Complaint Review: ACS Legal for Cash Advance USA

Since it works we must stop, Moron. These thieves believe it so USE IT, they are thieves and Liars, so Steve wants us to quit fighting back?

Steph, this "voodoo hex" thing is getting old. Nobody with any common sense believes in that nonsense, and it will not stop the calls or fix the situation at hand

It won't? Thanks for the information.

My only question now is what to do with the two chickens a purchased from a farmer-the d**n things are clucking around in my basement!!! <smirk>

Steph, this "voodoo hex" thing is getting old. Nobody with any common sense believes in that nonsense, and it will not stop the calls or fix the situation at hand.

The only real solution here is to STAY OFF THE PHONE! Never speak to these idiots.

Demand they send it in writing and hang up if they call at work. Inform your boss of this scam, or whomever answers the phone, if needed.

My favorite solution is to blow a police whistle in their ears and get the satisfaction of the mental picture of some crackhead in a cubicle with blood running from his eardrums.

Ignore everything but the summons.

If he calls again tell him you contracted a voodoo high priestess to put a death hex on him

..It is sold, or was submitted to a fraudulent website unknowingly by the applicant.

Many companies resort to sending unsolicited offers to attract consumers. The problem is that many spam and phishing sites also use the same online marketing technique to spread malicious software and steal other peoples personal information. Just to be safe, ignore payday loan products that you did not ask for.

Copied from Ezine articles online..

Here are some tips on how you can ensure your information is safe when applying for an online payday loan:

1. First check the Privacy Policy of any payday lender or broker's website. (A payday loan broker does not make online cash advance decisions, but instead matches you with a payday advance lender based on your application.) The Privacy Policy should be written clearly and should detail the kind of information they collect and disclose whether they sell or share any personal information about you with third parties. (of course this assumes the site is not a fraud to begin with)

2. If you have any concerns about site security or the security of your personal information, talk to a customer service representative from the company. Are information databases accessible by all employees or just those with security clearances? What happens to your information after you close your account? Ask any questions you may have and based on their answers you can make your decision. Most websites also have a FAQ (Frequently Asked Questions) section that can answer many of your questions.

3. Once you are happy that the site will not sell your personal information, it's important to check that the application page is secure as well. Whenever you're about to transmit sensitive data online, not just for an instant payday loan but for any transaction, there are two things to look for to make sure your transmission will be secure. The first is an added letter "s" after the "http" portion of the internet address line in your browser. The second thing to look for is a yellow padlock symbol at the bottom right side of the screen. Both of these things indicate that your data will be encrypted before it is transmitted to the website, and that it is safe to send your information.

(Note that the yellow padlock could be fake, anyone can paste a picture of a lock. As well, a secure site does not always mean it is legit, it could just be a phishing scam conducted on a secure site)

4. Last but not least, a great way to check that your data will be safe is to investigate the online payday loan lender or broker itself. Google their name online or check with the Better Business Bureau to see if they have any customer complaints against them. It's always a good idea to see what other people like you are saying about the company you're about to do business with.

(also bear in mind the BBB is not always credible, however if there are many complaints and warnings there regarding the business in question, those are legit complaints and warnings)

They hacked into payday lender sites and stole information. This story was on ABC news in 2009 or 2010.For good measures put a fraud alert on your credit report and file a report with your bank.

They just want free money through terror tactics. Wish they would call me - oh what fun I could have because I have been threatened like this from a 3rd party debt collector years ago - sued them and won!

This scam has been reported hundreds of times on this site. One thing that the victims seem to have in common is that at one time or another they filled out loan applications online.

That information was either stolen from a legitimate lender, or the application was a fake designed to get the applicant to divulge their personal data.

Giving out identifying information over the Internet should only be done when you know exactly who you are dealing with.

The same thing happened to me last night. This rude man with the Indian accent asked me to verify my social security number as he read it off to me, as well as my full name, date of birth and home address. He claimed I owed for a payday loan as well which, I knew was outlandish. Anyway, when I started asking questions, I was met with epithets that I would not say to the devil before he hung up on me several times. You must immediately file a compliant with the Federal Trade Commissioner, David Fox who works for the Attorney General's office and immediately place fraud alerts on your credit report with Transunion, Equifax and Experian. These fraud reports will remain on your report for only 3 months so you will have to keep updating them. There may be a way to place a secret pin on your credit with the credit bureau before anyone can access your credit from what someone else was telling me but I am not sure. Good luck and if you have any more questions, you can email me directly at (((Redacted)))

That is all it is!  Don't worry - there is nothing these losers can do to you - when they call back tell them YOU know it is a SCAM and hang up!