Complaint Review:
Allied Data Corporation
Allied Data Corporation Allied Data Corp This company defrauded me collecting discharged bankruptcy debt, Internet
This company defrauded me in Feb 2013. I filed bankruptcy on a account in 2009 and it was discharged in 2009 and now they are collecting on it for $551. Its a Swiss Colony account. Then there are 2 more accounts with the exact same 9 digit number that was my account with Swiss Colony account number and its universal this 9 digit number it was discharged through bankruptcy and legally they cannot reuse that old bankruptcy account number over again once its discharged but they used it for 2 of their sister companies Ginnys and Montgomery Wards. I didn't know these Ginnys and Montgomery Wards accounts had my bankrupt account number on them or that they were collecting a Swiss Colony account there either until after I paid these scam artists because I wanted these removed from my consumer reports and the guy named Bob said they will be off within 5 days I said can I get that in writing? He wouldn't do it but he lied and said they do it 95% of the time. Then after I made 2 debt settlement payments one for Ginnys and One for Montgomery Wards he did a further search with my social security number and said there was a Swiss Colony account on file there and I owed $551 about on it.. I said that account was bankrupt and then I find out the accounts I paid are all Swiss Colony branded accounts with that same 2002 Swiss Colony account number that 9 digit customer number that was in bankruptcy and itsn't it weird too Ginnys was opened 11/1/2010 a few days after my bankruptcy discharge and the other 2 Swiss Colony which is on my credit reports as discharged they said it was opened in 2010 Jan when Montgomery Wards was. Swiss Colony was opened in 2002 not 2010 and I never heard of these other companies they just popped up out of no where using my original Swiss Colony customer number with different catalog codes on the end of it.
I got so angry I called Swiss Colony and they used this 9 digit number to pull up all 3 of these credit accounts she said the ending numbers just identify which so called catalog its from. I told her I filed bankruptcy in 2009 and Swiss Colony was listed on my credit report as discharged right along with a 7th Avenue I filed on. Both notices were sent to them to the same address since 7th Avenue and Swiss Colony are 1 in the same now.
Well I got in touch with my bankruptcy lawyer and she said they are defrauding me and I should of never of paid any of them. I didn't pay the discharged Swiss Colony account off its still owed according to them they reaged it and here are these other 2 accounts under my bankrupt customer ID number. The supervisor whom I spoke to said send over your bankruptcy documents which I did with a letter explaining they will be talking to the consumer financial bureau and possibly the attorney general my bankruptcy lawyer said to complain to them. I call there and they said I shouldn't of paid them and since I have a bankruptcy lawyer she would have to handle it they couldn't get involved in this.
These people have caused me great amounts of stress and I have gotten into fights in my family over the levels of stress they are causing me I worked so hard after a bankruptcy to rebuild my credit and I did really good and these Ginnys and Montgomery Wards have absolutely no business being on my credit report they are using a bankruptcy discharged customer number through different catalogs but they claim it was all done after bankruptcy they just re-aged the accounts and the Original swiss colony account they said was opened in 2002 instead of 2010 and they said it was ZERO balance and someone used it after bankruptcy... Ok you lying thieves it says right on my credit report account closed 07/14/2009 and they said they never got my credit report I faxed to Swiss Colony and neither them nore this Allied Data want to cooperate. So I got a lawyer from Michigan and they couldn't handle the case after I spent over 1 week faxing documents and buying ink cartridges I could afford right now to buy. I sold rings off my fingers I loved to just pay them scam artists off. They have records of orders after the bankruptcy discharge but I have a bankruptcy lawyer who says they defrauded me and said I should of never of paid them, and I got a phone recording saying that 9 digit number is tied to all 3 accounts which one is discharged and some letters from the 2002 swiss colony account saying last payment made in 2003 and balance $551 owed and its discharged on my credit reports.
I have tried the consumer protection financial bureau and have filed 3 complaints one against each major credit bureau and I gave them my list of creditors and my credit reports showing swiss colony discharged and told them all 3 accounts are connected by that 9 digit customer number the supervisor of swiss colony said if they got the proof of my bankruptcy all 3 accounts would be gone from my reports or listed as bankrupt but nothing happened and I got some middle results back from the credit bureaus they are taking up to 60 days because I threatened legal action against them. I have more than enough evidence to sue these scam artists who reused my bankruptcy account number and are collecting debt from discharged debt. They say they never got a notice oh yeah? Then why are you reporting bankrupt through chapter 7 on my credit reports? My bankruptcy lawyer doesn't sue creditors but they are in contempt of bankruptcy court and my bankruptcy lawyer said their is case law on this issue. Even with them having order documents saying 2 accounts actually all 3 were used after bankruptcy..
I am at a loss for what to do. I called the attorney general and they cannot get involved because of my bankruptcy lawyer the attorney general said my bankruptcy lawyer should be handling this huge problem.. But she isn't or won't because she said she doesn't and I paid 2 of these accounts I guess thats one reason.. I want my $890 back from these scam artists allied data and some compensation from them for ruining my credit from Swiss Colony.