Complaint Review: American Credit Educators

Back in 1999 I got a phone call from a sales rep saying that i qualified for a credit card..Great!! at the time I was looking for a credit card...He did not state that I had to pay for this credit card Nor any materials...

Anyway I never recieved any credit card or material But I did recieve a bill for a whopping 300.00...FOR WHAT!!!!!!!! I never got anything..when i contacted the company they said just disreguard the letter (bill). I said great and went on with my life..Then I had my credit pulled and got copies of my credit report..WHAT do ya know ACE on my credt for 300.00 when i contacted the company they said that i had signed for a package from ups..I said i did? well send me the proof..Well they said we dont have it but we do have other proof..Great I said ..send it to me...They said well we have proof of all your phone calls...WELL hello!!!! thats because you are on my credit for 300.00 and i dont know why.

This company has no proof of me signing or even activating a credit card.. Never recieved anything from this company.. I disputed it with transunion it is now off.. but is still on equifax and experian.. which i am currently disputing... But they are listed several times as AKA united credit national bank and household bank. This company is a joke when I contacted them yesturday I spoke with 2 sales people I told them my situation and they were extremely rude. Then i was transferred to their legal department which is a recording...This is all a joke of a company and is very fraudlent.

Laura
wesley chapel, Florida
U.S.A.