Complaint Review: Americas Credit Union

I'm on disability retirement I get half my income from L&I and half from SS . my L&I gos to the lawyers office, they take their piece and send the rest to the bank. For 3 years clock work, check stub from lawyer comes in the mail and the money was in the account by the next day. suddenly with no changes in info checks getting lost in the mail 5 months in a row.  Now we come to Social Security checks Direct Deposit mind you, Social Security Dept. And the Fed. Resurve were the checks come from show it was Deposited on the 13th,  Its now the 20th and ACU shows no deposit. They Do However show $29.00 Overdraft Fees Pilling Up With No Delays at All. so how dose direct deposit get lost in the mail?