Afni Sent a bogus collection notice to my address for a Verizon communications phone bill that is not mine Bloomington Illinois
I was sent a collection notice for a phone bill that is not mine and i logged onto their website and was asked the account number and the last 4 digits of my ssn which i stupidly put in. Hopefully now my identity will not be stolen if they are able to figure out the first 5 digits of my ssn.If that happens I WILL head straight for them and file a lawsuit. I filed a police report and a report to the FTC as well as my local credit bureau. Is there anything further I can concerning the last 4 digits of my ssn I put into their website???
Daniel
Clinton, Utah
U.S.A.
9 Updates & Rebuttals
P
Dallas,Texas,
U.S.A.
ADDITIONAL DETAILED INFO ON AFNI
#10Consumer Suggestion
Thu, January 25, 2007
DO NOT TALK TO COLLECTORS ON THE PHONE
Corporate Headquarters
404 Brock Drive
Bloomington, IL 61702-3097
800.767-2364
Afni, Inc.
404 Brock Drive
Bloomington, IL 61702 USA
Contact: Jim Hess, Director, Business Development
Phone: 800-767-2364, ext. 3321
Fax: 309-820-2632
Email: jimhess@afninet.com Afni, Inc. IL 309-663-4510 Jim Hess
Website: afninet.com
President and COO:
RONALD L GREENE
404 BROCK DRIVE
BLOOMINGTON 61701
Secretary: GREGORY J DONOVAN same address
Bruce F. Griffin
Chairman and Chief Executive Officer
Ronald L. Greene
President and Chief Operating Officer
Greg Donovan, CPA
Vice President of Employee Services
Stenia Dziadiw
Vice President of Sales & Business Development
Michael D. Garner
Vice President of Call Center Services
John Mobley, Jr.
Vice President, Information Technology Services and
Chief Information Officer
John O'Donnell
Vice President of Credit & Collections Services
Organization Number 0491821
Name AFNI, INC.
Profit or Non-Profit P - Profit
Company Type FCO - Foreign Corporation *****
Status A - Active
Standing G - Good
State IL
File Date 3/27/2000
Authority Date 3/27/2000
Last Annual Report 5/1/2006
Principal Office 404 BROCK DRIVE
BLOOMINGTON, IL 61701
Registered Agent C T CORPORATION SYSTEM
KENTUCKY HOME LIFE BLDG
LOUISVILLE, KY 40202
Current Officers
President Ronald L. Greene
Vice President Gregory J. Donovan
Secretary Gregory J. Donovan
Treasurer V. Curtis Oyer
Director Bruce F. Griffin
Director Ronald L. Greene
This organization has no assumed names
Previous Names
previous company names:
06/24/1986 - CREDIT CHECK INC.
06/29/2000 - ANDERSON FINANCIAL NETWORK, INC.
For collection-related inquiries, contact our Recovery Team at 1.800.371.3645, by mail at Afni, Inc. PO Box 3517, Bloomington, IL 61701 or email at: recoveryteam@afninet.com.
To handle your collections account on the internet, visit the collections website at AfniCollections.com
Important Note Regarding Collection-Related Inquiries:
If you choose to communicate via email, please remember that no matter how many measures Afni takes to ensure the confidentiality of your email, the Internet may be a non-secure medium for communication. If you choose to communicate your collection-related inquiry via email, Afni cannot be responsible for any possible disclosure of an account to a third party
COLLECTIONS PORTION OF THE COMPANY URL APPEARS TO BE AFNINET.COM
Anderson Financial Network, Inc.
404 Brock Drive
Bloomington, IL 61701
Administrative Contact:
Girard, Chris g@AFNINET.COM
Afni
404 Brock Dr
Bloomington, IL 61701
(309) 828-5226 fax: (309) 820-2610
Technical Contact:
Anderson Financial Network, Inc. oktober_isbell@HOTMAIL.COM
404 BROCK DR
BLOOMINGTON, IL 61701-2654
US
309.828.5226 fax: 123 123 1234
GENERAL INFORMATION FROM VARIOUS SITES ON DEALING WITH COLLECTION AGENCY'S
Tell them to validate by
. What the money you say I owe is for;
Explain and show me how you calculated what you say I owe;
Provide me with copies of any papers that show I agreed to pay what you say I owe;
Provide a verification or copy of any judgment if applicable;
Identify the original creditor;
Prove the Statute of Limitations has not expired on this account
Show me that you are licensed to collect in my state
Provide me with your license numbers and Registered Agent
1. NEVER talk to a collection agency on the phone. Period.
2. Keep good records. This can be the difference between a good and bad settlement. Don't expect them to remember you or what you agreed upon.
3. Send all correspondence via registered mail, receipt requested and put the registered mail number ON THE LETTER. DO NOT SIGN THE LETTER TYPE YOUR NAME
4. Keep a copy of every letter you send.
5. Penalties and extra interest are typically fictious amounts of money added on by the collection agency to pad their profits. Sometimes as much as to 50% of the debt or more claimed to be owed by a collection agency consisting of interest and fees. This is illegal, every state has usery laws (which dictate the maximum interests allowed to be charged. That is except North Dakota. There are no such laws which is why most credit card companies incorporate there.) Junk debt buyer pay anywhere from 1 cent to 7 cents on the dollar, there is no way there is this much interest.
6. Time is on your side. As time passes, the creditors will likely stop calling and the debt will be filed away for future attention or until the SOL runs out ..
P
Dallas,Texas,
U.S.A.
ADDITIONAL DETAILED INFO ON AFNI
#10Consumer Suggestion
Thu, January 25, 2007
DO NOT TALK TO COLLECTORS ON THE PHONE
Corporate Headquarters
404 Brock Drive
Bloomington, IL 61702-3097
800.767-2364
Afni, Inc.
404 Brock Drive
Bloomington, IL 61702 USA
Contact: Jim Hess, Director, Business Development
Phone: 800-767-2364, ext. 3321
Fax: 309-820-2632
Email: jimhess@afninet.com Afni, Inc. IL 309-663-4510 Jim Hess
Website: afninet.com
President and COO:
RONALD L GREENE
404 BROCK DRIVE
BLOOMINGTON 61701
Secretary: GREGORY J DONOVAN same address
Bruce F. Griffin
Chairman and Chief Executive Officer
Ronald L. Greene
President and Chief Operating Officer
Greg Donovan, CPA
Vice President of Employee Services
Stenia Dziadiw
Vice President of Sales & Business Development
Michael D. Garner
Vice President of Call Center Services
John Mobley, Jr.
Vice President, Information Technology Services and
Chief Information Officer
John O'Donnell
Vice President of Credit & Collections Services
Organization Number 0491821
Name AFNI, INC.
Profit or Non-Profit P - Profit
Company Type FCO - Foreign Corporation *****
Status A - Active
Standing G - Good
State IL
File Date 3/27/2000
Authority Date 3/27/2000
Last Annual Report 5/1/2006
Principal Office 404 BROCK DRIVE
BLOOMINGTON, IL 61701
Registered Agent C T CORPORATION SYSTEM
KENTUCKY HOME LIFE BLDG
LOUISVILLE, KY 40202
Current Officers
President Ronald L. Greene
Vice President Gregory J. Donovan
Secretary Gregory J. Donovan
Treasurer V. Curtis Oyer
Director Bruce F. Griffin
Director Ronald L. Greene
This organization has no assumed names
Previous Names
previous company names:
06/24/1986 - CREDIT CHECK INC.
06/29/2000 - ANDERSON FINANCIAL NETWORK, INC.
For collection-related inquiries, contact our Recovery Team at 1.800.371.3645, by mail at Afni, Inc. PO Box 3517, Bloomington, IL 61701 or email at: recoveryteam@afninet.com.
To handle your collections account on the internet, visit the collections website at AfniCollections.com
Important Note Regarding Collection-Related Inquiries:
If you choose to communicate via email, please remember that no matter how many measures Afni takes to ensure the confidentiality of your email, the Internet may be a non-secure medium for communication. If you choose to communicate your collection-related inquiry via email, Afni cannot be responsible for any possible disclosure of an account to a third party
COLLECTIONS PORTION OF THE COMPANY URL APPEARS TO BE AFNINET.COM
Anderson Financial Network, Inc.
404 Brock Drive
Bloomington, IL 61701
Administrative Contact:
Girard, Chris g@AFNINET.COM
Afni
404 Brock Dr
Bloomington, IL 61701
(309) 828-5226 fax: (309) 820-2610
Technical Contact:
Anderson Financial Network, Inc. oktober_isbell@HOTMAIL.COM
404 BROCK DR
BLOOMINGTON, IL 61701-2654
US
309.828.5226 fax: 123 123 1234
GENERAL INFORMATION FROM VARIOUS SITES ON DEALING WITH COLLECTION AGENCY'S
Tell them to validate by
. What the money you say I owe is for;
Explain and show me how you calculated what you say I owe;
Provide me with copies of any papers that show I agreed to pay what you say I owe;
Provide a verification or copy of any judgment if applicable;
Identify the original creditor;
Prove the Statute of Limitations has not expired on this account
Show me that you are licensed to collect in my state
Provide me with your license numbers and Registered Agent
1. NEVER talk to a collection agency on the phone. Period.
2. Keep good records. This can be the difference between a good and bad settlement. Don't expect them to remember you or what you agreed upon.
3. Send all correspondence via registered mail, receipt requested and put the registered mail number ON THE LETTER. DO NOT SIGN THE LETTER TYPE YOUR NAME
4. Keep a copy of every letter you send.
5. Penalties and extra interest are typically fictious amounts of money added on by the collection agency to pad their profits. Sometimes as much as to 50% of the debt or more claimed to be owed by a collection agency consisting of interest and fees. This is illegal, every state has usery laws (which dictate the maximum interests allowed to be charged. That is except North Dakota. There are no such laws which is why most credit card companies incorporate there.) Junk debt buyer pay anywhere from 1 cent to 7 cents on the dollar, there is no way there is this much interest.
6. Time is on your side. As time passes, the creditors will likely stop calling and the debt will be filed away for future attention or until the SOL runs out ..
P
Dallas,Texas,
U.S.A.
ADDITIONAL DETAILED INFO ON AFNI
#10Consumer Suggestion
Thu, January 25, 2007
DO NOT TALK TO COLLECTORS ON THE PHONE
Corporate Headquarters
404 Brock Drive
Bloomington, IL 61702-3097
800.767-2364
Afni, Inc.
404 Brock Drive
Bloomington, IL 61702 USA
Contact: Jim Hess, Director, Business Development
Phone: 800-767-2364, ext. 3321
Fax: 309-820-2632
Email: jimhess@afninet.com Afni, Inc. IL 309-663-4510 Jim Hess
Website: afninet.com
President and COO:
RONALD L GREENE
404 BROCK DRIVE
BLOOMINGTON 61701
Secretary: GREGORY J DONOVAN same address
Bruce F. Griffin
Chairman and Chief Executive Officer
Ronald L. Greene
President and Chief Operating Officer
Greg Donovan, CPA
Vice President of Employee Services
Stenia Dziadiw
Vice President of Sales & Business Development
Michael D. Garner
Vice President of Call Center Services
John Mobley, Jr.
Vice President, Information Technology Services and
Chief Information Officer
John O'Donnell
Vice President of Credit & Collections Services
Organization Number 0491821
Name AFNI, INC.
Profit or Non-Profit P - Profit
Company Type FCO - Foreign Corporation *****
Status A - Active
Standing G - Good
State IL
File Date 3/27/2000
Authority Date 3/27/2000
Last Annual Report 5/1/2006
Principal Office 404 BROCK DRIVE
BLOOMINGTON, IL 61701
Registered Agent C T CORPORATION SYSTEM
KENTUCKY HOME LIFE BLDG
LOUISVILLE, KY 40202
Current Officers
President Ronald L. Greene
Vice President Gregory J. Donovan
Secretary Gregory J. Donovan
Treasurer V. Curtis Oyer
Director Bruce F. Griffin
Director Ronald L. Greene
This organization has no assumed names
Previous Names
previous company names:
06/24/1986 - CREDIT CHECK INC.
06/29/2000 - ANDERSON FINANCIAL NETWORK, INC.
For collection-related inquiries, contact our Recovery Team at 1.800.371.3645, by mail at Afni, Inc. PO Box 3517, Bloomington, IL 61701 or email at: recoveryteam@afninet.com.
To handle your collections account on the internet, visit the collections website at AfniCollections.com
Important Note Regarding Collection-Related Inquiries:
If you choose to communicate via email, please remember that no matter how many measures Afni takes to ensure the confidentiality of your email, the Internet may be a non-secure medium for communication. If you choose to communicate your collection-related inquiry via email, Afni cannot be responsible for any possible disclosure of an account to a third party
COLLECTIONS PORTION OF THE COMPANY URL APPEARS TO BE AFNINET.COM
Anderson Financial Network, Inc.
404 Brock Drive
Bloomington, IL 61701
Administrative Contact:
Girard, Chris g@AFNINET.COM
Afni
404 Brock Dr
Bloomington, IL 61701
(309) 828-5226 fax: (309) 820-2610
Technical Contact:
Anderson Financial Network, Inc. oktober_isbell@HOTMAIL.COM
404 BROCK DR
BLOOMINGTON, IL 61701-2654
US
309.828.5226 fax: 123 123 1234
GENERAL INFORMATION FROM VARIOUS SITES ON DEALING WITH COLLECTION AGENCY'S
Tell them to validate by
. What the money you say I owe is for;
Explain and show me how you calculated what you say I owe;
Provide me with copies of any papers that show I agreed to pay what you say I owe;
Provide a verification or copy of any judgment if applicable;
Identify the original creditor;
Prove the Statute of Limitations has not expired on this account
Show me that you are licensed to collect in my state
Provide me with your license numbers and Registered Agent
1. NEVER talk to a collection agency on the phone. Period.
2. Keep good records. This can be the difference between a good and bad settlement. Don't expect them to remember you or what you agreed upon.
3. Send all correspondence via registered mail, receipt requested and put the registered mail number ON THE LETTER. DO NOT SIGN THE LETTER TYPE YOUR NAME
4. Keep a copy of every letter you send.
5. Penalties and extra interest are typically fictious amounts of money added on by the collection agency to pad their profits. Sometimes as much as to 50% of the debt or more claimed to be owed by a collection agency consisting of interest and fees. This is illegal, every state has usery laws (which dictate the maximum interests allowed to be charged. That is except North Dakota. There are no such laws which is why most credit card companies incorporate there.) Junk debt buyer pay anywhere from 1 cent to 7 cents on the dollar, there is no way there is this much interest.
6. Time is on your side. As time passes, the creditors will likely stop calling and the debt will be filed away for future attention or until the SOL runs out ..
P
Dallas,Texas,
U.S.A.
ADDITIONAL DETAILED INFO ON AFNI
#10Consumer Suggestion
Thu, January 25, 2007
DO NOT TALK TO COLLECTORS ON THE PHONE
Corporate Headquarters
404 Brock Drive
Bloomington, IL 61702-3097
800.767-2364
Afni, Inc.
404 Brock Drive
Bloomington, IL 61702 USA
Contact: Jim Hess, Director, Business Development
Phone: 800-767-2364, ext. 3321
Fax: 309-820-2632
Email: jimhess@afninet.com Afni, Inc. IL 309-663-4510 Jim Hess
Website: afninet.com
President and COO:
RONALD L GREENE
404 BROCK DRIVE
BLOOMINGTON 61701
Secretary: GREGORY J DONOVAN same address
Bruce F. Griffin
Chairman and Chief Executive Officer
Ronald L. Greene
President and Chief Operating Officer
Greg Donovan, CPA
Vice President of Employee Services
Stenia Dziadiw
Vice President of Sales & Business Development
Michael D. Garner
Vice President of Call Center Services
John Mobley, Jr.
Vice President, Information Technology Services and
Chief Information Officer
John O'Donnell
Vice President of Credit & Collections Services
Organization Number 0491821
Name AFNI, INC.
Profit or Non-Profit P - Profit
Company Type FCO - Foreign Corporation *****
Status A - Active
Standing G - Good
State IL
File Date 3/27/2000
Authority Date 3/27/2000
Last Annual Report 5/1/2006
Principal Office 404 BROCK DRIVE
BLOOMINGTON, IL 61701
Registered Agent C T CORPORATION SYSTEM
KENTUCKY HOME LIFE BLDG
LOUISVILLE, KY 40202
Current Officers
President Ronald L. Greene
Vice President Gregory J. Donovan
Secretary Gregory J. Donovan
Treasurer V. Curtis Oyer
Director Bruce F. Griffin
Director Ronald L. Greene
This organization has no assumed names
Previous Names
previous company names:
06/24/1986 - CREDIT CHECK INC.
06/29/2000 - ANDERSON FINANCIAL NETWORK, INC.
For collection-related inquiries, contact our Recovery Team at 1.800.371.3645, by mail at Afni, Inc. PO Box 3517, Bloomington, IL 61701 or email at: recoveryteam@afninet.com.
To handle your collections account on the internet, visit the collections website at AfniCollections.com
Important Note Regarding Collection-Related Inquiries:
If you choose to communicate via email, please remember that no matter how many measures Afni takes to ensure the confidentiality of your email, the Internet may be a non-secure medium for communication. If you choose to communicate your collection-related inquiry via email, Afni cannot be responsible for any possible disclosure of an account to a third party
COLLECTIONS PORTION OF THE COMPANY URL APPEARS TO BE AFNINET.COM
Anderson Financial Network, Inc.
404 Brock Drive
Bloomington, IL 61701
Administrative Contact:
Girard, Chris g@AFNINET.COM
Afni
404 Brock Dr
Bloomington, IL 61701
(309) 828-5226 fax: (309) 820-2610
Technical Contact:
Anderson Financial Network, Inc. oktober_isbell@HOTMAIL.COM
404 BROCK DR
BLOOMINGTON, IL 61701-2654
US
309.828.5226 fax: 123 123 1234
GENERAL INFORMATION FROM VARIOUS SITES ON DEALING WITH COLLECTION AGENCY'S
Tell them to validate by
. What the money you say I owe is for;
Explain and show me how you calculated what you say I owe;
Provide me with copies of any papers that show I agreed to pay what you say I owe;
Provide a verification or copy of any judgment if applicable;
Identify the original creditor;
Prove the Statute of Limitations has not expired on this account
Show me that you are licensed to collect in my state
Provide me with your license numbers and Registered Agent
1. NEVER talk to a collection agency on the phone. Period.
2. Keep good records. This can be the difference between a good and bad settlement. Don't expect them to remember you or what you agreed upon.
3. Send all correspondence via registered mail, receipt requested and put the registered mail number ON THE LETTER. DO NOT SIGN THE LETTER TYPE YOUR NAME
4. Keep a copy of every letter you send.
5. Penalties and extra interest are typically fictious amounts of money added on by the collection agency to pad their profits. Sometimes as much as to 50% of the debt or more claimed to be owed by a collection agency consisting of interest and fees. This is illegal, every state has usery laws (which dictate the maximum interests allowed to be charged. That is except North Dakota. There are no such laws which is why most credit card companies incorporate there.) Junk debt buyer pay anywhere from 1 cent to 7 cents on the dollar, there is no way there is this much interest.
6. Time is on your side. As time passes, the creditors will likely stop calling and the debt will be filed away for future attention or until the SOL runs out ..
Steve [Not A Lawyer]
Bradenton,Florida,
U.S.A.
Bud Hibbs recognizes Rip-off Report in the battle against AFNI
#10Consumer Suggestion
Tue, January 23, 2007
Here is the info:
Agency Details
AFNI, Inc.
fka/Anderson Financial Network, Inc.
404 Brock Drive
Bloomington, IL 61701
Phone: 866-633-4384
309-828-5226
800-767-2364 or 888-338-2364
Fax: 877-435-8073 (309) 828-0931
Web Address: www.afninet.com
Head Debt Collectors:
Bruce F. Griffin
Chairman and Chief Executive Officer
President Ronald L. Greene
Vice President Gregory J. Donovan
Secretary Gregory J. Donovan
Treasurer V. Curtis Oyer
>>
Bud Says...
This used to be a decent operation with a good name and reputation? not anymore. They have slithered down to the lowest point a bottom feeder can stoop to, collecting on old, worthless, out of statute accounts, especially on a VERY old Verizon Wireless portfolio. Our friends at Rip Off Report www.ripoffreport.com have been inundated with complaints about these sleazy vultures, take a look at:
http://ripoffreport.com/results.asp?q1=ALL&q4=&q6=&q3=&q2=&q7=&searchtype=0&submit2=Search%21&q5=afni&Search=Search
We have ben aware of the fact that junks debt buyers are running out of paper as the market has far too many collectors looking to make a fast buck at the expense of unsophisticated consumers, however collecting on 1994-1995 debts is a sign that AFNI and it's debt collecting owners may be somewhat desperate to keep their ship afloat? Are things that bad at AFNI that collectors are harassing and threatening consumers over debts that are more than ten years old?
I will not be surprised when I learn that AFNI is changing dates of last activity on credit reports, such is the scam of these bottom feeders. They do this to inflate the net worth of their portfolios, so they can borrow more money to buy junk debts. These are the lowest of the low life's, which collect debts.
Many other bottom feeders such as NCO, Portfolio Recovery Associates, Asset Acceptance Corp. and almost anyone with a Buffalo, NY area address are out there collecting on VERY old debts. Their argument is they purchased the accounts and have a right to collect. My argument is they paid pennies for them and are gambling consumers can be intimidated, threatened and in some cases monies extorted on false threats of legal actions and/or credit reporting. Consumers are urged o demand validation of all debts from a bottom feeder because the majority of them have nothing to back up their claims.
2007 looks to offer a lot of surprises in the collection industry. AFNI is giving themselves and Verizon a bad name by collecting and threatening on these old, worthless debts. Consumers are urged to NEVER pay them a cent until/unless they can validate them legally. These parasites are preying on old, dead carcasses to earn a living, make them spend a LOT of money in the validation process.
If you are being harassed, intimidated or threatened by AFNI, we urge you to contact us. Record their collector calls (where legal) as a good tape can put money in your pocket. Contact me for assistance and referral to a local consumer law professional. If you suspect information on your credit reports by AFNI is bogus, talk with an attorney with; www.myfaircredit.com who can offer you assistance.
NEVER GIVE A DEBT COLLECTOR YOUR BANKING OR CREDIT CARD INFORMATION. MAKE THEM VALIDATE THEIR CLAIMS.
[Compliments of: budhibbs.com].
J
Lakewood,Ohio,
U.S.A.
Daniel
#10Consumer Suggestion
Mon, January 22, 2007
About the only thing I can think of, if this is a real concern for you. Is contact all 3 credit bureau's and place a fraud watch on your file.
Also with all 3 credit bureau's, you can pay to have your credit file watched, If any changes to your credit report are made or someone requests you file you will be notified
J
Lakewood,Ohio,
U.S.A.
Daniel
#10Consumer Suggestion
Mon, January 22, 2007
About the only thing I can think of, if this is a real concern for you. Is contact all 3 credit bureau's and place a fraud watch on your file.
Also with all 3 credit bureau's, you can pay to have your credit file watched, If any changes to your credit report are made or someone requests you file you will be notified
J
Lakewood,Ohio,
U.S.A.
Daniel
#10Consumer Suggestion
Mon, January 22, 2007
About the only thing I can think of, if this is a real concern for you. Is contact all 3 credit bureau's and place a fraud watch on your file.
Also with all 3 credit bureau's, you can pay to have your credit file watched, If any changes to your credit report are made or someone requests you file you will be notified
J
Lakewood,Ohio,
U.S.A.
Daniel
#10Consumer Suggestion
Mon, January 22, 2007
About the only thing I can think of, if this is a real concern for you. Is contact all 3 credit bureau's and place a fraud watch on your file.
Also with all 3 credit bureau's, you can pay to have your credit file watched, If any changes to your credit report are made or someone requests you file you will be notified