Complaint Review: AFNI

In August 2007 I received a statement in my maiden name (which I haven't used in 10 years) from AFNI alleging I owed $163.66. I wrote a letter asking for copies of applications, signature and picture ID's used to verify the account. I have never even had an All Tell account! 6 weeks later I receive a computer general letter with the original creditors name, address, account and balance (80.00 higher than previous), but nothing that I requested. So, I sent a certified letter requesting this information and reminded them that if this were a judicial matter, they would have to come up with the info. I also sent a copy of the Fair Debt Collection Practices codes and a letter from an attorney with the Federal Trade Commission (which I found online) as a back up. In February, I received yet another statement of the alleged balance and this time they were offering to accept half of the balance to "settle" the account. I have never contacted them verbally as I choose not to be harrassed, as I also know this will sometimes reopen the statutes. As of today, I am filing a complaint with all of the statement, letters to the Attorney Generals office in the State of Florida and Illinois.

Lynn
Winter Haven, Florida
U.S.A.