Americas Servicing Company (ASC) "Americas" Servicing Company reports false deliquincys to credit bureau Online Nationwide
Americas servicing company reported our mortgage 30 days past due when what actually happend is they debeted my bank account twice in two days which made me ahead by two months on my mortgage then when I called and spoke to a manager he was rude and didnt want to help at all. So I told him we would be refinancing to a different mortgage company and like magic the next week when we spoke to our finance guy about refinancing our mortgage he said ASC had reported us 30 days late to all the major bureaus which made it near impossible to get anyone to refinance us.
I guess we are stuck with this company until someone decides to do something about it or put them out of business. This company is dirty DO NOT do business with them! Its not worth it!!
Csawyer05
Fort Mitchell, Kentucky
U.S.A.
4 Updates & Rebuttals
Delaneyg
Baltimore,Maryland,
U.S.A.
Company cant file false reportings
#5Consumer Comment
Wed, March 12, 2008
No company can report a false reporting...The company wouldnt have reported you as 30 days unless you were in fact 30 days or there was an error on the companies behalf that your payment didnt get applied. Any company will fix the reporting if it was there fault...ex ..they received the pmt and it was applied to another loan...inturn making your payment show late...
but if you sent in your payment and made the check out for less than your payment...then its your fault b/c your full payment wasnt recd.
I would first find out why they reported you, if its there error have them fix it. They wouldnt have reported you late in spite.
Delaneyg
Baltimore,Maryland,
U.S.A.
Company cant file false reportings
#5Consumer Comment
Wed, March 12, 2008
No company can report a false reporting...The company wouldnt have reported you as 30 days unless you were in fact 30 days or there was an error on the companies behalf that your payment didnt get applied. Any company will fix the reporting if it was there fault...ex ..they received the pmt and it was applied to another loan...inturn making your payment show late...
but if you sent in your payment and made the check out for less than your payment...then its your fault b/c your full payment wasnt recd.
I would first find out why they reported you, if its there error have them fix it. They wouldnt have reported you late in spite.
Delaneyg
Baltimore,Maryland,
U.S.A.
Company cant file false reportings
#5Consumer Comment
Wed, March 12, 2008
No company can report a false reporting...The company wouldnt have reported you as 30 days unless you were in fact 30 days or there was an error on the companies behalf that your payment didnt get applied. Any company will fix the reporting if it was there fault...ex ..they received the pmt and it was applied to another loan...inturn making your payment show late...
but if you sent in your payment and made the check out for less than your payment...then its your fault b/c your full payment wasnt recd.
I would first find out why they reported you, if its there error have them fix it. They wouldnt have reported you late in spite.
Delaneyg
Baltimore,Maryland,
U.S.A.
Company cant file false reportings
#5Consumer Comment
Wed, March 12, 2008
No company can report a false reporting...The company wouldnt have reported you as 30 days unless you were in fact 30 days or there was an error on the companies behalf that your payment didnt get applied. Any company will fix the reporting if it was there fault...ex ..they received the pmt and it was applied to another loan...inturn making your payment show late...
but if you sent in your payment and made the check out for less than your payment...then its your fault b/c your full payment wasnt recd.
I would first find out why they reported you, if its there error have them fix it. They wouldnt have reported you late in spite.