Ameriloan clerical error in processing bank account # Internet, Oklahoma
On June 18, 2012 I applied for a 500 dollar loan from Ameriloan & was APPROVED..upon the funds being sent to my bank the deposit was rejected due to an INCORRECT BANK ACCOUNT #...checking my ORIGINAL loan application to Ameriloan I see that the account # I SUBMITTED WAS CORRECT...due to a serious clerical error on someone's part I have accrued ssevere overdraft fees that wouldn't have occurred if the 500 dollar deposit was processed properlyd...I have confirmed with my bank that the loan was rejucted due to an incorrrect account number.....Ameriloan claims that my account # was missing a zero but also claims they have no access to my application?
3 Updates & Rebuttals
Lush.Melody
Beaverton,Oregon,
USA
Instead of online Pay Day loans
#4Consumer Comment
Thu, July 19, 2012
Use your local one. Like Ace Cash Advance. They require cash only and will only cash your check if you are 3+ days past due. (Rules and policy differ some what from state to state). I know I will NEVER use another online cash service unless its an FDIC insured bank!
JILL
COHOES,New York,
United States of America
Ameriloan Clerical Error
#4Author of original report
Wed, July 18, 2012
it turned out better for me that a clerical error wuz made although the fees that I had to pay to MY BANK for overdrafts were astonomical because of this error...with an interest rate of 150 for a 500 dollar loan from Ameriloan I believe I dodged a bullet...a month later I managed to be approved for a Capital One card first year no interest...I hope that I never get caught in a situation again that causes me to take such a drastic measure when in need of extra bucks..I believe companies such as Ameriloan rely on one's desperation in turn only making matters worse....
Lush.Melody
Beaverton,Oregon,
USA
AMERILOAN Account Info
#4Consumer Comment
Wed, July 18, 2012
I've run into a similar situation regarding their suposed 'record' keeping.
I just submitted my own report on them... Should be up soon. Maybe we can get together and take these dirtbags down!
Here is the title of my report
AMERILOAN Misappropriation, Deception, Concealing Information Internet, Internet
(Beaverton, Oregon)