American Credit Solutions I was Guaranteed a Visa and all I got was a catalog and a piece of plastic corruption ripoff business from hell Tampa Florida
When I recieved the card in the mail stating that I haven't yet activated my platinum card, I decided to call on it to see what it was about. They Guaranteed me that I would be recieving a visa. And they stated this more than 5 times. So I went with it.
The next couple of weeks I got the card and all it contained was a credit card for a catalog. So I decided to call them to see what happened and they totally denied saying any of the things that they told me. I demanded a refund and they said to call them back in a few days. I did and they said that I was not able to get my money back because they didn't suspect that the lady was misleading me. I will never ever call on any card I recieve in the mail again because all I think it is is a bunch of BS!!
All the people that got ripped off by this company really needs to try to get a lawsuit against these people. They have ripped off a number of consumers according to the rip-off report. All this company was looking for is to make a little bit of money off of some poor people.
Megan
Iron Mountain, Michigan
U.S.A.
4 Updates & Rebuttals
The Great Thorn
Bayville,New York,
U.S.A.
Megan Ripoffreport.com is on your side
#5Consumer Suggestion
Tue, January 07, 2003
Megan it has been said that 70% of the U.S. population have some "SPEED BUMPS" in their credit history.
The numbers will blow your mind. There are about 288,000,000 Million people in this country. 70% of that is about 201,600,000 people, so do not feel alone, OK?
Most of those people do not understand how this all works, so they fall into a bad credit hole that is real difficult to climb out of.
I would like to give you some inside info that I feel will help you in a BIG WAY. Info that they do not really want you to know.
The below was what I told another credit victim.
It up sets me so much to see so many one room back door operations that are trying to make consumers think that they are big banks somewhere that are offering to help consumers re-build their credit.
The facts are they are just looking to find consumers that they can Rip Off and thats IT
Megan have you heard of the basket ball team called The phoenix Suns? Well I have a close friend that used to play for the Phoenix Suns many years ago that go into this credit scam, he
was selling a service somewhat like what you have gotten into.
He was a close friend and he showed me how much money he was pumping out of consumers on a daily basis doing the same thing that you have bought into.
Selling a few credit cards to consumers and throwing a dumb a*s catalog with a bunch of over priced FLEA MARKET JUNK in it.
There are so many people that have had a few "speed Bumps" if you will in their credit's past that would like to have a new chance at a better looking credit record.
Megan have you ever heard of The Fair Isaac
Scoring system? It is all about you and your credit.
Most car dealers will pull a credit report on you that will contain what is called the "Fair Isaac
Score" this score reveals to them your credit's TRUE buying power. Most car dealers do not want you to see your credit report that contains this "Fair Isaac Score"
My "FIS" is in the high 700's The last Time I had it pulled I had a Fair Isaac Score of 788. Which is considered "A" Paper in any bank across the country.
If you want to rebuild your credit Megan, you first need to understand how it all trully works.
First I want you to build a solid relationship with a local bank. I want you to have a checking account, a savings account and set yourself up so that you can put some money into your savings accout that you DO NOT NEED every week,
Even if you have to kill your cable, your cell phone anything that will let you put money into a savings account EVERY WEEK!
Also to HELL with all of these banks that are out of town just pumping fee's out of you through the mail.
Next I want you to NEVER make any payments of anykind late, EVER. If you have any lines of credit that have been reported late you could loose up to 29 points off of your Fair Isaac Score. A 29 point loss can really hurt your credit in a big way.
Next, I would ask that you try to keep your job for as long as you can, Job stability will increase your "FAIR ISAAC SCORE.
Next If you are a home owner I would want you to keep it for as long as you can. The longer you stay put at the same address, again your score will go up.
Next I would want you to never show your S.S. Number to anyone at all. Hide your number and your husband's number from EVERYONE for at lease two years. The more people that get a hold of your S.S.Number and run a inquirie on your credit report, YOUR SCORE WILL GO DOWN.
If you have a credit card NEVER spend more that 15% of your limit. If you do this you will always have up to 85% revolving available, doing this will add points to your "Fair Isaac Score"
If yo go over 31% of your limit you will be having points removed from your "FAIR ISAAC SCORE"
So don't be too fast to use your credit card.
If I were you, I would s**t-can that dumb a*s catalog that this so-called bank wants you to order from, most of their crap is "OVER PRICED FLEA MARKET JUNK"
What I am telling you is what the credit industry does not want you to know. Banks, car dealer's finance guys and mortgage companies do not want you to become an educated consumer, they do not want you to know how their game really works.
If you do not understand how their game really works, they have the ability to WACK you with high interest rates on home loans, car loans and many other purchases.
In short, more of your money goes to them. Their goal is to KEEP YOU DOWN!
Please hide your private info like it is your last dollar. To hell with everybody, it is your credit that is at stake! make sure that no one sees your credit info or your S.S. Nuber for any reason for at least two years.
I trully hoped that I have helped you in some way. I feel that my life is half over and while I am alive I will continue to be The Great Thorn trying to help my fellow man/woman.
To all car dealers and deceptive one room banks that like to Rip Off my fellow Americans, I will continue to help www.ripoffreport.com be a GREAT BIG THORN in your deceptive a*s untill I am DEAD!
Consumer Advocate Volunteer
The Great Thorn
Bayville,New York,
U.S.A.
Megan Ripoffreport.com is on your side
#5Consumer Suggestion
Tue, January 07, 2003
Megan it has been said that 70% of the U.S. population have some "SPEED BUMPS" in their credit history.
The numbers will blow your mind. There are about 288,000,000 Million people in this country. 70% of that is about 201,600,000 people, so do not feel alone, OK?
Most of those people do not understand how this all works, so they fall into a bad credit hole that is real difficult to climb out of.
I would like to give you some inside info that I feel will help you in a BIG WAY. Info that they do not really want you to know.
The below was what I told another credit victim.
It up sets me so much to see so many one room back door operations that are trying to make consumers think that they are big banks somewhere that are offering to help consumers re-build their credit.
The facts are they are just looking to find consumers that they can Rip Off and thats IT
Megan have you heard of the basket ball team called The phoenix Suns? Well I have a close friend that used to play for the Phoenix Suns many years ago that go into this credit scam, he
was selling a service somewhat like what you have gotten into.
He was a close friend and he showed me how much money he was pumping out of consumers on a daily basis doing the same thing that you have bought into.
Selling a few credit cards to consumers and throwing a dumb a*s catalog with a bunch of over priced FLEA MARKET JUNK in it.
There are so many people that have had a few "speed Bumps" if you will in their credit's past that would like to have a new chance at a better looking credit record.
Megan have you ever heard of The Fair Isaac
Scoring system? It is all about you and your credit.
Most car dealers will pull a credit report on you that will contain what is called the "Fair Isaac
Score" this score reveals to them your credit's TRUE buying power. Most car dealers do not want you to see your credit report that contains this "Fair Isaac Score"
My "FIS" is in the high 700's The last Time I had it pulled I had a Fair Isaac Score of 788. Which is considered "A" Paper in any bank across the country.
If you want to rebuild your credit Megan, you first need to understand how it all trully works.
First I want you to build a solid relationship with a local bank. I want you to have a checking account, a savings account and set yourself up so that you can put some money into your savings accout that you DO NOT NEED every week,
Even if you have to kill your cable, your cell phone anything that will let you put money into a savings account EVERY WEEK!
Also to HELL with all of these banks that are out of town just pumping fee's out of you through the mail.
Next I want you to NEVER make any payments of anykind late, EVER. If you have any lines of credit that have been reported late you could loose up to 29 points off of your Fair Isaac Score. A 29 point loss can really hurt your credit in a big way.
Next, I would ask that you try to keep your job for as long as you can, Job stability will increase your "FAIR ISAAC SCORE.
Next If you are a home owner I would want you to keep it for as long as you can. The longer you stay put at the same address, again your score will go up.
Next I would want you to never show your S.S. Number to anyone at all. Hide your number and your husband's number from EVERYONE for at lease two years. The more people that get a hold of your S.S.Number and run a inquirie on your credit report, YOUR SCORE WILL GO DOWN.
If you have a credit card NEVER spend more that 15% of your limit. If you do this you will always have up to 85% revolving available, doing this will add points to your "Fair Isaac Score"
If yo go over 31% of your limit you will be having points removed from your "FAIR ISAAC SCORE"
So don't be too fast to use your credit card.
If I were you, I would s**t-can that dumb a*s catalog that this so-called bank wants you to order from, most of their crap is "OVER PRICED FLEA MARKET JUNK"
What I am telling you is what the credit industry does not want you to know. Banks, car dealer's finance guys and mortgage companies do not want you to become an educated consumer, they do not want you to know how their game really works.
If you do not understand how their game really works, they have the ability to WACK you with high interest rates on home loans, car loans and many other purchases.
In short, more of your money goes to them. Their goal is to KEEP YOU DOWN!
Please hide your private info like it is your last dollar. To hell with everybody, it is your credit that is at stake! make sure that no one sees your credit info or your S.S. Nuber for any reason for at least two years.
I trully hoped that I have helped you in some way. I feel that my life is half over and while I am alive I will continue to be The Great Thorn trying to help my fellow man/woman.
To all car dealers and deceptive one room banks that like to Rip Off my fellow Americans, I will continue to help www.ripoffreport.com be a GREAT BIG THORN in your deceptive a*s untill I am DEAD!
Consumer Advocate Volunteer
The Great Thorn
Bayville,New York,
U.S.A.
Megan Ripoffreport.com is on your side
#5Consumer Suggestion
Tue, January 07, 2003
Megan it has been said that 70% of the U.S. population have some "SPEED BUMPS" in their credit history.
The numbers will blow your mind. There are about 288,000,000 Million people in this country. 70% of that is about 201,600,000 people, so do not feel alone, OK?
Most of those people do not understand how this all works, so they fall into a bad credit hole that is real difficult to climb out of.
I would like to give you some inside info that I feel will help you in a BIG WAY. Info that they do not really want you to know.
The below was what I told another credit victim.
It up sets me so much to see so many one room back door operations that are trying to make consumers think that they are big banks somewhere that are offering to help consumers re-build their credit.
The facts are they are just looking to find consumers that they can Rip Off and thats IT
Megan have you heard of the basket ball team called The phoenix Suns? Well I have a close friend that used to play for the Phoenix Suns many years ago that go into this credit scam, he
was selling a service somewhat like what you have gotten into.
He was a close friend and he showed me how much money he was pumping out of consumers on a daily basis doing the same thing that you have bought into.
Selling a few credit cards to consumers and throwing a dumb a*s catalog with a bunch of over priced FLEA MARKET JUNK in it.
There are so many people that have had a few "speed Bumps" if you will in their credit's past that would like to have a new chance at a better looking credit record.
Megan have you ever heard of The Fair Isaac
Scoring system? It is all about you and your credit.
Most car dealers will pull a credit report on you that will contain what is called the "Fair Isaac
Score" this score reveals to them your credit's TRUE buying power. Most car dealers do not want you to see your credit report that contains this "Fair Isaac Score"
My "FIS" is in the high 700's The last Time I had it pulled I had a Fair Isaac Score of 788. Which is considered "A" Paper in any bank across the country.
If you want to rebuild your credit Megan, you first need to understand how it all trully works.
First I want you to build a solid relationship with a local bank. I want you to have a checking account, a savings account and set yourself up so that you can put some money into your savings accout that you DO NOT NEED every week,
Even if you have to kill your cable, your cell phone anything that will let you put money into a savings account EVERY WEEK!
Also to HELL with all of these banks that are out of town just pumping fee's out of you through the mail.
Next I want you to NEVER make any payments of anykind late, EVER. If you have any lines of credit that have been reported late you could loose up to 29 points off of your Fair Isaac Score. A 29 point loss can really hurt your credit in a big way.
Next, I would ask that you try to keep your job for as long as you can, Job stability will increase your "FAIR ISAAC SCORE.
Next If you are a home owner I would want you to keep it for as long as you can. The longer you stay put at the same address, again your score will go up.
Next I would want you to never show your S.S. Number to anyone at all. Hide your number and your husband's number from EVERYONE for at lease two years. The more people that get a hold of your S.S.Number and run a inquirie on your credit report, YOUR SCORE WILL GO DOWN.
If you have a credit card NEVER spend more that 15% of your limit. If you do this you will always have up to 85% revolving available, doing this will add points to your "Fair Isaac Score"
If yo go over 31% of your limit you will be having points removed from your "FAIR ISAAC SCORE"
So don't be too fast to use your credit card.
If I were you, I would s**t-can that dumb a*s catalog that this so-called bank wants you to order from, most of their crap is "OVER PRICED FLEA MARKET JUNK"
What I am telling you is what the credit industry does not want you to know. Banks, car dealer's finance guys and mortgage companies do not want you to become an educated consumer, they do not want you to know how their game really works.
If you do not understand how their game really works, they have the ability to WACK you with high interest rates on home loans, car loans and many other purchases.
In short, more of your money goes to them. Their goal is to KEEP YOU DOWN!
Please hide your private info like it is your last dollar. To hell with everybody, it is your credit that is at stake! make sure that no one sees your credit info or your S.S. Nuber for any reason for at least two years.
I trully hoped that I have helped you in some way. I feel that my life is half over and while I am alive I will continue to be The Great Thorn trying to help my fellow man/woman.
To all car dealers and deceptive one room banks that like to Rip Off my fellow Americans, I will continue to help www.ripoffreport.com be a GREAT BIG THORN in your deceptive a*s untill I am DEAD!
Consumer Advocate Volunteer
The Great Thorn
Bayville,New York,
U.S.A.
Megan Ripoffreport.com is on your side
#5Consumer Suggestion
Tue, January 07, 2003
Megan it has been said that 70% of the U.S. population have some "SPEED BUMPS" in their credit history.
The numbers will blow your mind. There are about 288,000,000 Million people in this country. 70% of that is about 201,600,000 people, so do not feel alone, OK?
Most of those people do not understand how this all works, so they fall into a bad credit hole that is real difficult to climb out of.
I would like to give you some inside info that I feel will help you in a BIG WAY. Info that they do not really want you to know.
The below was what I told another credit victim.
It up sets me so much to see so many one room back door operations that are trying to make consumers think that they are big banks somewhere that are offering to help consumers re-build their credit.
The facts are they are just looking to find consumers that they can Rip Off and thats IT
Megan have you heard of the basket ball team called The phoenix Suns? Well I have a close friend that used to play for the Phoenix Suns many years ago that go into this credit scam, he
was selling a service somewhat like what you have gotten into.
He was a close friend and he showed me how much money he was pumping out of consumers on a daily basis doing the same thing that you have bought into.
Selling a few credit cards to consumers and throwing a dumb a*s catalog with a bunch of over priced FLEA MARKET JUNK in it.
There are so many people that have had a few "speed Bumps" if you will in their credit's past that would like to have a new chance at a better looking credit record.
Megan have you ever heard of The Fair Isaac
Scoring system? It is all about you and your credit.
Most car dealers will pull a credit report on you that will contain what is called the "Fair Isaac
Score" this score reveals to them your credit's TRUE buying power. Most car dealers do not want you to see your credit report that contains this "Fair Isaac Score"
My "FIS" is in the high 700's The last Time I had it pulled I had a Fair Isaac Score of 788. Which is considered "A" Paper in any bank across the country.
If you want to rebuild your credit Megan, you first need to understand how it all trully works.
First I want you to build a solid relationship with a local bank. I want you to have a checking account, a savings account and set yourself up so that you can put some money into your savings accout that you DO NOT NEED every week,
Even if you have to kill your cable, your cell phone anything that will let you put money into a savings account EVERY WEEK!
Also to HELL with all of these banks that are out of town just pumping fee's out of you through the mail.
Next I want you to NEVER make any payments of anykind late, EVER. If you have any lines of credit that have been reported late you could loose up to 29 points off of your Fair Isaac Score. A 29 point loss can really hurt your credit in a big way.
Next, I would ask that you try to keep your job for as long as you can, Job stability will increase your "FAIR ISAAC SCORE.
Next If you are a home owner I would want you to keep it for as long as you can. The longer you stay put at the same address, again your score will go up.
Next I would want you to never show your S.S. Number to anyone at all. Hide your number and your husband's number from EVERYONE for at lease two years. The more people that get a hold of your S.S.Number and run a inquirie on your credit report, YOUR SCORE WILL GO DOWN.
If you have a credit card NEVER spend more that 15% of your limit. If you do this you will always have up to 85% revolving available, doing this will add points to your "Fair Isaac Score"
If yo go over 31% of your limit you will be having points removed from your "FAIR ISAAC SCORE"
So don't be too fast to use your credit card.
If I were you, I would s**t-can that dumb a*s catalog that this so-called bank wants you to order from, most of their crap is "OVER PRICED FLEA MARKET JUNK"
What I am telling you is what the credit industry does not want you to know. Banks, car dealer's finance guys and mortgage companies do not want you to become an educated consumer, they do not want you to know how their game really works.
If you do not understand how their game really works, they have the ability to WACK you with high interest rates on home loans, car loans and many other purchases.
In short, more of your money goes to them. Their goal is to KEEP YOU DOWN!
Please hide your private info like it is your last dollar. To hell with everybody, it is your credit that is at stake! make sure that no one sees your credit info or your S.S. Nuber for any reason for at least two years.
I trully hoped that I have helped you in some way. I feel that my life is half over and while I am alive I will continue to be The Great Thorn trying to help my fellow man/woman.
To all car dealers and deceptive one room banks that like to Rip Off my fellow Americans, I will continue to help www.ripoffreport.com be a GREAT BIG THORN in your deceptive a*s untill I am DEAD!
Consumer Advocate Volunteer