Complaint Review: American Credit Educators

I received a copy of my credit report last summer only to find two debts for $400.00 each for companies I had no dealings with, nor had I had any credit from anyone.

I was surprised to say the least. I disputed the claims through the credit bureau and did a web search of the name American Credit Educators and United National ... only to find they were linked.

Apparently the Credit Educators and the bank work together to create accounts and they look like you had credit cards with both companies. The credit bureau removed only the one for the bank.

I am disputing the American Credit Educators because I never received or used a card with this company. I am in the process of trying to get a house and have had no credit before so it is hard.

I want to warn everyone I can...don't do this.

Hayes
Kansas City, Missouri
U.S.A.