Complaint Review: American Credit Solutions

I received a call from this girl who offered me a credit limit up to 5000.00. I did not pay any attention to it not being a major credit card. She stated to me that all I needed to do was put 199.00 down and it will be refunded to me after a month.

I told her okay and gave her my savings account. So everything was processed. She also stated that if I made my payments on time I would be getting a unsecured Visa or Mastercard. I agreed to that as well.

Then I received the information in the mail and the stuff they had to sell was outdated, I then found something in the magazine that I can deal with. When I went to place my order it required a down payment. So I had 200.00 worth of certificates and I decided to use them but yet the company still wanted money from me.

I called customer service and requested my money back he stated I received the money back by getting those 50.00 certificates, which I can only use at their business.

The whole point of me getting this account was to build my credit report and get a Major credit card, but in the end I still have this catalog with outdated, old fashion merchandise and out of 199.00 which I need right now.

Renika
Denver, Colorado
U.S.A.