Complaint Review: American Direct Distribution

American Direct has been sending me "Counterfit Check's" or stolen and altered check's for up to six(6)month's now.Each of them is made out to me and printed on the check,they all seem to be $4,900.00 or very close to that amount but NEVER over that amount.They are mailed from Canada and as sure as they show up I will get a call that day or the next from someone telling me they have my entry into a sweepstakes sponsored by American Direct right in front of them and I have won 2nd or 3rd place which entitled me to $250,000.00 or better and the only thing I have to pay to recieve it is the "Insurance Fee"which is allegedly refudable.I am given a name and an amount and an address where I am to send the amount to via Money Gram.Sometimes they say they have an envelope for me and do I want them to open it for me because they have seen envelopes like that one before and they always had winner's check's in them and of course mine would be no different.

As of today's date 11/26/06 I have recieved a total of "16" check's.Each of them is drawn on a real looking or authentic stolen check from a well known named Bank,like Bank of America or US Bank and almost all would have the word's "OFFICAL CHECK" stamped or poorly printed in the center across the top.The people that would call alway's had an accent of a Foreigner who spoke bad english,sometimes even claiming to be with the US Custom's Dept or the Consumer Protection Agency.Address's where Insurance Fee was to be sent was always outside the US and the phone number's I was given,(ask for everytime)were always to Cell phones.

I never did send them anything but over a year ago I cashed one of their checks.I took it to my Bank they kept it 5 days to clear and even gave me a slip of paper stating that.On the 5th day I went to the bank and the money was available so I withdrew it all.After 15days past I get the check in the mail from my bank it was stamped "Fraud Altered Stolen".It was in the amount of $4,900.00 drawn on a "Commerce Bank"in New Jersey.This was the first one I recieved and I hadn't gotten a call until the transaction was over,in about 3wks time had elapsed.It ruined my Credit,can't open even a savings account now.I couldn't pay the bank back because I paid up all my bills so they turned me into Cashex.DO NOT CASH ANY OF THESE KINDA CHECKS!It's not worth it!

Jeffery
Yuba City, California
U.S.A.