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  • Report:  #66847

Complaint Review: American Income Life

  • Reported By:
    Merrimac Massachusetts
  • Submitted:
    Fri, September 12, 2003
  • Updated:
    Sun, November 07, 2004
  • American Income Life
    Clark Hill Rd
    Framingham, Massachusetts
    U.S.A.
  • Phone:
  • Category:

I was about to "sign up" with American Income Life but came acoss the other entries on this website and also some others. Upon reading various opinions from various states I decided to change my decision and not go for the job.

Thru the three week process certain things seemed very strange to me but the offer seemed so good. Seeing other people say things I felt confirmed the littel suspicion I had. How can people in different locations experience such a similar process amazed me.

They call and want you for an interview right away and you must dress professional. The "initial" interview lasted maybe 20 miunutes and was primarily about them. They only asked me some high level questions like goals in life. This resulted in second interview. Nothing about my skills, education, work experience.

Second interview a week later is supposed to be with David. I show up and yes there are 25 people there but not David. The funnel you into a conference room and tell you how much you can make. They did not answer specific questions on average years of service or number of postions they are filling. Next morning get the call for a third interview. Funny how I got a third interview with nothing being asked about me or my resume etc.

Third interview and David is out again. They ask a few questions such as paying for training class and not getting paid for three weeks of other training. Tell me again how much money I will make. Told I will make enough to cover my gas, tolls, computer etc. No base salary just commision. Seemed strange as I am from a telecommunication company that paid for all business travel and education and training.

Next morning they offer the position and want me in the next day with $370 in cash or money order. Funny if I am working for them, why wouldn't a personal check or credit card be accepted?

Then I read the various comments and experiences and realized that things were too good to be true and therefore will look for a job that has a salary. I spent less then two hours with them of which most of the time was them talking about themselves. Seemed strange how a job offer can occur when you spent less than 1 hour one on one with a company representative.


Just beware of what they say. It may not be for everyone. I am glad I didn't go for it.

Paul
Boston, Massachusetts
U.S.A.

2 Updates & Rebuttals


Brad

Lansing,
Michigan,
U.S.A.

sweet. Don't people pay dues to the BBB?

#3Consumer Comment

Sun, November 07, 2004

Hence the exemplary ratings and what's all that crap about people in their 20's and 30's not wanting to work for their money?


Anonymous

Framingham,
Massachusetts,
U.S.A.

Disguntled Applicants? my first 6 months at AIL, I made more money than in the first 2 years of my previous job.

#3UPDATE Employee

Thu, November 20, 2003

I spent some time on this website that I have only heard of through rumors in my office and I felt obligated to defend the company that has given me so much and has changed my life in so many ways.

First, defending the recruiting aspect of the company: AIL reruits from an online database of resumes, ie: PEOPLE LOOKING FOR JOBS. Anyone who has done any research on the economy knows that there are less than 10% of educated individuals employed in the career of their choice or major in college. (Wall Street Journal articles from 2000-2003). Second, AIL is an insurance company. An insurance company will only grow if their sales force grows, hence the large recruiting effort. In the insurance industry, it doesnt really matter what your background is...which is the wonderful part of the process. It gives the opportunity for a mechanic to earn as much income as a top level executive. If that offends people, people who are too high on their horse, then take your resume off of the internet. You should be working with a recruiter specific to your field of interest.

I know this because I "have been there and done that".

AIL gives new meaning to the career of "Insurance Agent". I often refer to it as "the toughest job you'll ever love" because it is not easy. Our society has raised a few generations, mostly those in their 30's and 20's who do not wish to WORK HARD for their money. We've also raised them to ignor the fact that nothing comes for free. Which is the basis of all of the negativity on this website. A website that overlooks the "Better Business Bureau" which logs valid complaints against companies.

Throughout the recruiting process at AIL, which is 3 interviews, all 3 interviews are focused on giving info about the company, urging the candidate to DO RESEARCH and look into the company's history, its parent company and BBB ratings, all of which are exemplary.

Those who do not do the research and who do not ask questions in the interviews are the ones who experience the most feelings of confusion and distrust.

One thing I learned from AIL is how to be a better leader, manager and all around better person. They ask that you become a motivator by reading books, by learning about other people and what motivates them. They have meetings full of positive messages and motivation, because this industry requires HARD WORK and it is easy to become discouraged. Believe me, the positive atmosphere in the office and the genuine, caring people that lead AIL make the "GRIND" infectious. I cant wait to be around them.

What other company do you know of that GIVES you PREQUALIFIED LEADS, teaches you how to HELP people and EDUCATES their consumer, offers them NO COST benefits that they wouldnt normally have and never ever asks you to COLD CALL? You find me another company like that and I'll find you scores of people who feel mislead because they didnt want to do the hard work needed to succeed.

In conclusion, my first 6 months at AIL, I made more money than in the first 2 years of my previous job. It is not a PYRAMID SCHEME, it is a company that rewards its contractors and managers on all levels for excellence in training, taking time to make sure everyone succeeds. Is it about the money, YES, it is, thats why we always look for better opportunities. Are you going to be in the top 10% of high income yielding individuals? I sure want to be. You might strive for less, but then I may find your negative comments here as well. I make 6 figures and I'm in my 20's. Feel free to post your questions or comments below.

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