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  • Report:  #167072

Complaint Review: Advantage America - Easy Step Solutions

Advantage America - Easy Step Solutions -Sage Telephone ripoff, dishonest "why don't you trust your own goverment" lies, false representation Winter Park Florida *EDitor's Suggestions on how to get your money back into your bank account!

  • Reported By:
    PLAINFIELD Indiana
  • Submitted:
    Tue, December 06, 2005
  • Updated:
    Sat, December 10, 2005
  • Advantage America - Easy Step Solutions
    1900 Howell Branch Road, Suite#4-7
    Winter Park, Florida
    U.S.A.
  • Phone:
    877-851-4363
  • Category:

On November 29, 2005 Ii was contacted by a foreigner who I could barely understand, stating that I was selected to receive a goverment grant. I hung up and he called back saying don't hang up we already have your account number and just need you to verify the numbers so that we can deposit the 12,500.00. I was very suspicous and told him that if the goverment wanted to give me money they could feel free to place the check in my account. Of course they needed to only do it by account information that he stated he already had.

I asked him to read my account numbers to me since he already had them and he told me that I could read them to him and he would tell me if it was correct. Really? So, I started reading them off and on my last account number i told him a wrong number but that was exactly what he had. Next they did a voice authorization with me naming off the wrong numbers and conviently ommitted the part of putting in 12,500. before they would take 299.95. Two days later the man called back saying he was verifying that i received the money. I told him to talk to my husband. He said that it was the last day and i told him that i wasn't interested then. I hung up. Today i got up and called the bank to check my bills and found out that a check for 299.95 went through. I now have copy of that check with the wrong account numbers on it but they still got my money. I called the police and bank for fraud. Seem to be getting nowhere. I also filed two complaints. I will get my money back.

Fabrianne
PLAINFIELD, Indiana
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.


1 Updates & Rebuttals


Fabrianne

PLAINFIELD,
Indiana,
U.S.A.

attorney general said

#2Author of original report

Sat, December 10, 2005

I have filed reports with every agency I can think off. I got a response today from the attorney general here in Indiana. They are going to go after the company. I doubt they will find the company since the better business bureua says that it is an empty office with a forwarding address going to some island. The police here in Plainfield still havn't responded, if I would have done this I would be in jail. My bank told me yesterday that they would reverse charges and it would be posted to my real account today. When I checked of course nothing has been posted, so I called to find out why they lied and they say it is because they don't post on weekends. We'll see, I have a feeling they are thinking I am bugging them. I will respond if I get my money back. If I don't I will report the bank for accepting a check that I didn't make out with the wrong account number on it.

Respond to this Report!