Complaint Review: American Credit Solutions

Tamora Jones from American Credit Solution called me in June of 2002, regarding a $4,000 platinum credit card. All I needed to do was to pay $199.95 from my saving or checking account to get the card. She said that I would received $200.00 worth of coupons to use so I'm actually paying nothing. She explained to me that it was a universal card. I could use it to shop on line or shop from catalogs. She said that after a 3 month period if my payments was on time that they credit amount would be raised to $10,000.

I asked her if you were able to used this credit card on store purchase, restaurant purchases, cash advanced ect. She said yes and that you could get cash advanced. I even let her talk to my girlfriend to verify the card. She told my girlfriend that same things she told me and After 20 minutes of questioning her I gave the ok. Tamora told me that I would receive it in 21 days.

As of july 29, 2002, I still didn't receive my card and they have my money. I called them on July 10, 2002, and told them not to withdraw the money because I was not longer interested in their card. That it has been longer than 21 days to cancel it. They told me no problem (I didn't get the person name). I went to my bank after work on Thursday 7/11/02 and they withdrew the $199.95. I tried to call and of course not open.

On 7/18/2002, I went to the bank to withdrawl money and another $99.95 was withdrawn from my saving account. I did not give permission for this. My bank told me that the companies name was HAC - phone number (866) 888-9157. I called that number and they told me to pushed #8 for a $99.95 debt to your bank account. I push the 8 and they said to call (866) 849-1964. of course they were closed.

I am assuming that this company is using possible different names to withdraw money. I doing to contact the attorney general's office and the better business bureau in my state and any one else that will listen.

Lance
Amsterdam, New York