Complaint Review: ACS USA

 Here is the email that was sent to me in its entirety: Now I must advise you that I have no idea what debt/loan/or whatever they are talking about.  It sounds like my identity may have been compromised by somebody!! Because this is not anything of mine!!

Case File:  K-1200514; SI-WC-7310;

Amount Due:  $870.69

Case File Transferred: - March 2014

Due to:  ACS INCORPORATION.

Dear Debtor,

As we were trying to reach you since a couple of days regarding a very serious matter about a lawsuit filed on your name stating that you are doing some fraud and Civil litigations.  Our company (ACS INC) has authorized us to recover the full amount due to them.

As we put your SSN into our National Checking Database System, we found that you have been never charged for a fraud activity & that is the reason Court has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and SSN.  Now if you want to take care of this issue than you have to pay an out of Court Restitution Amount which includes the late payment charges, penalty charges, interest rate on the loan amount = Restitution Amount which is $870.69 or else the lawsuit amount which is about $4203.86 WILL BE DOWNLOADED AGAINST YOU.  If you want to settle this matter today itself, then you can get some percent deduction on the Restitution Amount and you can take care of this issue by making the payment of the Settlement Amount today.  You have to send us a promissory note to stop your case file temporarily out of the court house. So get back to us ASAP.

We are very sorry to say that you are going to be legally prosecuted in the Court House within seven days. Your SSN is put on hold by the US Government, so before the legal charges get really serious against you, we are notifying you about these legal charges. But as we were not able to reach you so we are sending you a final notification Email. Your case file #K-1200514; SI-WC-7310; and since it's a legal matter you will need our help, so call us right now to make a payment and freeze down this case.

As You Are A Defaulter On This Credit, United Legal Investigation Bureau Has State three Seriious Allegations Against You They Are:

(1) Violation Of Federal Banking Regulation

(2) Collateral Check Fraud

(3) Theft By Deception

If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:

>Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Baliff or Sheriff Officer.

>Attachment of Earnings base (Earnings Arrestment).  Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt.

Now, this means a few things for you.  If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.  If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney.  We reserve the right to begin litigation for intent to comment wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet.  In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints are as follows:

You accepted to return the funds from this aforementioned advancement as per contract. And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies: -

All funds to be returned as per terms of initial contract

Dear CUSTOMER as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side.  Also we would like to know when you can pay the requested $870.69 to settle this case.

If You Want To Resolve This Matter Than Contact Us Immediately Thru An Email Or Call Us During Working Hours (From Monday To Friday 09:00 AM to 05:00 PM EST) on +1-347-571-9007.

This is our final notification to you as we found you to be a genuine person as told you before. You can resolve the issue by paying out of Court Restitution Amount / Settlement Amount as decided by the Court House. You hav to give us a flat answer without any excuse.

NOTE:  THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.

Yours sincerely

Collections & Legal Department

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