Complaint Review: American Credit Educators (ACE)

I was recently checking my credit report and I noticed a deliquency with ACE. I disputed the claim and Trans Union gladly deleted it. Now, ACE has sent me a letter stating that although it has been disputed I am still liable for the charges.

Going back about 5 years, I received a call about applying for a credit education program. I agreed, never received anything, not even a statement. I admit I was naive, I was only 18 years old, someone to prey upon is the way they saw it.

Eventually, a couple of years later Zenner Law Firm (which most likely doesn't exist) was after me for the $379. After much dispute, I reluctantly made a settlement of $250.

Looking at my credit report, the paid settlement is under a couple of names, one of which is A C E United Credit National.
Now they're using a phony account number to try and rip me off AGAIN. I am most certain that this is the same scamming company. I am happy to know that there are others in the situation and together we can make a difference.

Samantha
Chicago, Illinois
U.S.A.