Complaint Review: Alliance One Receivables Management

I received a collection settlement with a figure of savings of 45%. When I called, a non-english speaking voice stammered to offer a 40% then a 42 % savings from the original letter. When a supervisor was requested, it was downgraded to a 35% savings. When asked repeatedl, this also non english spoken person, kept coming up with other answers to the one I asked. Thin supervisor attempted to confuse this creditor, much to his dismay, I hung up on him. I have the basic question still to alliance, How is a payment divided by (6) six, to be submitted over 6 months, then divide this again and send in three (3) more checks for the entire ballance? Even in first grade, one is smarter than this, even using a chineese calculator with beads, (yes I am that old) to the present day calculator and laptop.....What kind of scam are you playing or attempting?

Chef78109
McIntosh, New Mexico
U.S.A.