Complaint Review: ACS Incorp

On Friday, August 17th I received a call at work from someone saying his name was Mr. Hodgins and that a complaint was coming into his office about me stating the last 4 digits of my social security number.  I asked him what was his company name and all he would state is that it was Corporate Office.  I told him if he had a complaint then to send me something in writing and I will take care of it.  He then asked for my address, I told him if he has a legitimate complaint in his office then he should already know my contact info and terminated the call.

He immediately called back saying that this was a very important matter and that I should speak to his supervisor.  Another man came on the phone stating to me about a complaint.  I now told this so called supervisor who would not give me his name that if its a matter that needs my attention to send it in writing and I will gladly take care of it.  He said that there is nothing in writing to send.  I informed him legally he has to submit the complaint in writing if I requested it and terminated the phone call.

For 45 minutes they continued to call my office and harass the receptionist with profane language and threaten to have me arrested.  Today this morning and now this afternoon I get the following email:

CASE FILE : K9755462
LOAN INFORMATION
                
DUE AMOUNT-$944.67
LOAN COMPANY- ACS Incorp.
You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
 
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.
 
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at 1803 430 9000 between 9.30 to 6.30 (EST).
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON   +1-803-430-9000
UNITED STATES OF ATTORNEY
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