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  • Report:  #213900

Complaint Review: Americas Servicing Company

Americas Servicing Company UNCOOPERATIVE CREDIT DISPUTE -My Credit report dropped from 699 mid to 604 in 2 months. reporting me as a repayment plan when i have always paid on time and my tri-merged credit report has no 1x 30 day lates. I am a Loan Consultant and they are very unethical and are illegal in their actions and disclosures AMERICAS SERVICING COMPANY WILL NOT REMOVE INCORRECT INFORMATION FROM MY CREDIT I Am In California Iowa

  • Reported By:
    — laguna niguel California
  • Submitted:
    Tue, October 03, 2006
  • Updated:
    Sun, June 17, 2007
  • Americas Servicing Company
    P.O. Box 10388
    Des Moines, Iowa
    U.S.A.
  • Phone:
    800-567-8439
  • Category:
    Mortgage Companies
*Author of original report: They removed the falsely placed payment plan off the credit report after 1 1/2 months of arguing with them. *Author of original report: They removed the falsely placed payment plan off the credit report after 1 1/2 months of arguing with them.

They have ruined my credit by 90 points which made me loose my refinance program. They are rude and are of no help my loan went from Wmc to Option One and then to americas dump servicing...They report incorrectly and can't even provide me with a letter to show that i am paying AS AGREED, just like i have been. They dont disclose to you that if you dont pay your next payment by the date you informally tell them on the phone e.g lets say i said i will pay my 7/06 payment on 7/13/06.. and i pay on the 20th..... they then report you as a repayment plan!!!!! This is a joke and undisclosed and illegal. There is no contract that you binds you to this...f anyone else has this please email me or call me kamran 949-606-6500 or send me a fax 267-697-6500 its a efax

Kamran
laguna niguel, California
U.S.A.

2 Updates & Rebuttals

Kamran

Laguna Niguel,
California,
U.S.A.

They removed the falsely placed payment plan off the credit report after 1 1/2 months of arguing with them.

#3Author of original report

Sun, June 17, 2007

However they didnt help me gain my points back. They removed it from credit report but they do not admit fault. So my score is still down 90 points and they ruined my chance to remain a A-paper borrower.

Kamran

Laguna Niguel,
California,
U.S.A.

They removed the falsely placed payment plan off the credit report after 1 1/2 months of arguing with them.

#3Author of original report

Sun, June 17, 2007

However they didnt help me gain my points back. They removed it from credit report but they do not admit fault. So my score is still down 90 points and they ruined my chance to remain a A-paper borrower.

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