Complaint Review: ACS

I received a call from a man name Nick Constantine who spoke with an east indian accent. He told me I was being brought up on charges for fraud and many other things and have been named in a law suit. He stated that Cash Advance Usa had loaned me $300 12 months ago and I never paid it back. I looked through all of my bank statements back to July 09 and found nothing from this company. This man "Nick" knew my ssn my address and the name of my bank. I began to doubt myself and believe that this might have been something I over looked. After authorizing the transaction I googled this and found all of the scams reported with this same situation as mine down to the dollar amount they stated I borrowed.

   This is a total scam and I hope no one else falls for this.