Complaint Review: AMERICAN CREDIT SOLUTIONS

I just called last week in regards to an "approved" credit card from American Credit Solutions about a week ago.I called and spoke to the representative and she told me the same scenario as the other victims in this ad.

Before having read these ripoffs, I called the same phone# back which initially started this scam to cancel everything because I knew I wasnt going to have the $199.99 by the date it would be deducted.

The representative had told me that if the money wasnt in there by the specified date that my bank account would be charged a $25.95 fee. I didnt want that to happen; that's like throwing 26.00 out the window.

When I called back the 800# that was called in the first place, another representative told me that she couldnt cancel it, that it wasnt their department that I would have to call a customer service # which is conveniently only open M-F 9-5 and this was Saturday. Needless to say, I became very angry, I told her that I called there and was talked into setting this up and there is where I wanted to cancel at.

They then said that my information was not there; that it had been sent to this customer serv.# and that they couldnt cancel because it had been sent to the other facility for "security" (hAAAA) purposes.

I was absolutely livid at this point,and after MUCH arguement, the representative then asked "Why did I want to cancel?" I told them, even before I knew, that this is a scam and I wanted out!! They then started going thru the entire thing again of how it was beneficial and still angry I finished most of the representatives statements before they could spit them out. They then commented that I wasnt listening to them, so for about 5 minutes I let them talk freely.

I then said, "Could you do me a favor??" (very politely,eventhough I was "boiling") They said yes. I said "Do you have a dictionary handy??" They said "no". Without skipping a beat I said "Thats a shame because you need to look up the word "NO" in the dictionary because apparently you dont know what it means.

I then said I would call that customer service # Monday and would get this cancelled and hung up on this person after they were "in fact" smart back to me after I made MY little comment.

Please do NOT sign up for this, even if youre desperate because these people are desperate to rip you off no matter what!!!Someone needs to please shut them down!!!!!!God bless everyone who already wrote in and informed me, wish ME luck on Monday!!!!

SHARLA
COTTAGEVILLE, West Virginia