Afni Collections, Verizon Communications Bloomington Illinois
I received a bill for an old phone number that I havent had in about 12-15 years. This is the first I have heard of this. For the entire 12-15 years I have had continual service with Verizon and they have never sent me any bill. I attempted to call 2 different numbers for Afni collections and sure enough it is impossible to get through to them. The auto system says "due to high call volume they are unable to answer my call" and the phone disconnects. I have attempted to call Verizon and they will not discuss anything. I am at a loss. I am unable to prove I paid them because it is about 15 years later and who keeps check stubs for that length of time? Isnt there a statue of limitations on this? Is there anyone out there that had a similiar experience, any class action lawsuits regarding this? I would like to be included in any lawsuit that may or has been filed.
Jennifer
wildomar, California
U.S.A.
2 Updates & Rebuttals
P
Dallas,Texas,
U.S.A.
CONTACT INFO FOR AFNI
#3Consumer Suggestion
Thu, January 25, 2007
DO NOT TALK TO COLLECTORS ON THE PHONE
Corporate Headquarters
404 Brock Drive
Bloomington, IL 61702-3097
800.767-2364
Afni, Inc.
404 Brock Drive
Bloomington, IL 61702 USA
Contact: Jim Hess, Director, Business Development
Phone: 800-767-2364, ext. 3321
Fax: 309-820-2632
Email: jimhess@afninet.com Afni, Inc. IL 309-663-4510 Jim Hess
Website: afninet.com
President and COO:
RONALD L GREENE
404 BROCK DRIVE
BLOOMINGTON 61701
Secretary: GREGORY J DONOVAN same address
Bruce F. Griffin
Chairman and Chief Executive Officer
Ronald L. Greene
President and Chief Operating Officer
Greg Donovan, CPA
Vice President of Employee Services
Stenia Dziadiw
Vice President of Sales & Business Development
Michael D. Garner
Vice President of Call Center Services
John Mobley, Jr.
Vice President, Information Technology Services and
Chief Information Officer
John O'Donnell
Vice President of Credit & Collections Services
Organization Number 0491821
Name AFNI, INC.
Profit or Non-Profit P - Profit
Company Type FCO - Foreign Corporation *****
Status A - Active
Standing G - Good
State IL
File Date 3/27/2000
Authority Date 3/27/2000
Last Annual Report 5/1/2006
Principal Office 404 BROCK DRIVE
BLOOMINGTON, IL 61701
Registered Agent C T CORPORATION SYSTEM
KENTUCKY HOME LIFE BLDG
LOUISVILLE, KY 40202
Current Officers
President Ronald L. Greene
Vice President Gregory J. Donovan
Secretary Gregory J. Donovan
Treasurer V. Curtis Oyer
Director Bruce F. Griffin
Director Ronald L. Greene
This organization has no assumed names
Previous Names
previous company names:
06/24/1986 - CREDIT CHECK INC.
06/29/2000 - ANDERSON FINANCIAL NETWORK, INC.
For collection-related inquiries, contact our Recovery Team at 1.800.371.3645, by mail at Afni, Inc. PO Box 3517, Bloomington, IL 61701 or email at: recoveryteam@afninet.com.
To handle your collections account on the internet, visit the collections website at AfniCollections.com
Important Note Regarding Collection-Related Inquiries:
If you choose to communicate via email, please remember that no matter how many measures Afni takes to ensure the confidentiality of your email, the Internet may be a non-secure medium for communication. If you choose to communicate your collection-related inquiry via email, Afni cannot be responsible for any possible disclosure of an account to a third party
COLLECTIONS PORTION OF THE COMPANY URL APPEARS TO BE AFNINET.COM
Anderson Financial Network, Inc.
404 Brock Drive
Bloomington, IL 61701
Administrative Contact:
Girard, Chris g@AFNINET.COM
Afni
404 Brock Dr
Bloomington, IL 61701
(309) 828-5226 fax: (309) 820-2610
Technical Contact:
Anderson Financial Network, Inc. oktober_isbell@HOTMAIL.COM
404 BROCK DR
BLOOMINGTON, IL 61701-2654
US
309.828.5226 fax: 123 123 1234
GENERAL INFORMATION FROM VARIOUS SITES ON DEALING WITH COLLECTION AGENCY'S
Tell them to validate by
. What the money you say I owe is for;
Explain and show me how you calculated what you say I owe;
Provide me with copies of any papers that show I agreed to pay what you say I owe;
Provide a verification or copy of any judgment if applicable;
Identify the original creditor;
Prove the Statute of Limitations has not expired on this account
Show me that you are licensed to collect in my state
Provide me with your license numbers and Registered Agent
1. NEVER talk to a collection agency on the phone. Period.
2. Keep good records. This can be the difference between a good and bad settlement. Don't expect them to remember you or what you agreed upon.
3. Send all correspondence via registered mail, receipt requested and put the registered mail number ON THE LETTER. DO NOT SIGN THE LETTER TYPE YOUR NAME
4. Keep a copy of every letter you send.
5. Penalties and extra interest are typically fictious amounts of money added on by the collection agency to pad their profits. Sometimes as much as to 50% of the debt or more claimed to be owed by a collection agency consisting of interest and fees. This is illegal, every state has usery laws (which dictate the maximum interests allowed to be charged. That is except North Dakota. There are no such laws which is why most credit card companies incorporate there.) Junk debt buyer pay anywhere from 1 cent to 7 cents on the dollar, there is no way there is this much interest.
6. Time is on your side. As time passes, the creditors will likely stop calling and the debt will be filed away for future attention or until the SOL runs out ..
Heather
Salt Lake City,Utah,
U.S.A.
Contact as many agencies as possible
#3Consumer Suggestion
Tue, January 23, 2007
File complaints with the FTC, your Consumer Protection Agency or Attorney General. We have to make this company accountable for their theiving actions. Do a search on here for AFNI, Inc. Read through, the SOL is 7 years, this is illegal.
You need to send them a debt validation letter, certified mail with return receipt. Here is a good one posted by someone.
Your info
[Account #]
[Certified letter #]
January 15, 2007
Afni, Inc
Po Box 3427
Bloomington, IL 61702
*To all concerned,
*I am writing in response to the illegal and unethical collection attempt you have engaged in. I have never done business with said creditor.
Under the provisions of the FDCPA I hereby request full validation of this alleged debt. I need to see the signed original contract that created the alleged debt as well as a full account history and itemization of charges.
I also need proof that you are legally entitled to collect on said debt AND licensed in my state to do debt collections.
Furthermore, if you own the debt, I need to see the purchase contract, proof of payment and full chain of title.
Failure to comply with this request in a timely manner will result in an immediate lawsuit against you for damages as per the provisions of the FDCPA and FCRA as applicable. Reasonable time will be considered 30 days from your reciept of this notice.
[Sincerely,] Eliminate this. Use Thank you, or similar business closing.
Steve [Not A Lawyer] - Bradenton, Florida
U.S.A.