Complaint Review: Alyon Technologies

Just like any other victims, very anxious to know the latest update about alyon. Thanks for the advice on the credit report. However, do we have any updates from ifccfbi? If the company started June 2002? What Gov't agency gave them permission to opearte? If given permission, considering the bulk of complaints, is't that gov't agency be liable to review or revoke such a permit

Someone mentioned that this would be "questionable" on their credit and if it gave them a bad report, they would go to another lender.



This co. is scum and I feel for all of you who got ripped off. I check my computer every day for all those files and minidialers just to be sure. But as to the credit, with or without a social security number, whether right or wrong, they can and probably will report it to the credit bureaus. Until a consumer disputes the credit report, that mark will stay there. And lenders will look at it as a bad mark and most likely will not believe you or the printouts of reports tha you try and show them. I was a loan officer for years.



You and I know the story. But to a lender who is looking at your credit report, it is a bad rating. Plain and simple. You can try and explain but most lenders will think you are just trying to justify not paying. Sure, if that is the ONLY bad mark it won't mean too much. But it will mean something.



And going to another lender "because they are competitive" will not work. Sure there is competition. But they compete for the superior credit borrowers, not the late ones. Again, if this is your only bad mark, it may or may not affect their decision. But it certainly isn't going to make you more desirable in any lender's eyes no matter how much they need the business.



The only way to get away from it to dispute it with the credit bureaus - all 3 of them. You must write and dispute it and put the burden of proof on the creditor (Alyon). They then have to provide proof that their report is justified. If they can't or won't, the bureaus have to by law remove the negative reporting. But be prepared to have your proof ready for when Alyon says you "used their services." That is the only way to get it off your report and not have it affect your credibility.



Sorry for the bad news, but please don't just think that "just because it's wrong I will tell the lender what happened or I will go to another bank." They won't care and have heard "all the stories" before.

To Jackie and all:



There is a mistake on the address of the Mayor of Secaucus, NJ. His name: Mr. Dennis Elwell

His email address: mayor@townofsecaucus.com



Sorry,

Jackie,



Report Alyon Technologies to:



1. The FTC - 877-382-4357 (Agent Fox)



2. Attorney General of Georgia 404-656-3790



3. Go to Attorney General's website for your

state and file a complaint.



4. File a complaint with the IFCCFBI

http://www1.ifccfbi.gov/index.asp



5. Write a complaint to the mayor of Secaucus,

NJ Dennis Elwell

www1.ifccfbi.gov/index.asp

6. Write National Center for Missing and



Exploited Children

http://www.cybertipline.org

http://www.missingkids.com/cybertip/



7. Write a letter to Planning Commissioners of

Gwinnett County,

lgreen@ilovegwinnett.com

diane@ilovegwinnett.com

marcia@ilovegwinnett.com



8. File a complaint with AT&T since they may

have helped switch your carrier without your

consent



9. File complaint with http://www.fcc.gov

Federal Communication Commission Email:

fccinfo@fcc.gov



10. Linda Sachs at WWOR TV Secaucus, NJ

lsachs@wwortv.com



11. Firm Name: Alyon Technologies

Type of Firm: Private/Closely Held Company

Individual's Name: Tina Whitfield controller

Street Address: 5555 Triangle Parkway

*USCI, Inc.5555 Triangle Parkway, Suite 200

(same as Alyon)

*AmericomOnline.com listed as a Telephone

Company (same address as Alyon)



12. File a complaint with your local

police/sheriff dept.



They can't ignore us forever. There is power in numbers, and if we ALL file complaints, eventually someone will take action against these criminals.



***Be sure to file a Rip-off Report! Print out a copy of your Rip-off Report and fax it to all the media people you can! Let them know there are over 300 Rip-off Reprots on file, that they should also contact Rip-off Report.com to put them in touch with the many victims!



Thank you Ed Magedson, Editor Rip-Off Report and Gregory for providing us with information on where to file complaints.

Jackie,



I've spent a ton of time and some money researching and stewing over this the past couple months. But it really comes down to this:



THEY HAVE NO MEANS -- legal OR proper -- to make me pay for something that I did not request, acknowledge, or use... period.



We're fortunate that Ed and his Rip-off Report crew make this site available. As long as it's online, I figure I have proof enough for any reasonably minded lender, or whomever I might need to convince in the future that this was all a (censored). I would NOT have that proof without this website. To me, bad marks on a credit record from this are questionable, but I'm not an expert in that area. Regardless, lending is a competitive market. If I can reasonably prove that this was a (censored) and a future lender won't listen, I'll find a different lender.



It might be wise to print and save pages from this archive for future reference, if needed.



If you feel you've benefited from this site (most of us have) it wouldn't hurt to consider making a small donation to badbusinessbureau.com so Ed can keep the lights turned on for us, and others who will undoubtedly need this place in the future.



Do file a report with the FTC right away; something will eventually be done. It's in the proper channels at the FTC now. www.ftc.gov



Don't get me wrong -- I'm still plenty pissed. Just don't let them waltz in and terrorize your life.



Thanks badbusinessbureau.com! The check's in the mail.