Complaint Review: Allstate Kevin Loosemore Agency FM 2351

Allstate recently moved 244,000 so called "high risk" Texas auto policies into thier unregulated Allstate "County" entity and raised the rates sky high.

Case in point. The 3 drivers in my family had been involved in 4 accidents the past 3 years, 3 of which were not our fault and damages were paid by the other driver. This included cases where the other driver ran a red light or hit us from behind....types of accidents which are difficult to prevent. Having this many accidents in a short period of time is also highly unusual for us. Over nearly 60 years of combined driving experience, the 3 drivers had only had 2 "at fault" accidents, both of which were minor. The 4th accident of the 4 mentioned above cost Allstate $1428 total.

Imagine the shock when Allstate suddenly (note that they had renewed twice after any accidents) moved us into the unregulated entity and raised our rates by $2200 or approximately 120%. This was the second shock from Allstate in 6 months. They raised my homeowner's policy by 25% despite the fact that I never had a claim.

The good news should this happen to you is that plenty of other insurance companies out there will insure you for less. I got a policy that was almost as cheap as my original Allstate policy. Shop around, but watch these clowns if you live in Texas.

Mark
Friendswood, Texas