Complaint Review: Advantage Capital Benefits

In January 2002, I was contacted by a consumer representative of Advantage Capital Benefits stating that I could recieve a Master Card for people with bad credit. I authorized ONLY Advantage Capital to debit money from my checking account. This company took $19.95 for shipping charges for my benefits package, $59.95 for a one time membership fee, and $99.95 for the annual credit card fee.

Then, for the next 2 months, Ephone Telecom, and some Homeowners Security company started taking money from my accounts. It is now February 2003, and I have not yet recieved my Mastercard, and I just got notice that I had nonsufficient funds for this year's annual card fee. All this for a credit card I don't even have.

Hope
Johnstown, Pennsylvania
U.S.A.