Complaint Review: American General Accidental health

While I did not want to waste any more time with this company, I do believe that if this review helps one person then it was worth it.

I purchased accidental health insurance to with AIG (Amercan General life )help pay the deductible in case we were injured by an accident.

My wife was injured playing Tennis and tor her ACL.  She ultimately had to have surgery to replace her ACL.  After months of trying to fight and get them to pay the charges, they denied all claims such as you needed to have surgery within the next 30 days.  Who has that ?  The doctor conservatevly prescribed her to lay off and see if she could livve with the injury.

This insurance is just a scam, that would have required we read the fine print.  We had a terrible broker who knew nothing about insurance and she never warned us.

Do not subscribe to these insurance and don;t use this company unless you are willing to ready all the fine print.

They are simply not an ethical company to deal with.  I can believe that we had to bail this company out in 2008, I wish they had gone bankrupt.

I hope this helps someone not to subscribe or use this company.

Best regards

Patrick