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ALLSTATE FINANCIAL SERVICES ALLSTATE FINANCIAL SERVICES Collection Las Vegas , Nevada
Receive a call from a reprensentative of ALLSTATE FINANCIAL SERVICES from a Mr Taylor to make a settlement on a credit one account debt. I owed in 4 payments of $222.00($888.00). For The 3rd payment I had called and talked to reprensentative and atempt to explain that I chould not pay this week , but wil pay next week no problems. For 45 minutes talking to him,He explained that the debt is due by certain date,or they would garnnish my payrol checks. I told him that i would make the payments he said you are sure you will pay, I said yes. Next morning by surprise they took the money with out my authorization leaving my account short. On the last payment they took too much money in the amount 74.34. I called and talk to Mr Green explaine what took placed. Mr green check the account and agred that too much money was taken.Mr Green told me that would put it back. I waited two weeks for the the money & I called to get information on it it was not in the account.Then they said will mail a check, but no check as of today 4,1 2010 and still no money. I,ve called then several times & they are rude sometimes they hang up on us. I sent a report to the better business bubeau and now waiting for a response. How Can i get help.
3 Updates & Rebuttals
Steph
USASteve is right
#4Consumer Comment
Sat, October 16, 2010
Steve is right . If the have your bank imformatoin do a stop payment then close the account and reopen it with new #s. .
Steve
Bradenton,Florida,
U.S.A.
NEVER give ANY debt collector your bank acct info!!
#4Consumer Suggestion
Fri, October 15, 2010
This is rule number 1 when dealing with any type of third party debt collector.
NEVER give ANY debt collector your banking info!! Never even pay them with a personal check or credit card because they keep all of the account info on file and can wipe you out any time they feel like it. If you ever want to pay a third party debt collector, do it ONLY with a generic money order, or a cashiers check from a bank that is NOT where you have your account.
FYI...They CANNOT "garnish" any bank account or paycheck without first suing you and winning, and then getting a judgement against you from the court.
File a fraud complaint with your bank to get the money back, and also file complaints with the FTC and even consult your local DA to file criminal charges.
FORGET the BBB! They are absolutely useless and have no power at all to do anything for you. After all, they are a FOR PROFIT business. They are NOT any form of government agency or consumer protection organization. The BBB is a SCAM.
NEVER speak yo ANY third party collector on the phone. Demand that all communications be only in writing, even if it is just email, so you can keep a record of what was discussed, and of any promises made. ALWAYS document everything!!
John Cain
Florida,United States of America
Allstate Dont pay them..
#4Consumer Comment
Fri, October 15, 2010
They called me about a payday loan threatened me with a supena that doesnt exist. They gave my mom and my sister my personal information. They violate every fdcpa law in the country. I contacted a lawyer that sues collection agencies,and I am now suing these fools. Dont pay them just ignore the call they use all kinds of phone numbers with different area codes or it comes up unavailable. Save the voicemails,and contact a collection attorney they sue the company dont charge you anything upfront,and they collect from the collection agency,and pay you out of the settlement. This agency threatens the law against you,but you dont go to jail for a payday loan. Dont let them bullie you just hang up on them. Payday companies do not prosecute they have to follow guidlines,and one of the guidlines are they do not sue for payday loans. Do the research so when these idiots call you will no they are idiots.