Complaint Review: Alpha Financial Foundations

I was looking for a loan through the computer and put my information down when i got a phone call from someone in the alpha financial foundations calling herself paige sanders about the loan i had requested. She went through the information with me and said she would get back to me within the next business day if my loan was approved.

The next day when Paige called me back she notified me that my loan was approved, but their would be some requirements i would have to me because of my credit score.

Paige advised me I would have to have a cosigner with a $45,000 yearly income and a credit score of 700 and above, or their was an insurance company willing to cover me incase i stood without a job but their insurance pmt would be 800.00 for the coverage and they would have to receive this first before releasing the funds.

Paige fax me over 10 pages which had to be filled out and signed and once she got the paperwork,plus my pa license and my social security card and paystub she would call me back with information on where to send the funds for the insurance company and my payment method.

I signed all the documents and faxed them back to her. She called me back with how to make the payment which was western union for 800.00 and was also informed they would include in the loan the money paid for western union.

When i got the payment made to them, i would have to call with a confirmation number for western union. I called Paige and gave her the confirmation number and was informed by her that the money would be in my account by 2 pm the next business day.

I got a call from karen Mercer telling she was from the customer service area and that i would have the funds by 5:00pm because their department was backed up on friday. Never got the money and called Karen Mercer on Monday she informed me, that the reason my money wasn't in the account was because there was an error done on the insurance part and and they would need another 405.00 because of the taxes in Canada which they forgot to include. Once they got those funds the money would be in my account within 24 hours. That's when i started researching in the internet and found the other scams. The same thing happened to someone this month.

Vivian
bethlehem, Pennsylvania
U.S.A.