American Express - AMEX - Nationwide Credit Ripoff, Class Action suit against privacy related matters and unlawful collection Ft. Lauderdale, Florida And Alexandria, Virginia
To Anyone Who has been contacted by Nationwide Credit, Inc. on behalf of American Express individual or American Express Small business or Corporate accounts.
My personal information for whom I was a card holder was used to try to collect a debt on a company for which I was not a legal representative nor did I guarantee the loan. American Express because I held other accounts with them shared my personal credit information including social security number with said company and my credit report was illegally reviewed and pulled by Nationwide Credit Inc.
Nationwide then used my personal informationt to track me down, harass me and even threatened that they had put negative information on my credit report as a result this business' debt.
I am seeking other individuals for which AMEX has shared their personal information with in order to collect a debt. Know that it is in fact happening. AMEX even told the individual that they should put the debt on another card that I held and he carried that he should placed the debt on that account for which he was not legally liable. Talk about unscrupolous behavior.
If you have encountered such an issue, please contact me at my email address ASAP.
Patricia
Pembroke, New Hampshire
U.S.A.
6 Updates & Rebuttals
Steve
Bradenton,Florida,
U.S.A.
Patricia is correct, AMEX acted illegally!
#7Consumer Suggestion
Sun, October 22, 2006
David, did you actually read what Patricia wrote? Read it again.
Patricia CLEARLY stated that she was NOT legally obligated for the account in question.
AMEX acted illegally in disclosing her personal information in an attempt to collect on a different account than the one she was responsible for. There is no legal or ethical connection here for them to do that.
AMEX is well known for this type of irresponsible activity.
Therefore, the collection agency did not have "permissable purpose" as required by law to access Patricia's credit report.
AMEX is so big they feel that they are above the law. There is an entire website dedicated to these activities called amexsux.com. Some very good reading available there and support for other AMEX victims.
Patricia
Pembroke,New Hampshire,
U.S.A.
Response to Rebuttal
#7Author of original report
Sun, October 22, 2006
I understand any company call pull a credit report, however, if I am not listed as the debtor on the account, the information had to be provided by the creditor in order for a collection agency to obtain that information. The creditor in this case is AMEX, and they provided my name, etc to the collection agency even though I did was (a) not the debtor (b) did not guarantee the account in any way shape or form.
Patricia
Pembroke,New Hampshire,
U.S.A.
Response to Rebuttal
#7Author of original report
Sun, October 22, 2006
I understand any company call pull a credit report, however, if I am not listed as the debtor on the account, the information had to be provided by the creditor in order for a collection agency to obtain that information. The creditor in this case is AMEX, and they provided my name, etc to the collection agency even though I did was (a) not the debtor (b) did not guarantee the account in any way shape or form.
Patricia
Pembroke,New Hampshire,
U.S.A.
Response to Rebuttal
#7Author of original report
Sun, October 22, 2006
I understand any company call pull a credit report, however, if I am not listed as the debtor on the account, the information had to be provided by the creditor in order for a collection agency to obtain that information. The creditor in this case is AMEX, and they provided my name, etc to the collection agency even though I did was (a) not the debtor (b) did not guarantee the account in any way shape or form.
Patricia
Pembroke,New Hampshire,
U.S.A.
Response to Rebuttal
#7Author of original report
Sun, October 22, 2006
I understand any company call pull a credit report, however, if I am not listed as the debtor on the account, the information had to be provided by the creditor in order for a collection agency to obtain that information. The creditor in this case is AMEX, and they provided my name, etc to the collection agency even though I did was (a) not the debtor (b) did not guarantee the account in any way shape or form.
David
Dickinson,North Dakota,
U.S.A.
A little research
#7Consumer Suggestion
Sat, October 21, 2006
American Express didn't share your information. Any company can pull a type 2 credit report on you and get all your information. It happens every day. Anytime you get a pre-approved credit card thats what happened. Credit reports don't actualy belong to you. It's information creditors submit about you to an agency which compiles it, i.e. why you have to pay to check your report. Also if you have a debt with American Express it is there legal right to give your account information to collect that debt.
Any credit or debt that you feel does not belong to you may be disputed with all three credit agency's in writing and they will work with you and the creditor to get the information right. Any documents you have that clearly state the debt is not yours must be provided. On the same token they are required to prove the debt is yours.