American Managment Services, Inc. This company reported fraudulent information on my credit report concerning an account that does not belong to me in an attempt to coerce me into paying a bill that is not mine. Saint George Utah
Beware of this collection agency. This company has used my name, address, and credit information to file a negitive credit report with Experian concerning an account and bill that does not belong to me. On approximately November 29th of 2018, Jeff from American Management Services made contact with concerning a debt that was referred to his collection agency that is in my name.
The debt was for lawn service that had been completed at a home where I rent a room. I do not own the home and I did not contract for the services. Jeff told me it was my responsibility and that it had been turned over for collection. I explained that he was wrong and that the debt was not mine. I explained that he had the wrong person and that I had never spoken to the Lawn Service company about hiring them for lawn service at the address of the home, because I do not own the home.
I am only a tennant. Jeff told me that he was going to disregard my request to settle this with the owner of the home and the individual who had directly contracted for the Lawn service and pursue collection from me. I told him that I would get with the owner of the home, and the person who contracted with the Lawn service to see if they would settle the debt but that he needed to take it out of my name. He refused and filed a negative report on my credit report with Experian.
I contacted the Lawn Service company and obtained the invoices for the lawn care that clearly shows that it is not in my personal name but in the name of the home owner and person whom contracted for the services. I then went back to American Management Services and told Jeff that the owner had offered to pay part of the bill and that he needed to contact the owner directly.
Jeff then sent me a new statement showing that American Management Services had not taken the statement or bill out of my name and continued to file negative reports on my credit. I have been turned down for financing for a very needed surgery that I must have because of this negative information on my credit report.
1 Updates & Rebuttals
Jim
Beverly Hills,United States
You Need To Write Letters to the 3 Credit Reporting Agencies
#2Consumer Comment
Tue, January 29, 2019
At this point, it's probably too late to have these idiots remove this item from your credit report - it's there now. You can have it removed by writing a letter to each of the credit reporting agencies, showing the charge appearing on your credit report isn't yours, with the evidence you obtained indicating the bill for services was not supposed to be in your name, along with evidence of the fact you were only a tenant, not the owner. Once you provide the information, including the bill showing the correct name of who should have been billed, the agencies should remove the item from your report. You can also request that the company no longer associate your name with this bill.
I would also keep a copy of everything you sent in order to provide the financing company with information that should mitigate the information contained in your report. The financing company may or may not consider the letter as mitigating information, but for right now, that's the best you can do.
Best of luck to you....