Afni , sent me a verizon bill that ia not mine never had a verizon phone company it is in a different county that i never lived Bloomington Illinois
afrin sent me a bill for verizon phone bill that is not mine never had a verizon acc it was in the tampa area im in ft myers never open this acc so why is a bill being sent to me the bill is dated back to 1997 so why now they need to fined the right person for this and leave me alone please help,
Carol
ft myers, Florida
U.S.A.
3 Updates & Rebuttals
P
Dallas,Texas,
U.S.A.
THE SOL HAS EXPIRED ON THE DEBT - PLUS IT ISN'T YOUR DEBT
#4Consumer Suggestion
Thu, January 18, 2007
TELL THEM TO VALIDATE IT AND ALSO ADVISE THE CREDIT BUREAUS (IF REPORTED) IT IS NOT YOUR DEBT
Corporate Headquarters
404 Brock Drive
Bloomington, IL 61702-3097
800.767-2364
Afni, Inc.
404 Brock Drive
Bloomington, IL 61702 USA
Contact: Jim Hess, Director, Business Development
Phone: 800-767-2364, ext. 3321
Fax: 309-820-2632
Email: jimhess@afninet.com
Afni, Inc. IL 309-663-4510 Jim Hess
Website: afninet.com
President and COO:
RONALD L GREENE
404 BROCK DRIVE
BLOOMINGTON 61701
Secretary: GREGORY J DONOVAN same address
Bruce F. Griffin
Chairman and Chief Executive Officer
Ronald L. Greene
President and Chief Operating Officer
Greg Donovan, CPA
Vice President of Employee Services
Stenia Dziadiw
Vice President of Sales & Business Development
Michael D. Garner
Vice President of Call Center Services
John Mobley, Jr.
Vice President, Information Technology Services and
Chief Information Officer
John O'Donnell
Vice President of Credit & Collections Services
Organization Number 0491821
Name AFNI, INC.
Profit or Non-Profit P - Profit
Company Type FCO - Foreign Corporation *****
Status A - Active
Standing G - Good
State IL
File Date 3/27/2000
Authority Date 3/27/2000
Last Annual Report 5/1/2006
Principal Office 404 BROCK DRIVE
BLOOMINGTON, IL 61701
Registered Agent C T CORPORATION SYSTEM
KENTUCKY HOME LIFE BLDG
LOUISVILLE, KY 40202
Current Officers
President Ronald L. Greene
Vice President Gregory J. Donovan
Secretary Gregory J. Donovan
Treasurer V. Curtis Oyer
Director Bruce F. Griffin
Director Ronald L. Greene
This organization has no assumed names
Previous Names
previous company names:
06/24/1986 - CREDIT CHECK INC.
06/29/2000 - ANDERSON FINANCIAL NETWORK, INC.
For collection-related inquiries, contact our Recovery Team at 1.800.371.3645, by mail at Afni, Inc. PO Box 3517, Bloomington, IL 61701 or email at: recoveryteam@afninet.com.
To handle your collections account on the internet, visit the collections website at AfniCollections.com
Important Note Regarding Collection-Related Inquiries:
If you choose to communicate via email, please remember that no matter how many measures Afni takes to ensure the confidentiality of your email, the Internet may be a non-secure medium for communication. If you choose to communicate your collection-related inquiry via email, Afni cannot be responsible for any possible disclosure of an account to a third party
COLLECTIONS PORTION OF THE COMPANY URL APPEARS TO BE AFNINET.COM
Anderson Financial Network, Inc.
404 Brock Drive
Bloomington, IL 61701
Administrative Contact:
Girard, Chris g@AFNINET.COM
Afni
404 Brock Dr
Bloomington, IL 61701
(309) 828-5226 fax: (309) 820-2610
Technical Contact:
Anderson Financial Network, Inc. oktober_isbell@HOTMAIL.COM
404 BROCK DR
BLOOMINGTON, IL 61701-2654
US
309.828.5226 fax: 123 123 1234
GENERAL INFORMATION FROM VARIOUS SITES ON DEALING WITH COLLECTION AGENCY'S
Tell them to provide the following:
h TELL THEM THIS ISN'T YOUR DEBT AND THE BURDEN OF PROOF IS ON THEM TO SHOW IT IS ;
h Explain and show me how they calculated what they say you owe;
h Provide copies of any papers that show you agreed to pay what they say you owe;
h Provide a verification or copy of any judgment if applicable;
h Identify the original creditor;
h Prove the Statute of Limitations has not expired on this account
h Show that they are licensed to collect in my state
h Provide your license numbers and Registered Agent
The agency has 30 days to provide the proper documentation as requested in the letter.
STATUTES OF LIMITATIONS
Collectors only have a certain amount of time to sue you for payments. The first thing you should do is determine if the statute of limitations for collecting a debt in your state have past. If the debt is older than the statute of limitations, tell the bill collectors they are wasting their time by harassing you for an uncollectable debt, as the original creditor or the assigned collection agency cannot take you to court to get a judgement. To see the time limitations on the different kinds of debt
1. NEVER talk to a collection agency on the phone. Period. Send the validation letter via registered mail return receipt requested. ***DO NOT SIGN THE LETTER *** Type your name. CAs have been known to forge signatures on documents to re-age the accounts.
2. If you feel you must negotiate with a collection agency K Get your terms in writing before you pay. DO NOT PAY ANY AMOUNT FROM YOUR PERSONAL/BUSINESS CHECKING ACCOUNT. OBTAIN A CERTIFIED CHECK OR MONEY ORDER FROM A BANK WHERE YOU DO **NOT** DO BUSINESS. CAs have been known to try to attach more than you agreed to. Everything must be in writing and, even then, you will probably have to fight to make the creditor live up to his end of the bargain.
3. Keep good records. This can be the difference between a good and bad settlement. Don't expect them to remember you or what you agreed upon.
4. Send all correspondence via registered mail, receipt requested(about $3-$4 a letter).
5. Keep a copy of every letter you send.
6. Penalties and extra interest are typically fictious amounts of money added on by the collection agency to pad their profits. Sometimes as much as to 50% of the debt or more claimed to be owed by a collection agency consisting of interest and fees.
7. Time is on your side. As time passes, the creditors will likely stop calling and the debt will be filed away for future attention. The longer the debt remains uncollected, the better your chances will be of getting a good settlement. Eventually, the creditor will consider the bad debt a loss in order to receive a corporate tax write-off. This does not necessarily mean that they won't pursue you for the debt. The corporation may then collect on the debt themselves, sell or assign the debt to a collection agency, press for a judgment
P
Dallas,Texas,
U.S.A.
THE SOL HAS EXPIRED ON THE DEBT - PLUS IT ISN'T YOUR DEBT
#4Consumer Suggestion
Thu, January 18, 2007
TELL THEM TO VALIDATE IT AND ALSO ADVISE THE CREDIT BUREAUS (IF REPORTED) IT IS NOT YOUR DEBT
Corporate Headquarters
404 Brock Drive
Bloomington, IL 61702-3097
800.767-2364
Afni, Inc.
404 Brock Drive
Bloomington, IL 61702 USA
Contact: Jim Hess, Director, Business Development
Phone: 800-767-2364, ext. 3321
Fax: 309-820-2632
Email: jimhess@afninet.com
Afni, Inc. IL 309-663-4510 Jim Hess
Website: afninet.com
President and COO:
RONALD L GREENE
404 BROCK DRIVE
BLOOMINGTON 61701
Secretary: GREGORY J DONOVAN same address
Bruce F. Griffin
Chairman and Chief Executive Officer
Ronald L. Greene
President and Chief Operating Officer
Greg Donovan, CPA
Vice President of Employee Services
Stenia Dziadiw
Vice President of Sales & Business Development
Michael D. Garner
Vice President of Call Center Services
John Mobley, Jr.
Vice President, Information Technology Services and
Chief Information Officer
John O'Donnell
Vice President of Credit & Collections Services
Organization Number 0491821
Name AFNI, INC.
Profit or Non-Profit P - Profit
Company Type FCO - Foreign Corporation *****
Status A - Active
Standing G - Good
State IL
File Date 3/27/2000
Authority Date 3/27/2000
Last Annual Report 5/1/2006
Principal Office 404 BROCK DRIVE
BLOOMINGTON, IL 61701
Registered Agent C T CORPORATION SYSTEM
KENTUCKY HOME LIFE BLDG
LOUISVILLE, KY 40202
Current Officers
President Ronald L. Greene
Vice President Gregory J. Donovan
Secretary Gregory J. Donovan
Treasurer V. Curtis Oyer
Director Bruce F. Griffin
Director Ronald L. Greene
This organization has no assumed names
Previous Names
previous company names:
06/24/1986 - CREDIT CHECK INC.
06/29/2000 - ANDERSON FINANCIAL NETWORK, INC.
For collection-related inquiries, contact our Recovery Team at 1.800.371.3645, by mail at Afni, Inc. PO Box 3517, Bloomington, IL 61701 or email at: recoveryteam@afninet.com.
To handle your collections account on the internet, visit the collections website at AfniCollections.com
Important Note Regarding Collection-Related Inquiries:
If you choose to communicate via email, please remember that no matter how many measures Afni takes to ensure the confidentiality of your email, the Internet may be a non-secure medium for communication. If you choose to communicate your collection-related inquiry via email, Afni cannot be responsible for any possible disclosure of an account to a third party
COLLECTIONS PORTION OF THE COMPANY URL APPEARS TO BE AFNINET.COM
Anderson Financial Network, Inc.
404 Brock Drive
Bloomington, IL 61701
Administrative Contact:
Girard, Chris g@AFNINET.COM
Afni
404 Brock Dr
Bloomington, IL 61701
(309) 828-5226 fax: (309) 820-2610
Technical Contact:
Anderson Financial Network, Inc. oktober_isbell@HOTMAIL.COM
404 BROCK DR
BLOOMINGTON, IL 61701-2654
US
309.828.5226 fax: 123 123 1234
GENERAL INFORMATION FROM VARIOUS SITES ON DEALING WITH COLLECTION AGENCY'S
Tell them to provide the following:
h TELL THEM THIS ISN'T YOUR DEBT AND THE BURDEN OF PROOF IS ON THEM TO SHOW IT IS ;
h Explain and show me how they calculated what they say you owe;
h Provide copies of any papers that show you agreed to pay what they say you owe;
h Provide a verification or copy of any judgment if applicable;
h Identify the original creditor;
h Prove the Statute of Limitations has not expired on this account
h Show that they are licensed to collect in my state
h Provide your license numbers and Registered Agent
The agency has 30 days to provide the proper documentation as requested in the letter.
STATUTES OF LIMITATIONS
Collectors only have a certain amount of time to sue you for payments. The first thing you should do is determine if the statute of limitations for collecting a debt in your state have past. If the debt is older than the statute of limitations, tell the bill collectors they are wasting their time by harassing you for an uncollectable debt, as the original creditor or the assigned collection agency cannot take you to court to get a judgement. To see the time limitations on the different kinds of debt
1. NEVER talk to a collection agency on the phone. Period. Send the validation letter via registered mail return receipt requested. ***DO NOT SIGN THE LETTER *** Type your name. CAs have been known to forge signatures on documents to re-age the accounts.
2. If you feel you must negotiate with a collection agency K Get your terms in writing before you pay. DO NOT PAY ANY AMOUNT FROM YOUR PERSONAL/BUSINESS CHECKING ACCOUNT. OBTAIN A CERTIFIED CHECK OR MONEY ORDER FROM A BANK WHERE YOU DO **NOT** DO BUSINESS. CAs have been known to try to attach more than you agreed to. Everything must be in writing and, even then, you will probably have to fight to make the creditor live up to his end of the bargain.
3. Keep good records. This can be the difference between a good and bad settlement. Don't expect them to remember you or what you agreed upon.
4. Send all correspondence via registered mail, receipt requested(about $3-$4 a letter).
5. Keep a copy of every letter you send.
6. Penalties and extra interest are typically fictious amounts of money added on by the collection agency to pad their profits. Sometimes as much as to 50% of the debt or more claimed to be owed by a collection agency consisting of interest and fees.
7. Time is on your side. As time passes, the creditors will likely stop calling and the debt will be filed away for future attention. The longer the debt remains uncollected, the better your chances will be of getting a good settlement. Eventually, the creditor will consider the bad debt a loss in order to receive a corporate tax write-off. This does not necessarily mean that they won't pursue you for the debt. The corporation may then collect on the debt themselves, sell or assign the debt to a collection agency, press for a judgment
P
Dallas,Texas,
U.S.A.
THE SOL HAS EXPIRED ON THE DEBT - PLUS IT ISN'T YOUR DEBT
#4Consumer Suggestion
Thu, January 18, 2007
TELL THEM TO VALIDATE IT AND ALSO ADVISE THE CREDIT BUREAUS (IF REPORTED) IT IS NOT YOUR DEBT
Corporate Headquarters
404 Brock Drive
Bloomington, IL 61702-3097
800.767-2364
Afni, Inc.
404 Brock Drive
Bloomington, IL 61702 USA
Contact: Jim Hess, Director, Business Development
Phone: 800-767-2364, ext. 3321
Fax: 309-820-2632
Email: jimhess@afninet.com
Afni, Inc. IL 309-663-4510 Jim Hess
Website: afninet.com
President and COO:
RONALD L GREENE
404 BROCK DRIVE
BLOOMINGTON 61701
Secretary: GREGORY J DONOVAN same address
Bruce F. Griffin
Chairman and Chief Executive Officer
Ronald L. Greene
President and Chief Operating Officer
Greg Donovan, CPA
Vice President of Employee Services
Stenia Dziadiw
Vice President of Sales & Business Development
Michael D. Garner
Vice President of Call Center Services
John Mobley, Jr.
Vice President, Information Technology Services and
Chief Information Officer
John O'Donnell
Vice President of Credit & Collections Services
Organization Number 0491821
Name AFNI, INC.
Profit or Non-Profit P - Profit
Company Type FCO - Foreign Corporation *****
Status A - Active
Standing G - Good
State IL
File Date 3/27/2000
Authority Date 3/27/2000
Last Annual Report 5/1/2006
Principal Office 404 BROCK DRIVE
BLOOMINGTON, IL 61701
Registered Agent C T CORPORATION SYSTEM
KENTUCKY HOME LIFE BLDG
LOUISVILLE, KY 40202
Current Officers
President Ronald L. Greene
Vice President Gregory J. Donovan
Secretary Gregory J. Donovan
Treasurer V. Curtis Oyer
Director Bruce F. Griffin
Director Ronald L. Greene
This organization has no assumed names
Previous Names
previous company names:
06/24/1986 - CREDIT CHECK INC.
06/29/2000 - ANDERSON FINANCIAL NETWORK, INC.
For collection-related inquiries, contact our Recovery Team at 1.800.371.3645, by mail at Afni, Inc. PO Box 3517, Bloomington, IL 61701 or email at: recoveryteam@afninet.com.
To handle your collections account on the internet, visit the collections website at AfniCollections.com
Important Note Regarding Collection-Related Inquiries:
If you choose to communicate via email, please remember that no matter how many measures Afni takes to ensure the confidentiality of your email, the Internet may be a non-secure medium for communication. If you choose to communicate your collection-related inquiry via email, Afni cannot be responsible for any possible disclosure of an account to a third party
COLLECTIONS PORTION OF THE COMPANY URL APPEARS TO BE AFNINET.COM
Anderson Financial Network, Inc.
404 Brock Drive
Bloomington, IL 61701
Administrative Contact:
Girard, Chris g@AFNINET.COM
Afni
404 Brock Dr
Bloomington, IL 61701
(309) 828-5226 fax: (309) 820-2610
Technical Contact:
Anderson Financial Network, Inc. oktober_isbell@HOTMAIL.COM
404 BROCK DR
BLOOMINGTON, IL 61701-2654
US
309.828.5226 fax: 123 123 1234
GENERAL INFORMATION FROM VARIOUS SITES ON DEALING WITH COLLECTION AGENCY'S
Tell them to provide the following:
h TELL THEM THIS ISN'T YOUR DEBT AND THE BURDEN OF PROOF IS ON THEM TO SHOW IT IS ;
h Explain and show me how they calculated what they say you owe;
h Provide copies of any papers that show you agreed to pay what they say you owe;
h Provide a verification or copy of any judgment if applicable;
h Identify the original creditor;
h Prove the Statute of Limitations has not expired on this account
h Show that they are licensed to collect in my state
h Provide your license numbers and Registered Agent
The agency has 30 days to provide the proper documentation as requested in the letter.
STATUTES OF LIMITATIONS
Collectors only have a certain amount of time to sue you for payments. The first thing you should do is determine if the statute of limitations for collecting a debt in your state have past. If the debt is older than the statute of limitations, tell the bill collectors they are wasting their time by harassing you for an uncollectable debt, as the original creditor or the assigned collection agency cannot take you to court to get a judgement. To see the time limitations on the different kinds of debt
1. NEVER talk to a collection agency on the phone. Period. Send the validation letter via registered mail return receipt requested. ***DO NOT SIGN THE LETTER *** Type your name. CAs have been known to forge signatures on documents to re-age the accounts.
2. If you feel you must negotiate with a collection agency K Get your terms in writing before you pay. DO NOT PAY ANY AMOUNT FROM YOUR PERSONAL/BUSINESS CHECKING ACCOUNT. OBTAIN A CERTIFIED CHECK OR MONEY ORDER FROM A BANK WHERE YOU DO **NOT** DO BUSINESS. CAs have been known to try to attach more than you agreed to. Everything must be in writing and, even then, you will probably have to fight to make the creditor live up to his end of the bargain.
3. Keep good records. This can be the difference between a good and bad settlement. Don't expect them to remember you or what you agreed upon.
4. Send all correspondence via registered mail, receipt requested(about $3-$4 a letter).
5. Keep a copy of every letter you send.
6. Penalties and extra interest are typically fictious amounts of money added on by the collection agency to pad their profits. Sometimes as much as to 50% of the debt or more claimed to be owed by a collection agency consisting of interest and fees.
7. Time is on your side. As time passes, the creditors will likely stop calling and the debt will be filed away for future attention. The longer the debt remains uncollected, the better your chances will be of getting a good settlement. Eventually, the creditor will consider the bad debt a loss in order to receive a corporate tax write-off. This does not necessarily mean that they won't pursue you for the debt. The corporation may then collect on the debt themselves, sell or assign the debt to a collection agency, press for a judgment