Complaint Review: ACS Incorporated

Hello, I've recently received an email address from a company that claims to be ACS Incorporated, and they're saying that I owe them $825.86, and if I don't reply or answer them back within a couple days,they will contact their legal attorney or something like that. But here's what they're telling me exactly

CASE FILE : J5811

LOAN/DEBT INFORMATION        

DUE AMOUNT-$825.86

LOAN COMPANY-  ACS Incorporation.

This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter.

It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

(4) ELECTRONIC FUND TRANSFER FRAUD.

Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

 And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $4271.15, excluding  loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have /can't afford one then the court will appoint one for you.

We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at +1 347 670 4001 between 9.30am to 6.30pm(EST).

IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH

EMAIL OR CALL US BETWEEN WORKING HOURS ON +1 347 670 4001.

UNITED STATES DISTRICT ATTORNEY

Copyright (c) 2006 ACS | Privacy | Terms of use

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Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited.  If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation. 

Plus, I called the number above the sent message and it said on the other line that the person I'm calling is not available. And somehow it resulted in two separate numbers, the one in the above message and a second one in which it is hidden but when you click on the +1 link through your smartphone, this second number shows up: 1-914-297-7503.

So I called that number and it also said the same thing; that the person I'm calling is not available. What I want to know is what do I need to do stop them from giving me false threats, emailing me without any copy of what they have against me, if they claim they have like a filed lawsuit against me, and so on. And from what I've been told in the past, I'm not eligible for any kind of loan at all, because of my credit score.

And I did some research about this if whether or not it's a scam, and turns out that it is and that ACS suppsedly stands for Advanced Cash Services. I have been getting other phone calls from other so-called lenders but I just hang up on them but I just don't trust them because they put either a man or a woman with a foreign accent.

I even replied to them saying that if they really are suing me, then I would like to see a copy of their lawsuit, a copy of the transactions that they made, and so on. I even told them that if they don't have any of those that I ask for, then it just proves that they're lying. They replied me back at 10:52am & I replied them back at 11:07am asking for a copy of their stuff but so far no response.