands and in my Roth which I paid 350k for is now worth over 5 Million! Subdivided into 18 Lots easily 350 each! And what did I do? To make Mayan Islands even stronger... I put my 5 Million dollars worth of lots into the Mayan Islands. ...
Michael twists the facts and lies and sees 350k for the cove estates in my email history before he even knew me... and then tells everyone i only put in 350k TOTAL.. This is impossible! But Michael, he can sell the lies! .... yes in my Roth investment for 9.9 acres cove estates, I spent 350k. But To buy with millions of dollars the other separate 200 acres of over 2 miles of island waterfront lands of Mayan Islands, I started paying for this when I sold my ATM ADVANTAGE Company.
The small 9.9 acre cove estate purchase for 350k was from my 95k SEP/Roth and 255k from my bank account from SAVINGS I had before I sold off all my real assets to buy 2 miles of island waterfront for millions...
Now because of the extreme lies of Michael Bixby... I have given up my 75% of Everything to ensure the shareholders are protected... I lost 75 Million to 150 Million... bad press lies can do that! (Think bank runs because of rumors before insured)
Michael should never be allowed anywhere near the financial services industry. he will blindly sell investments like he sold used cars... but every investment he made when I met him was bad... he would have done better if blindfolded with a dart board picking his investments.
No matter how hard you work in life. People can ruin your chances of success.
1. A house Divided can not stand.
2. one of the 10 commandments “Thou shall not pass false witness upon thy neighbor” 3. You can always destroy someone’s life and reputation, if your willing to do whatever it takes.. lie, forge documents, publish lies on blog sites pretending they are the truth. Ask Chet Riley. Ask Russell Nelms. They had a ringside seat. And knows what Michael did was illegal immoral and criminal.
Michael couldn’t allow resort to be a big success after he failed and quit. Michael will do anything not to let this success happen.
Michael Bixby was a great used car salesman... knows how to take turns talking, say what you want to hear, and act like a guy you can trust... I fell for it. I thought Michael was my friend, and I treated him like my little brother, tried to help him every way I can. I gave him a car, a home, wedding rings, a position of power and responsibility, and I trusted him. but between his dishonest behavior and lack of financial skills, Michael j. Bixby should not be allowed near peoples money. I feel Michael J. Bixby should not be able to have anything to do with other people’s money. Michael Bixby should not be allowed in Financial Services. If he is , then Michael Bixby will be able to Rip you off too!
Sincerely
Scott Smith
Founder and CEO CERI
Scott
Miami,Florida,
United States
Michael J Bixby Scott Smith CERI Belize
#7REBUTTAL Individual responds
Mon, November 20, 2017
I am the person this article is written about and this is my rebuttal
Michael J. Bixby and his Illegal Immoral and Unethical practices and behaviors are costing past investors millions in losses. Now Michael Bixby wants to beat future investors with his same illegal unethical and immoral practices.
Anyone involved in CERI, also called Mayan Islands, I urge you to try to get the true facts. Not from Michael J Bixby. Our Biggest investor knew the truth but unfortunately passed away (if He was alive, he never would have allowed Michael Bixby to do these crimes and violations, and his son would have been told to never contact Michael but to work together with me. There would be no destructive lies and lawsuits crippling the company these last two years) Michael Bixby has committed many counts of Fraud, SEC Violations, Theft, Forgeries, Illegal Stock Issuance, Money Embezzlement to name a few. I will point out some of the many violations.
Michael J Bixby says he is a director of ECP Capital Partners.
Anyone associated with ECP Capital Partners please do a full background and due diligence on Micheals past frauds plus his lack of any financial experience, before he ruins your reputation.
Michael J Bixby says he is an officer of Red Emerald Resources Corp.
Anyone associated with Red Emerald Resources Corp or Red Emerald Holdings llc please do a real background check on Michael Bixby.
Here are just a few of the supporting relevant facts:
Michael knows what he is doing. First he launched a four year smear campaign (while denying it and working as the companies president and sales manager) telling all past and potential investors “11 Million dollars stolen. Nothing there. Investors lose everything. Investors beware” then Michael launches lawsuits and false Facebook smear campaigns and falsifying contracts and documents to the judge.
Let me make this ripoff by Michael Bixby very clear. You are one of thousands of potential investors and buyers. You look at 100s of investments. How fast do you discard the potential investment with all the press says that the CEO stole 11 Million dollars and all the investors lost everything, that no assets were there. How fast do you walk away from buying a beach estate from a project that is (unfairly) accused of stealing millions and investors lose millions.. let alone now that there are (unwarranted) lawsuits, and if you were dumb enough to buy, you could lose it all, because of the lawsuits. How fast would you run away and look at the 100s of other deals with no bad press and no lawsuits.
Peter Scott and I talked many times and we 100% agreed to work together to make the project a huge success. Peter Scott told me that “working together is the only way to have huge success. “If we become a house divided and fight we are sure to fail” But Michael Bixby couldn’t let the project succeed now that he had failed as sales manager and quit.
Peter Scott and I agreed that I had to bring in a real sales manager. Which I did. I brought in the best. I brought in Daniel Hartin and Sandy Point Resorts and Sandy Point Realty.
Michael Bixby wanted to stop all sales so badly and for the project to fail, that he even bad mouthed Daniel Hartin to ruin anyone who would help the project and investors succeed. Can you imagine how hard Daniel Hartin and I tried to make sales and the resort a success , while Michael Bixby did everything for years to ruin all efforts to make the resort a success.
This is what Michael Bixby did on purpose to rip off investors so he could force the project to fail and have his team take over. Ripping off investors of how successful the project and investors could have been without Michael Bixbys fabricated campaign: “11 million stolen , nothing there, Investors lose everything. Buyers beware”
No matter how hard Daniel Hartin works, the Lawsuits, which Daniel must tell all potential Investors and Buyers about, makes them decide NOT to buy and look for investments elsewhere, no matter how great our project is and can be. Wouldn’t you invest somewhere else!
Daniel Hartin and I have talked to over 100 interested potential investors. They all say the same thing. “I love the project. It’s amazing. But I can’t invest in an investment with so much bad press. In the future once you have worked out all this dirty laundry and charges of millions stolen and investors being ripped off.. I might revisit this investment. But I probably won’t “
There is a gap on Michael Bobby resume he posts from 2006 when he was fired from selling used cars at enterprise.. to 2016 and 2017 where he says he is a successful financial guy at Red Emerald Resources and Now ECP Capital Partners.. this 7 year gap is when he worked for CERI , when he worked for me as vice president and in charge of bank transactions..which now he denies..so he can change the truth to fit his story
To some Michael says he was the CERI vice president and head of sales and the person in charge of all bank transactions (ones the I knew about, and many I didn’t)
To others, Michael says he was not the CERI vice president, not in charge of bank transactions, but just an investor, not part of the company, even though he
A. goes to court on his own and representing the company on his own as an officer of the company, pleads guilty, sets up payments by the company to Tom Mulka, which he never makes, and loses companies lands he pledged as an officer, to
B. when he was attacking Javier Ortiz on the internet where he himself states “ I Michael Bixby am the vice President of CERI and in charge of all bank transactions”, all the way to
C. setting up a new transfer agent behind my back for the company, transfers shares, lies on phone to transfer agent and says he is Scott Mallick and forges Scott’s signature, (all while Scott not knowing anything about it) , to
D. all on his own while I was out of town, selling many unsophisticated investors on 10,000 to 100,000 investments, taking it in a local check, cashing it at the local bank, and spending the money, all without permission. Violating all SEC laws.
Did you just count about 25 criminal, go to jail, 100 plus years of felonies Michael Bixby committed just then, I did.
Here come more red flags for future investors to stay away from Michael Bixby
I met Michael Bixby when he started blaming and bad mouthing his real estate course teacher. I asked for the facts. Michael said the teacher told him for one example to buy an empty lot on a mountain in North Carolina by financing a 250k purchase and also many other purchases that didn’t turn out well for Michael.
I asked Michael as it was really Michaels decision whether to buy the lot in North Carolina or not, that after he looked at it why he bought it. Michael said he “bought it sight unseen” I asked why.. Michael said he didn’t want to waste 800 dollars to fly up.. so he just bought the 250,000 lot. Michael admitted all his purchases he was complaining about were purchased sight unseen... just because they were recommended to him by a random salesmen who came to the real estate school to speak. Michael is a smooth talking salesman, but that’s it.
After Michael Bixby worked with me I find out that behind my back, Michael does and says whatever Michael wants. Michael was fired by enterprise for repeatedly doing and saying whatever he wanted against company policy. We all expect a used car salesman... to do whatever to sell us a car..we are ready for that. But we can’t let lies and unethical behavior be part of our financial investing. There is too much at stake. One can lose their home and severely hurt the marriage and ones future.
At One of my friends and an investor funeral, a great man, very good friend of mine, a mentor, and an investor, his son comes up to me and says “so Michael says you are fully rented. And I should be getting a check next month”. I was caught off guard. As this was a huge bold face lie by Michael , and we were at a funeral. I asked Michael why he Lied to Him. Michael said “I told Him what he wanted to hear”. The Investor was Not Michaels friend at the end. Harold knew of many of Michaels costly lies and mistakes... which I won’t cover.. and asked me to help Michael. If his son knew the truth, He would easily be working with me, we would be very successful, and he wouldn’t even take Michaels call. Same with Peter Scott. Actually if everyone knew the truth , we would all be successfully working together.
I sit down with Other clients, they Say “ Michael says I will start getting checks next week “ which is not true. I ask Michael why he lies. Michael says “I am telling them what they want to hear so I can get referrals and more money”. I tell him again to stop. Another client and I discuss Michael Bixbys lies. He advises that we should remove Michael Bixby quietly from the company, so as not to cause panic and destroy company. Then once Michael Bixby removed, work to fix all the lies and damage he has caused.
Michael keeps going to Peter Scott. Michael says “I take Peter Scott pizza and beer, to get Peter to like me”
I have told Michael over 100 Times.. “leave These 4 clients alone!” Michael says he can’t.
I get calls from Investors “Scott. Michael Bixby is doing it again. Michael is calling up investors and saying “if you don’t invest more.. you can lose your investment.. if you invest more , that’s the only way to protect your investment.” Behind my back.
This got so bad once. Michael Bixby went to A client... behind my back... who already had money in. Michael told Him that if he didn’t put his last money he had in, Another 250k, he could lose his investment. So he did. Michael promised to pay it back... of course Michael didn’t ... so He files a lawsuit. And Michael working behind my back .. went down to Belize and pleads guilty in court on my behalf, and promised to make payments.., which he doesn’t... Michael also pledges my lands as collateral ...as an officer of my company.... and since he never paid ...me and my investors lose land... this sounds unbelievable... but it’s true... everyone thinks Michael is a good guy.. and he would never use the companies bank account for himself or sign documents saying he is me or representing me... but he did this for years... please do not let Michael Bixby moving forward ruin anyone else’s life or take their money.
This next one is so illegal that Michael Bixby should be behind bars. Michael Bixby. Forging my name to documents and saying he is me on the phone.... so Michael could set up a new transfer agent... then moved all my stock there saying he was me on the phone and then started illegally issuing stock. My new lawyer was going through a box from the old lawyer and found a bill paid to a transfer agent for services rendered and stock issued. With me on the line, my new lawyer called the transfer agent.. who I knew nothing about, didn’t know who they were, and had never spoke to. So your the transfer agent, my lawyer asked,. She said “yes” . And Scott had you issue these shares “yes. I have talked to Scott on the phone on many occasions and Scott has signed all the paperwork I sent him to sign” in United States Michael would be in prison... I want everyone warned not to have any financial dealings with this crook.
Michael Bixby while I was in Belize working hard for the success of the resort and the investor.... broke into my Apartment in Miami and stole my clothes , my TVs, my money, my watches, shoes, computers.....everything.
I finally figured out why. Not to just hurt me...(the police detective from Miami Beach police department has his theft all on video tape ...) Michael Bixby stole everything... so he could steal my files and company paperwork and my computers.... the reason Michael Bixby did this... was so he could send forgeries of contracts to the Judge in Belize. Thinking since I don’t have the originals I couldn’t contest them. . as Michael stole them and destroyed them, that his forgeries would fool the Belize Judge and Courts.
Michael Bixby is falsifying documents to the courts and the judge. Michael has no respect for the Judge or the Courts or the laws of Belize. He even wrote up one forged agreement where his wife is the witness..to where he wrote up he gets two million. Michael thinks the judge will fall for this. Michael has the agreements with my name Scott Smith.. but has them signed Scott Mallick (Forgeries)... not even well thought forgeries!
I Believe what was most important to Michael is that after he quit, he could not let the project succeed.
He could not let it be so obvious that once he was gone, and i brought in a real sales manager, we would then be extremely successful.
So he robbed me, did false lawsuits, and tried to get over on the judge with his forgeries, while using lies on the internet to ruin the project, this is why Michael should never be allowed to take investors monies or be in financial services.
In 2015 I had worked hard to have resort open and renting. It looked great! We had huge interest in people helping us with sales. I knew we now owned over 2 miles of islands minutes from San Pedro and We were sitting on a gold mine. Investors would make millions! But I knew I needed a professional sales and management team. I told my investors I had the biggest sales and rental and management team ready to work with us! Everyone was happy! Including Peter Scott.
But Michael Bixby did not want the project to succeed in 2015! So Michael Bixby contacts Daniel Hartin of Sandy Point and says “I Michael Bixby am going to destroy Scott. Any attempt Scott makes to make the resort succeed I will shut down. Daniel you better not help Scott because I and my group are taking the resort from him! We are going to stop Scott from making the resort work. We don’t care how long the resort sits. We are going to take it. “
Well this ruined my deal great deal to help our company with Daniel Hartin. Now I am really worried about my investors. So I make a worse deal for me with Daniel to protect the investors. The investors own 25% for 25 Million. I own 75% of CERI. This Project with good management can make over 200 Million. I want to protect my investors first and foremost. I offer Daniel to give up my 75% worth 75 Million to Daniel and his group. With the condition that the investors are 100% protected. All of them including Michael and Peter and Bobby who are attacking and ruining it for everyone are protected too.
There has been talk of two boats. The first one was two million dollars new, and as it was used was asking $850k, and I paid just $250k for a great 63ft open sport fishing vessel. New was 2million. Looked like the 3 Million hatteras and Viking. Sleeps 8. We would make great money with this at the resort. Half day diving/snorkeling trips and deep sea fishing trips. I put Michael in charge of watching over the 100k budget we set aside to fix it up really nice and ship it down... Michael added an unnecessary additional expense of 100k in extended storage costs because not done on time as he never got the work done.. and then just gave the boat away without telling me he says for just 80k... from our 450k spent.. what a waste..
The second boat. Michael really wanted... so he could he said look good and sell marina slips.. said he promised he would do good if I let him have this. I like taking chances on people who show initiative so I said yes to Michael with 4. rules. 1. He had to pay cash. 2. He couldn’t use our construction money, 3. he had to buy it from offshore, 4. he had to take care of it... Michael broke every rule he agreed to... he even lied to investors.. he used our construction money. And he couldn’t get our huge deposit back.. but promised he would pay it off in 6 months... Michael ended up losing all the money and losing the yacht... I said to Michael “you can’t sell a finished star island estate for 700k... but you can sell a not yet built yacht slip for 700k... “ he said “yep”... and he turned all this around so it’s all my fault.
Michael had been attacking the company for years.... I just didn’t know it was him as he was my companies president and my friend. Michael Bixby was undermining and ruining the resorts chances...this is illegal unethical and immoral. For 4 years Michael Bixby had sided with Richard Battaglia...they saw that We had huge assets, but we had low cash flow. So Richard Battaglia and Michael Bixby in the words of Richard “we got Scott up against the ropes... no one is going to pay him or invest! We are going to run him into the ground, What’s his price to walk away!” They had spent years, ruining the resorts chances every way they could.
Michael ,through his friend so as to keep his name hidden, sends Peter Lawrence bad information and lies. Peter Lawrence is a very big and prominent blogger in San Pedro with a huge following... Ambergris Today...with a blog site that looks really like a newspaper that would only print an article after they fact checked it...which is not the case as it is a blog and they don’t legally have to.... and if Michael Bixby send Peter Lawrence articles called “11 Million stolen. By Scott. All monies gone. Nothing there!” Peter Lawrence can print it in his newspaper looking blog. Michael never admitted he was behind the attacks that were ruining the resort and my life. We thought since our name and chances to succeed were ruined, we should rename the resort from Mayan islands.. which I loved.. to Belize beach resort and spa ... and I changed my name from Scott Mallick to Scott Smith as all our names were already ruined. and we worked even harder to market sell and grow the company. It was obvious that our name had been ruined. And instead of quitting and going out of business we had to try something. But... Changing the Companies name and changing my name to avoid the lies was a total waste of time. Because we did not know the traitor and liar was our own president Michael Bixby... so the lies and goal to destroy the company never stopped.
the president of Atlantic International bank of Belize, who is a great guy, a friend, and one of the few I looked at as a mentor, our relationship went from great to horrible... any time Michael Bixby can convince someone that I am horrible... he does... I find Michael Bixby is very convincing. He got me and Harold Burkle to want to help him. Michael is very convincing and looks very honest...But when combined with his lies and forgeries this is bad for future investors he can hurt.
Michael Bixby could easily be arrested and locked up today as Michael can not follow the law. Besides the blatant laws he breaks when he does forgeries and just signs documents he writes up using my computer signature on agreements I never see... Michael Bixby violates SEC Laws! When I am out of country working, Michael will make up a contract forge my signature and collect many 10,000 to 100,000 checks , then go cash it at a local bank and spend the money. And he knows we legally can’t do this. This is an offshore investment. Michael is either breaking the law on purpose or breaking the law because he doesn’t care.
Michael Bixby does not know a good investment from a bad one . I met him and all his investments were horrible, all losers or worse, straight out scams. I liked the kid. I Brought him to Florida to work and learn from me, got him a car a home a wardrobe books to learn from, I tried to teach him... I had no idea Michael was the one destroying the resorts chances of success. He blames this on others... Michael smiled in my face while he saw me stress and suffer and work hard for success, while all along it was him ruining the companies chances.
I worked all of 2015 to make all the investors safe and build resort to success. First I went to Bobby Burkle and offered their entire family Liens to protect Harold Burkles investment. And to Include Bobby in everything just like his dad Harold who made the investment that Bobby inherited was included in everything. But Bobby refused to meet. Who refuses to meet the guy who your dad invested millions in and now you own? You can thank Michael Bixby for this. Michael is so good... he convinced Bobby Not to meet. Not to get liens on lands to protect his investment, not to meet to know what is going on...
Fast note. Everyone knows that if Harold was alive. None of this would be happening. Since I was 100% working hard to protect investors and setting up liens and bringing in professional sales (as Michael Bixby my sales manager could never do a good job selling) there would be no reason to try to destroy the project, I pushed for 3 things in 2015 (besides protect the investors) 1. Work Together 2. Stop bad press 3. A few sales. But Michael Bixby wanted only to ruin resort by airing all the bad laundry he could make up and all his lies. He even attacked Daniel Hartin with bad press and put him in rip-off report just because Daniel wanted to help. Michael could not let resort succeed after he quit. Michael Didn’t want the truth to be so easy to see.
The Cove Estates. To give you just one example of many. Where Michael Bixby takes the truth... and twists it with lies.. to mislead people, and hurt someone with lies to beat them and win. I tell you about the cove estates. I invested in the Mayan islands in the beginning before any investors were around yet with the money from me selling off millions from my investments and my core business I had for many years called “ATM ADVANTAGE INC” . l had lived simultaneously for years in south beach Miami Florida (involved with stocks and investments) and had an apartment at 45 Wall Street in Manhattan NY. I did this so I could form relationships with banks ,credit card processors ,a brinks security company , and a ATM service company. I put out and owned 127 ATMs mostly between Houston street up to 57th street in Manhattan. Once up and running we were grossing about 1000 transactions. Per machine. This is very high... but it’s because of the 24hour 7 day a week corner locations. And I had offered 1 dollar a transaction to the store owner .. when the going rate was only 25 to 50 cents. I kept a dollar and had 50 cents for costs. I was grossing 250k a month I was clearing net 100,000 a month ... over a million a year income I was earning. But. I fell in love with the islands of Belize. when I saw the Mayan islands in Belize I sold everything I had to buy them. But Before that... I had taken 95k in my SEP. paid the taxes to convert to a Roth. Then used Entrust to set up a self directed IRA to buy the cove estates land in my Roth for 350k usd about 12 years ago... 95k Roth Self Directed IRS through Entrust and I loaned myself 255k to make the 350k purchase. Now this 350k investment that was separate from Mayan islands and in my Roth which I paid 350k for is now worth over 5 Million! Subdivided into 18 Lots easily 350 each! And what did I do? To make Mayan Islands even stronger... I put my 5 Million dollars worth of lots into the Mayan Islands. ...
Michael twists the facts and lies and sees 350k for the cove estates in my email history before he even knew me... and then tells everyone i only put in 350k TOTAL.. This is impossible! But Michael, he can sell the lies! .... yes in my Roth investment for 9.9 acres cove estates, I spent 350k. But To buy with millions of dollars the other separate 200 acres of over 2 miles of island waterfront lands of Mayan Islands, I started paying for this when I sold my ATM ADVANTAGE Company.
The small 9.9 acre cove estate purchase for 350k was from my 95k SEP/Roth and 255k from my bank account from SAVINGS I had before I sold off all my real assets to buy 2 miles of island waterfront for millions...
Now because of the extreme lies of Michael Bixby... I have given up my 75% of Everything to ensure the shareholders are protected... I lost 75 Million to 150 Million... bad press lies can do that! (Think bank runs because of rumors before insured)
Michael should never be allowed anywhere near the financial services industry. he will blindly sell investments like he sold used cars... but every investment he made when I met him was bad... he would have done better if blindfolded with a dart board picking his investments.
No matter how hard you work in life. People can ruin your chances of success.
1. A house Divided can not stand.
2. one of the 10 commandments “Thou shall not pass false witness upon thy neighbor” 3. You can always destroy someone’s life and reputation, if your willing to do whatever it takes.. lie, forge documents, publish lies on blog sites pretending they are the truth.
Michael couldn’t allow resort to be a big success after he failed and quit. Michael will do anything not to let this success happen.
Michael Bixby was a great used car salesman... knows how to take turns talking, say what you want to hear, and act like a guy you can trust... I fell for it. I thought Michael was my friend, and I treated him like my little brother, tried to help him every way I can. I gave him a car, a home, wedding rings for him and his wife, gave him a position of power and responsibility, and I trusted him. but between his dishonest behavior and lack of financial skills, Michael j. Bixby should not be allowed near peoples money. I feel Michael J. Bixby should not be able to have anything to do with other people’s money. Michael Bixby should not be allowed in Financial Services. If he is , then Michael Bixby will be able to Rip you off too!
Sincerely
Scott Smith
Founder and CEO CERI
Daniel
Ontario,Belize
Acquafino and Maya island
#7REBUTTAL Owner of company
Thu, July 20, 2017
This is a response to the above claims. Acquafino , Daniel Hartin and Sandy Point Real estate was not even aware of this project during this time. They did not know Scott mallick and they were asked to interncede as they operate a very reputable and successful resort and real estate company that has turned many of these kinds of situations into a success for all involved. Currently the group that has posted this claim is in negotiations to settle their claim and we are now directly working with them to conclude this case. It is not our job to make a judgement as to who was right and who was wrong but we are haoppy that this is being resolved and we look forward to making this beautiful vision for the island come to a realty.
Unfortunaltey the internet can be used for purposes that can be misleading and we hope that this response can clarify to anyone reading the above claim that our group was not associated with this project during the time of the accusations.
Concerned Buyer
New York,New York,
USA
Failure to Disclose Legal Issues with Investors
#7Consumer Comment
Fri, June 16, 2017
I saw these two recent videos and Daniel Hartin from Sandy Point fails to disclose that this propety, Acquafino, is under litigation for Millions of dollars.
I hope people do their due diligence with proper attorneys, title searches, and accountants.
There is no Real Estate commission in Belize.
Watch the videos for yourself
vimeo.com/219579934
vimeo.com/201963998