Americredit ripoff hope you rot in h**l you liars thieves and losers Arlington Texas
The problem with these lowlifes started when my husband was stationed in Kuwait. Before he went to Kuwait, he sent in his orders to these losers and he was supposed to get a reduced interest rate under the SSCRA.(Sailors and Soldiers Relief Act)
He sent his orders given to him by the Military and yet it wasnt good enough for Americredit Rip-off. He was supposed to get the reduced interest rate for every month that he was in Kuwait and on active duty. Well, after he left I would contact them repeatedly. Faxes, emails, certifed letters, with these same orders he had already sent them over ten times. Every time they would say they werent written correctly. I have the power of attorney to take care of this and yet he has to keep emailing these losers from Kuwait and finally the JAG had to get involved to get them to reduce the interest rate. Two months had gone by and we still didnt know the reduced amount.
The JAG informed them that they were breaking the law and it took them from November to January to get the interest rate reduced. They are a bunch of thieves and liars and deliberately mess your account up. While he was in Kuwait, those losers in Huntersville, NC, who are as rude and hateful as you can get, well they started calling my friends and family members and asking them did he really go to Kuwait and what his duties were in the military. THe liars first acted like they were one of his good buddies and my family are not stupid, so they said who is this????? These liars would laugh and say oh, didnt I identify myself, I am sorry.......... Dang liars.......
By this time we had to get the Pentagon involved. They knew that he was in Kuwait, they had over 20 copies of his orders and over 100 emails, and repeated phone calls. Finally this flaming b**ch named Amy Quinn who cant decide if she is a lawyer, a clerk, or a paralegal, well she got involved and showed her butt royally. She messed everything up worse than it was. We also contacted Senator RIchard Burr's office and they had to notify Americredit to stop harassing my family and myself. These losers think the law does not pertain to them and when you purposely ignore military orders, that tells you what kind of underhanded scum bags you are dealing with.
Here is the clincher, after my huband came home from Kuwait, they had put our account in charge- off unbeknowing to us.
That Amy Quinn did that, the underhanded snake, and then when he got back home he called her and others at Americredit. He was told that he had to come up with this outrageous amount to get the car out of charge-off. We had been paying the payments, but at the reduced interest rate, under the law. They got mad because they were losing money and pulled this crap. they added all these trumped up fees and late charges, and 5,000 dollars we had sent went into an account they called recovery. They refused to apply it to principal and I think Amy Quinn put it in her pocket for a bonus. Also, our loan was for 32,000 and we paid over 19,000 dollars and they say we still owe them 28.000. you do the math and tell me what is wrong with this picture.
Last Tuesday night, November 15th at appx. 10:30 pm the lowlifes came and picked up our vehicle. No notice, no warning, no anything. HE had just talked to them a few weeks earlier and was trying to work out a settlement. They are the lowest scum of the earth. The next morning we call them to see if they have the car and they give us an address to pick up our personal property.
We get there and they have a list of our property and it is thrown in garbage bags. The lowlife b*****d they sent to get the car charged us 50 dollars for our stuff and it wasnt all there in the bags. They threatened to call the police because I wanted to go through my car myself. They had already taken the car to Charlotte, NC and still yet our stuff was missing.
My husband has a military sticker on the vehicle, that we had to threaten these losers with Homeland Security to get that back. They stole my social security card and my wallet out of the car and also my childs cd's. They even stole a bible out of there. You know these devil worshipers are not going to read it.
My sterling silver earrings were missing and these losers threw the ashtray that belongs in the car, well they threw it in with my personal belongings. I had to call the people in Charlotte who have my vehicle to look through my car to see if the billfold and missing items were in there and they werent. We pay 50 dollars to get crap back that is already ours, and half of it is not there. The Complete Asset COmpany was hired by Americredit to get the vehilce and the loser owner of this company will not return our calls and discuss the missing items. we have filed a police report and also filed a fraud charge against Americredit and Complete Asset Recovery. Somebody is going to pay for stealing my SS card.
Now , we have no vehicle and we got the letter from AMericredit losers six days later after they took the vehicle.
I hope they all burn in h**l and h**l is too good for these lying cheating theives. My husband was out trying to serve his country and he was and is entitled to the reduced interest rate and now we cant afford an attorney to do anything about this. We need people to help us fight them and stop this communism once and for all. They are schedule to auction my car off on December 8th and I plan to be there to see what they get for it.
ALso, I am going to tell the media to come and let them see Americredit took away a car from a soldier because of the reduced interest rate. The car was wrecked in 2004, and i was nearly killed in the accident. Americredit I am sure will not acknowledge that it has been wrecked, but I sure am going to.
I was raise not to hate, but I hate these people more than anything in this world. THey worship Satan and hopefully they will be happy together when they burn in hell. I am out 19.000 dollars and no vehicle and now my credit will be ruined forever. Why cant this EVIL be stopped?????// Somebody please help us.......
Rachel
Walkertown, North Carolina
U.S.A.
Click here to read other Rip Off Reports on Americredit Auto Financial Services
6 Updates & Rebuttals
Diago
Tonawanda,New York,
U.S.A.
To the Employee.
#7Consumer Comment
Fri, May 30, 2008
Husband goes to Kuwait. Requests rate cut. Request denied. Military Lawyers get involved. Request still denied. Company now breaking Federal Laws. Government gets involved. Request still denied. Now Pentagon gets involved, company probably now faces possible fine, if not worse. Request for the reduced rate approved, finally. Payments made on that rate, as stated per agreement and per law. Car repossessed anyways once Husband returns.
Hmmm, for an employee of the company, you really have no idea what you are talking about do you? I mean, you accuse this woman of not paying the payments, but yet she specifically says they were making all the payments. You see, what happened here is a company upset over losing money due to Federal Laws, but guess what, it's called a law for a reason, and in case you don't know what the definition of 'law' is, perhaps you should pick up a dictionary.
This woman and her family should be fully entitled to the maximum recourse allowed by law and I am also suggesting that she take ALL of you to court, just make sure to bring along the JAG officers and anyone else whom had to deal with this company's blatant disregard for our country's law and military.
F
Indianapolis,Indiana,
U.S.A.
This "person" is simply angry and not being honest.
#7UPDATE Employee
Fri, October 19, 2007
Adesa has to follow strict federal guidelines to do repossessions. We do. If the bank tells us to hire an agent to repo a car, we do.This "lady" is simply does not understand that sometimes a bank will take money as a payment, but not necessarily stop the repo on your car. If she wants to talk about scum of the Earth, liars, etc, try dealing with the people we have to every day. People lie and cheat so much, the bank feels it's necessary to secure the vehicle to get ANY money back on their collateral.
I've been doing this for awhile, and I can tell you honestly, this woman is not telling the truth. Notice the elaborate story, the unnecessary details - hubby in Iraq, etc? So what? you're late on payments, you can get repo'd it's in the contract you signed where you promised to make the payments on time. Please post this - this person needs to hear part of the other side!
F
Indianapolis,Indiana,
U.S.A.
This "person" is simply angry and not being honest.
#7UPDATE Employee
Fri, October 19, 2007
Adesa has to follow strict federal guidelines to do repossessions. We do. If the bank tells us to hire an agent to repo a car, we do.This "lady" is simply does not understand that sometimes a bank will take money as a payment, but not necessarily stop the repo on your car. If she wants to talk about scum of the Earth, liars, etc, try dealing with the people we have to every day. People lie and cheat so much, the bank feels it's necessary to secure the vehicle to get ANY money back on their collateral.
I've been doing this for awhile, and I can tell you honestly, this woman is not telling the truth. Notice the elaborate story, the unnecessary details - hubby in Iraq, etc? So what? you're late on payments, you can get repo'd it's in the contract you signed where you promised to make the payments on time. Please post this - this person needs to hear part of the other side!
F
Indianapolis,Indiana,
U.S.A.
This "person" is simply angry and not being honest.
#7UPDATE Employee
Fri, October 19, 2007
Adesa has to follow strict federal guidelines to do repossessions. We do. If the bank tells us to hire an agent to repo a car, we do.This "lady" is simply does not understand that sometimes a bank will take money as a payment, but not necessarily stop the repo on your car. If she wants to talk about scum of the Earth, liars, etc, try dealing with the people we have to every day. People lie and cheat so much, the bank feels it's necessary to secure the vehicle to get ANY money back on their collateral.
I've been doing this for awhile, and I can tell you honestly, this woman is not telling the truth. Notice the elaborate story, the unnecessary details - hubby in Iraq, etc? So what? you're late on payments, you can get repo'd it's in the contract you signed where you promised to make the payments on time. Please post this - this person needs to hear part of the other side!
F
Indianapolis,Indiana,
U.S.A.
This "person" is simply angry and not being honest.
#7UPDATE Employee
Fri, October 19, 2007
Adesa has to follow strict federal guidelines to do repossessions. We do. If the bank tells us to hire an agent to repo a car, we do.This "lady" is simply does not understand that sometimes a bank will take money as a payment, but not necessarily stop the repo on your car. If she wants to talk about scum of the Earth, liars, etc, try dealing with the people we have to every day. People lie and cheat so much, the bank feels it's necessary to secure the vehicle to get ANY money back on their collateral.
I've been doing this for awhile, and I can tell you honestly, this woman is not telling the truth. Notice the elaborate story, the unnecessary details - hubby in Iraq, etc? So what? you're late on payments, you can get repo'd it's in the contract you signed where you promised to make the payments on time. Please post this - this person needs to hear part of the other side!
Rachel
Walkertown,North Carolina,
U.S.A.
Adesa / Americredit / Complete Recovery Asset in Illegal Cahoots against customers
#7Author of original report
Fri, December 09, 2005
I am adding additional information to my original report. We have been going in circles with Adesa Auction where our car was sold, and trying to get them to let us know how much our vehicle went for at the auction. They said by law they cannot tell us and Americredit refuses to give us this information. I would think that by law they would have to provide us the info since the balance of the loan will go against our credit....
Adesa says I am sure AMericredit will tell you and they know they are lying when they say this. Joe Guyer from Adeas tries to play both ends against the middle. HE agrees with us that Americredit did us wrong and then turns around and calls them everytime we ask him a question. His company is in cahoots with the illegal practices of Americredit and also the Repo Company , Complete Asset Recovery, who stole items from our vehicle and refuse to return them.
All I know is someone needs to let us know what the vehicle sold for. From what I am reading on the rip-off reports, Americredit doesnt tell their customers this info and they find out when they check their credit report or start getting harrassed by a collections agency. All three of these companies are rip-offs and prey on misfortunes of others. Adesa Auction wants to make as much money on the car as possible, so they can get their illegal cut.
My car was taken from my driveway by Complete Asset Recovery, then allegedly taken straight to Adesa Auction. This means that two separate parties had access to steal my property and to steal my identity by taking my Social Security Card. No one wants to own up to taking anything and the owner of the Repo Company made the statement that he didnt really know his employees that well. What kind of underhanded business is he running? I think he should know his employees before he sends them to Repo people's property and then he is going to be responsible when things are stolen.
The day before our car was sold, we got a call from Joe Guyer at Adesa wanting us to go and send the ashtray and the shelf from the trailblazer to him C. O. D. and he said that Americredit would pay the bill. This was awfully fishy since days before we had gotten an email from wanna be President Amy Quinn stating that she did not want the ashtray or shelf and that they would sell the vehicle without it. We told Joe Guyer that we had to have a receipt for these items because we were told we would be charged for them not being in the car, even after the Repo people threw the ashtray in with our belongings that werent stolen.
He said oh, I will be sure you get a receipt in the mail. Yeah right........ And how were we going to get the items to him from 5pm on December 7th to 9am on December 8th, before the auction. We had been asking for weeks what to do with them. We offered to drive them down there and we were told we could not come to the auction.
If anyone has any suggestions on how to get the info from Americredit about what my vehicle sold for, I would greatly appreciate it. Dealing with loansharks, is very frustrating, not to mention stressful. and it is like a broken record trying to talk to either of these companies. They all want to pass the buck on Blame and neither one of them have yet to own up to their part in this illegal sham of theirs.
BEWARE OF ADESA AUCTION/AMERICREDIT/AND COMPLETE ASSET RECOVERY. YOU WILL GET BURNED............