AmeriPlan USA I was naive when I enrolled San Diego California
I have been an IBO with AmeriPlan for seven months. I can easily say that I wish I never got started. I must say, I wish I never spoke to Debbie, my upline. I was naive when I enrolled. The following is my story, which is my opinion. I wrote this to encourage others to really research AmeriPlan before enrolling.
I enrolled with AmeriPlan in November of 2005. I spoke with my upline, Debbie and without reservation, I enrolled. Now, being in the telemarketing industry for years I did ask about leads. She told me the company supplies them. False! Shame on you Debbie for lying! Days after I enrolled, she told me I had to get set up with a lead source. Now, I was naive and did what ever she told me to do. I believed in what she said, and I felt she would not point me in the wrong direction. Even though she lied to me, but she said I misunderstood her regarding the lead situation. So I invested in autoresponders and leads to put in the autoresponders. Within my first seven days, I had spent $295 for my enrollment, $119 on one autoresponder, $99 on another autoresponder, and $100 on leads to put in the autoresponder. I felt that it was a bit much, but I did understand that this was a business. I was going to have to invest in order to get somewhere. Well, two weeks later, I did not get one response from my autoresponders. Debbie let me know it was time to go with a new lead source. I did and became an RSD soon after. I have been stuck now as an RSD since then.
I am currently still an RSD because I DO NOT feel comfortable enrolling brokers. I feel that I have been mislead and, the people that are looking for a work at home opportunity could probably not afford the expense of leads each month. I DO believe the company is a pyramid. Now, even though pyramids are illegal, AmeriPlan is a pyramid. The big emphasis with AmeriPlan is not the health plans, it is on signing up brokers. They always have weekly conference calls, and it is always on how to sign up brokers. In seven months, there has been only two conference calls on the health plan (that I know of). You will only reach financial freedom if you sign up brokers with this plan. AmeriPlan states that you will reach financial freedom within a few years. At the rate I am going, -$4900 is not looking like financial freedom. Mind you I was writing business everyday too!!!!!!!
So here I am currently a RSD. None of my brokers that I do have work. They can not afford leads, and I can not afford to give them any of my leads. I am an Ace Member Enroller, but I have SOOOOOOOO many chargebacks, that any money I have earned is null and void. Also take into consideration, that I had to pay for that lead to convert into a sale, so I am actually negative more. Now this is where I have the real problem with AmeriPlan. My chargebacks are due to poor customer service and doctors, dentists, etc. listed are no longer accepting AmeriPlan. I personally feel that when a customer goes online to find a provider, that the doctors, dentists, etc listed should actually be accepting the plan at the time. A multi million dollar company should have sophisticated software that will accurately update the providers listed. Wouldn't you think? Also, alot of the providers listed are duplicates as well. They really need to revamp their provider system online. My selling tactic is to let them know of providers in their area. Well if the information is wrong in the computer, then that really means that I am lying to people. I have so many members that have cancelled because of this. Also, customer service is rude to people. I have had so many calls from my members complaining about the poor service they received. Thank you to corporate for doing a great job. I love losing money!
Another thing that reallys steams me is the $35 broker fee. When I enrolled, it was for my websites. How can that be though? 90 days after I enrolled I had to shell out another $15 for the same websites. So really you are looking at $50 a month. I was really upset with Debbie because she did not tell me that in the first place. She also lied to me about how the residual worked. But then again, I should have looked at it more closely first, then taking her word. Shame on me! I have contacted corporate many a times on the actual breakdown of the $35 broker fee without the real answer. It is always for your websites. Sorry, but I am not buying it.
To sum this up, I really hate the fact that I am negative $4900 dollars in seven months, and I am not making any money. I currently have $500 dollars in chargebacks. I can not afford to buy leads anymore. Really, I just will not. I am not going to enroll someone to have them turn around and cancel. It is going to be another month til some of my residual kicks in, but that will go towards my chargebacks. Instead of cancelling altogher, I am trying to sell my business to make the venture seem somewhat worthwhile. I can't give the d$%& thing away!!!
Really my advice to anyone interested in doing AmeriPlan would be just don't do it. Your upline will continue to blow smoke up your &^% so you will continue. Remember, if you quit they lose money. Remember, you are their income. Unless you have the funds available to invest in leads, probably several hundred dollars, don't bother with AmeriPlan. Also, the health plan is really not that good. There are other discount plans that are by far better. I would encourage you to just NOT enroll as an IBO with AmeriPlan.
Kristin
San Diego, California
U.S.A.
Click here to read other Rip Off Reports on Ameriplan USA
13 Updates & Rebuttals
Jud
Tacoma,Washington,
U.S.A.
Its hard I know
#14UPDATE Employee
Wed, September 27, 2006
My name is Jud Morris
I have been an Ace IBO enroller for three years is a row. Back in July and August of 2005 I was AmeriPlan's #1 IBO enroller nation wide. This can be verified by looking up the September 2005 spotlight magazine in your IBO support back office. When I became the top enroller in the company I wa on advanced commissions. I was building my business on the internet and had alot of chargebacks. In fact so many charge backs that I did not see a check for a year. It would have been two years but I made the switch to paid as earned and had all my chargebacks and liabilities lumped together so that they took all of it from my residuals at once and I then started recieving pay checks again. During all this I continued to build my business and when all was said and done my residual check was more that I had ever imagined. Now I naver have to worry about charge backs again and soon i will
be at $100 K per year. I know its hard to see the light at the end of the tunnel now but once its over its over. do not lose sight of your dreams. Stay in the game and soon you will not recognise your business or your life. If you would like to talk, Call Amber Elmore or Connie Summit in Dallas and they will give you my phone number.
Jud Morris
AmeriPlan USA
Senior Regional Sales Director
Tacoma, Washington
A
Norfolk,Virginia,
U.S.A.
It is a duplicatable system
#14Consumer Comment
Tue, June 13, 2006
Hi Kristen,
I'm an IBO and have been for a little over a year now. I am sorry to hear that you have incurred such a debt.
First of all, when I enrolled as an Ameriplan IBO, I was told that the websites would cost me an extra $15.00 a month after the 90 day free trial that all new IBO's get. I kept mine, yes, my overhead went from $35.00 to $50.00. This was not a problem as my residuals take care of this. (most businesses anyone enters into cannot even break even in the first 90 days)
I was also referred to another lady by my upline to help me with internet marketing. My team does warm market and so she was willing to train my in internet. I am not part of her team, but she hasn't any problem in teaching me or mentoring me even though she does not make any money off of what I do.
She referred me to some lead sources that offered free leads initially (these are not in the list that you find in the back office in your broker tools.) You can get at least 60 free leads to start and these should get anyone going without having to by autoresponders. And these are decent leads.
Most new IBO's choose to be paid advances. I started this way also. But, I took part of those advances to invest back into my business. (I did not spend all of my advances on my bills that needed paying. I portioned it off. I paid some on my bills and re-invested)
I would by more leads. There are some very good lead sources that will not cost an arm and a leg to get 25 to 30 good leads for $30 to $40. If you have a good sponsor, the sponsor will make calls with you to begin with and any business written will go under you. The lady I was referred to, did this with me (again not making any money off of me at all) I again invested back into my business. (what business do you not have to invest back into?)
I too started experiencing charge backs. (but this is to be expected if you are taking your pay as advances. Ameriplan is basically giving you a loan to get you going and your business going. What loan is there that you don't have to pay back whether or not you are successful in your business) So I got to the point to switch to being paid "as earned".
It is taking time to pay back my chargebacks but being paid "as earned" makes my residual grow faster. Ameriplan does not make you pay it back all at once, it is spaced out over many months. When my residuals grew to the point that is was more than what was owed for that month, I started getting checks again. In 3 more months, all my chargebacks will be paid and I will be receiving bigger checks because #1 my chargebacks are over and #2 I have been building my business to boot.
The lady that helps me and my team tells a story that in the beginning she pounded the phones 12 hours a day and was signing 3 brokers a day. (she is disabled and has to work from home) She had a lot of brokers drop off and she incurred over 4,000 dollars in chargebacks in a very short time.
She openly stated that she would receive a check sometimes for only $1. But she worked her business....did not give up and in a few months the chargebacks were paid for. She is an NSD and is going on her 3rd year. (I have not pounded phones for 12 hours a day.....sometime due to life circumstances, I was lucky to get in 4 hours a week and I even had gotten to the point that I could not work my business at all for a few months during this last year....but I got back into the game as soon as possible.)
The first thing we all learn in training it the 80/20 rule. Out of 100 people that are signed on 80 will drop...20 will work the business.
Anyway, you still can come out ahead if you have the patience and continue to work your business and choose to be paid "as earned". You have already done it and now you know how to be a better sponsor. Treat your team the way you would have been treated. Teach them the right way and break the cycle of bad sponsorship. You can be confident in enrolling new brokers and you can build your business and succeed, because you have been there and know what to do now.
As for the $35.00 monthly fee. Again "Never" was I told this pays for my websites. The $35.00 give you the right to market the product. Gives you access to your IBO support (your virtual business office......cheaper than a physical business office...don't you agree?) This office is maintained by the Ameriplan USA employees that update it all, do the training classes it offers, check the computer to see if we are owed any money and write our checks, answer the phones for customer service and more.....we get it all for $35.00 bucks a month.
What would you pay to have people do this for you in another business? What would your overhead be then? What business can bring you to profit and a substantial income in as little as little as a few months to 4 working only part time? Most business I know of only see a profit after 5 year of being in business and that is if they make it five years and it is more than full time that one has to put into another business. And.....You do get the dental package for your entire household. And...you don't have by a phenominal amount of inventory nor do you have to buy or try to resell anything. To me....this is not a bad deal.
Now for the $15.00 for the websites. It is your choice to keep them after the 90 day free trial. You don't need them to continue in your business but it sure helps. If you work warm market, businesses and the people around you, it doesn't have to cost much at all. If you are working internet, you do have to get leads and these websites are the greatest tool to show people the opportunity as well as the product.
But if you do not keep the websites you still have the free personalized website that your team is supplied with and this has all the info on it.
I do what my "adopted sponsor" does. If a broker prooves to me that they will work their business, I do give them leads until they are able to get their own. But.....I am not going to waste my money on someone who is not going to work the business and expect me to build their business for them.
I will give them a horse, a saddle and a leg up but I cannot ride the horse for them. And I cannot keep them from falling off. Hopefully they want to be a good rider and will get back on. If not.....well I have done everything I can.
My new brokers are alway aware of the benefits and drawbacks of getting paid in advance. They are loans from Ameriplan to help you get going fast. A lot of what I went through before being referred to my "Adopted sponsor" was by trial and error. It has only made me a better sponsor for it. I now know what not to do and I have learned what to do....thanks to the help I have received.
In a year, my overhead is about $200.00 to run my business the way I want to run it. My residuals not only cover this cost but cover my chargebacks and I get a check for whatever is left over. Again, in 3 months......my checks are going to double, triple or quadruple, depending on how much business I write, members or brokers. Again, I am paid "as earned" and will never have a chargeback again.
Plus, I for once and looking forward to filing taxes. Don't forget the tax benefits of owning a home business.
Before you hang up the towel, check into your write-offs. You may get your investments back. Just an example: that $35 buck a month is a write-off. And your home office expenses: electric, telephone, "leads", "autoresponders", your gas, and more! Don't forget.....this is a business!
Don't become so blind by what has happened that you miss what is now and before you!
C
San Diego,California,
U.S.A.
Want proof here, is some!!!!
#14UPDATE Employee
Tue, June 13, 2006
Kristin,
I'm not trying to argue with you. I am a successful R.S.D. and I never worked ANY leads.
One of our competiters is by the name (((REDACTED))) . WHY DON'T YOU CHECK THEM OUT TO SEE WHAT THEY OFFER.
They charge almost triple what Ameriplan offers.
Go ahead check out their website. Just put there name and add .com And you will see what I mean.
They provide the same service as we do. But we blow them out of the water.
I'm not blowing steam up my #$%.
sorry, allowing you to give a competitors name would instigate others to just file against their competition, to only come back later to suggest their company your comments on this policy are welcome! CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
Joseph
Jackson,New Jersey,
U.S.A.
I've had many problems too
#14UPDATE Employee
Tue, June 13, 2006
Did that lunatic Jud Morris enroll you?I cancelled this service. I too wish I had never gotten involved. You can view Juds file on ripoffreport soon.
Don't drive while blind. Order Eds book. I did. I can't believe how effective its information is. The man is a genius!
Kristin
San Diego,California,
U.S.A.
By the way C
#14Author of original report
Tue, June 13, 2006
I have read some of your other rebuttals, and you contradicted yourself several times.
You get prospects by getting out there and talking to people and canvasing. If that was the sole case, we would not have websites. Go back to one of your rebuttals this evening. You very much contradicted yourself.
I am offended that you state that you have honor, courage and commitment. I am a former Marine. I served honorably and you are not following the core values. Tell people the truth that it is $50 a month for their broker fee and for four out of the six websites they receive. Tell me C, what is the $35 going towards if you have to pay an additional $15 for the other four websites you were originally issued?
My business has failed because the company has failed on their end of the health plan. I can sign up members all day, which I did. I can assure you that I have more members than you by the way. The problem is if there are problems with the discount plan, then everyone is going to cancel. I am not able to control the problems with the plans at the corporate level, and you would not either.
Ask yourself this C. How would you like it if you lost all your members right now? How would you feel if you lost them because of no due fault of your own? How would you feel if you receive calls throughout the week of members upset because corporate did not do anything to resolve the issue regarding the discount plan? Mind you the entire time, you can not do anything about it. Think about that for just one second.
Again, if anyone is interested in starting this venture simply research what you are getting into. Why invest your time and effort for it to be thrown down the drain by no due fault of your own.
Kristin
San Diego,California,
U.S.A.
By the way C
#14Author of original report
Tue, June 13, 2006
I have read some of your other rebuttals, and you contradicted yourself several times.
You get prospects by getting out there and talking to people and canvasing. If that was the sole case, we would not have websites. Go back to one of your rebuttals this evening. You very much contradicted yourself.
I am offended that you state that you have honor, courage and commitment. I am a former Marine. I served honorably and you are not following the core values. Tell people the truth that it is $50 a month for their broker fee and for four out of the six websites they receive. Tell me C, what is the $35 going towards if you have to pay an additional $15 for the other four websites you were originally issued?
My business has failed because the company has failed on their end of the health plan. I can sign up members all day, which I did. I can assure you that I have more members than you by the way. The problem is if there are problems with the discount plan, then everyone is going to cancel. I am not able to control the problems with the plans at the corporate level, and you would not either.
Ask yourself this C. How would you like it if you lost all your members right now? How would you feel if you lost them because of no due fault of your own? How would you feel if you receive calls throughout the week of members upset because corporate did not do anything to resolve the issue regarding the discount plan? Mind you the entire time, you can not do anything about it. Think about that for just one second.
Again, if anyone is interested in starting this venture simply research what you are getting into. Why invest your time and effort for it to be thrown down the drain by no due fault of your own.
Kristin
San Diego,California,
U.S.A.
By the way C
#14Author of original report
Tue, June 13, 2006
I have read some of your other rebuttals, and you contradicted yourself several times.
You get prospects by getting out there and talking to people and canvasing. If that was the sole case, we would not have websites. Go back to one of your rebuttals this evening. You very much contradicted yourself.
I am offended that you state that you have honor, courage and commitment. I am a former Marine. I served honorably and you are not following the core values. Tell people the truth that it is $50 a month for their broker fee and for four out of the six websites they receive. Tell me C, what is the $35 going towards if you have to pay an additional $15 for the other four websites you were originally issued?
My business has failed because the company has failed on their end of the health plan. I can sign up members all day, which I did. I can assure you that I have more members than you by the way. The problem is if there are problems with the discount plan, then everyone is going to cancel. I am not able to control the problems with the plans at the corporate level, and you would not either.
Ask yourself this C. How would you like it if you lost all your members right now? How would you feel if you lost them because of no due fault of your own? How would you feel if you receive calls throughout the week of members upset because corporate did not do anything to resolve the issue regarding the discount plan? Mind you the entire time, you can not do anything about it. Think about that for just one second.
Again, if anyone is interested in starting this venture simply research what you are getting into. Why invest your time and effort for it to be thrown down the drain by no due fault of your own.
Kristin
San Diego,California,
U.S.A.
By the way C
#14Author of original report
Tue, June 13, 2006
I have read some of your other rebuttals, and you contradicted yourself several times.
You get prospects by getting out there and talking to people and canvasing. If that was the sole case, we would not have websites. Go back to one of your rebuttals this evening. You very much contradicted yourself.
I am offended that you state that you have honor, courage and commitment. I am a former Marine. I served honorably and you are not following the core values. Tell people the truth that it is $50 a month for their broker fee and for four out of the six websites they receive. Tell me C, what is the $35 going towards if you have to pay an additional $15 for the other four websites you were originally issued?
My business has failed because the company has failed on their end of the health plan. I can sign up members all day, which I did. I can assure you that I have more members than you by the way. The problem is if there are problems with the discount plan, then everyone is going to cancel. I am not able to control the problems with the plans at the corporate level, and you would not either.
Ask yourself this C. How would you like it if you lost all your members right now? How would you feel if you lost them because of no due fault of your own? How would you feel if you receive calls throughout the week of members upset because corporate did not do anything to resolve the issue regarding the discount plan? Mind you the entire time, you can not do anything about it. Think about that for just one second.
Again, if anyone is interested in starting this venture simply research what you are getting into. Why invest your time and effort for it to be thrown down the drain by no due fault of your own.
Kristin
San Diego,California,
U.S.A.
You really don't know what you are talking about
#14Author of original report
Tue, June 13, 2006
To C,
I find it funny that you state it is my fault when I did as I was told. I followed the "business plan". Wow, I am also envious that you did not have to purchase leads. Maybe the team you are on within the company provided them for you? Lucky you, lucky you and hats off to your stellar people skills. I purchased over 2,000 AmeriPlan brochures and posted them throughout San Diego and North County. In four months, I did not receive one call. I did pass out brochures, go to seminars, job fairs, and nothing. Not everyone that starts this venture fully understands how much they will have to invest. I am not blaming anyone regarding my loss. I am advising others to research and think before entering this venture. By the way, I did know this was a business not a job. Reread my original statement. I clearly stated that. You are obviously clouded by the smoke that the company blows up your $#% about financial freedom that you are willing to defend it at the cost of showing your own %^$!
I also find it funny that after I spoke to several former IBO's recently, that they experienced the same thing. Investing money in leads, conducting area canvasing, passing out brouchures and all the people they did sign up kept falling off. The problem is a lack of a quality plan to offer people. You can sign up brokers all day long with AmeriPlan, but if the plan, the actual service offered is not of quality, you will be enrolling brokers for what? The discount plans being offered have to many holes, problems with the providers, and customer service is well of the lowest quality personally. It is very discouraging to have members contact me personally stating their discrepancies with the company, and the lack of resolution. (By the way, alot of the former IBO's I have talked were former ESD's and SESD's. Just thought you would like to know, they quit because of the numbers of members they had falling off by no due fault of their own as well.)
Now, to think about it is my fault that I followed the "business plan" of so many IBO's before me. I guess when I spoke to my direct upline, two being NSDs, I should just not have listened and went with the leads sources. It is my fault that I took their gracious advice, and continued to follow the plan that they said would work for me as it did them. Again, I followed the plan.
Let me ask you a question C if I may? When you receive the monthly newsletter, how many RSDs do you see? How many SRSDs do you see, so on and so on? The number gets smaller and smaller. Why is that do you think? Maybe they are not stellar performers such as you. I maybe should have had you as my upline to guide me to the journey of financial freedom.
On a basic note to anyone that enrolls... Do your research and understand what you are getting into.
Kristin
San Diego,California,
U.S.A.
You really don't know what you are talking about
#14Author of original report
Tue, June 13, 2006
To C,
I find it funny that you state it is my fault when I did as I was told. I followed the "business plan". Wow, I am also envious that you did not have to purchase leads. Maybe the team you are on within the company provided them for you? Lucky you, lucky you and hats off to your stellar people skills. I purchased over 2,000 AmeriPlan brochures and posted them throughout San Diego and North County. In four months, I did not receive one call. I did pass out brochures, go to seminars, job fairs, and nothing. Not everyone that starts this venture fully understands how much they will have to invest. I am not blaming anyone regarding my loss. I am advising others to research and think before entering this venture. By the way, I did know this was a business not a job. Reread my original statement. I clearly stated that. You are obviously clouded by the smoke that the company blows up your $#% about financial freedom that you are willing to defend it at the cost of showing your own %^$!
I also find it funny that after I spoke to several former IBO's recently, that they experienced the same thing. Investing money in leads, conducting area canvasing, passing out brouchures and all the people they did sign up kept falling off. The problem is a lack of a quality plan to offer people. You can sign up brokers all day long with AmeriPlan, but if the plan, the actual service offered is not of quality, you will be enrolling brokers for what? The discount plans being offered have to many holes, problems with the providers, and customer service is well of the lowest quality personally. It is very discouraging to have members contact me personally stating their discrepancies with the company, and the lack of resolution. (By the way, alot of the former IBO's I have talked were former ESD's and SESD's. Just thought you would like to know, they quit because of the numbers of members they had falling off by no due fault of their own as well.)
Now, to think about it is my fault that I followed the "business plan" of so many IBO's before me. I guess when I spoke to my direct upline, two being NSDs, I should just not have listened and went with the leads sources. It is my fault that I took their gracious advice, and continued to follow the plan that they said would work for me as it did them. Again, I followed the plan.
Let me ask you a question C if I may? When you receive the monthly newsletter, how many RSDs do you see? How many SRSDs do you see, so on and so on? The number gets smaller and smaller. Why is that do you think? Maybe they are not stellar performers such as you. I maybe should have had you as my upline to guide me to the journey of financial freedom.
On a basic note to anyone that enrolls... Do your research and understand what you are getting into.
Kristin
San Diego,California,
U.S.A.
You really don't know what you are talking about
#14Author of original report
Tue, June 13, 2006
To C,
I find it funny that you state it is my fault when I did as I was told. I followed the "business plan". Wow, I am also envious that you did not have to purchase leads. Maybe the team you are on within the company provided them for you? Lucky you, lucky you and hats off to your stellar people skills. I purchased over 2,000 AmeriPlan brochures and posted them throughout San Diego and North County. In four months, I did not receive one call. I did pass out brochures, go to seminars, job fairs, and nothing. Not everyone that starts this venture fully understands how much they will have to invest. I am not blaming anyone regarding my loss. I am advising others to research and think before entering this venture. By the way, I did know this was a business not a job. Reread my original statement. I clearly stated that. You are obviously clouded by the smoke that the company blows up your $#% about financial freedom that you are willing to defend it at the cost of showing your own %^$!
I also find it funny that after I spoke to several former IBO's recently, that they experienced the same thing. Investing money in leads, conducting area canvasing, passing out brouchures and all the people they did sign up kept falling off. The problem is a lack of a quality plan to offer people. You can sign up brokers all day long with AmeriPlan, but if the plan, the actual service offered is not of quality, you will be enrolling brokers for what? The discount plans being offered have to many holes, problems with the providers, and customer service is well of the lowest quality personally. It is very discouraging to have members contact me personally stating their discrepancies with the company, and the lack of resolution. (By the way, alot of the former IBO's I have talked were former ESD's and SESD's. Just thought you would like to know, they quit because of the numbers of members they had falling off by no due fault of their own as well.)
Now, to think about it is my fault that I followed the "business plan" of so many IBO's before me. I guess when I spoke to my direct upline, two being NSDs, I should just not have listened and went with the leads sources. It is my fault that I took their gracious advice, and continued to follow the plan that they said would work for me as it did them. Again, I followed the plan.
Let me ask you a question C if I may? When you receive the monthly newsletter, how many RSDs do you see? How many SRSDs do you see, so on and so on? The number gets smaller and smaller. Why is that do you think? Maybe they are not stellar performers such as you. I maybe should have had you as my upline to guide me to the journey of financial freedom.
On a basic note to anyone that enrolls... Do your research and understand what you are getting into.
Kristin
San Diego,California,
U.S.A.
You really don't know what you are talking about
#14Author of original report
Tue, June 13, 2006
To C,
I find it funny that you state it is my fault when I did as I was told. I followed the "business plan". Wow, I am also envious that you did not have to purchase leads. Maybe the team you are on within the company provided them for you? Lucky you, lucky you and hats off to your stellar people skills. I purchased over 2,000 AmeriPlan brochures and posted them throughout San Diego and North County. In four months, I did not receive one call. I did pass out brochures, go to seminars, job fairs, and nothing. Not everyone that starts this venture fully understands how much they will have to invest. I am not blaming anyone regarding my loss. I am advising others to research and think before entering this venture. By the way, I did know this was a business not a job. Reread my original statement. I clearly stated that. You are obviously clouded by the smoke that the company blows up your $#% about financial freedom that you are willing to defend it at the cost of showing your own %^$!
I also find it funny that after I spoke to several former IBO's recently, that they experienced the same thing. Investing money in leads, conducting area canvasing, passing out brouchures and all the people they did sign up kept falling off. The problem is a lack of a quality plan to offer people. You can sign up brokers all day long with AmeriPlan, but if the plan, the actual service offered is not of quality, you will be enrolling brokers for what? The discount plans being offered have to many holes, problems with the providers, and customer service is well of the lowest quality personally. It is very discouraging to have members contact me personally stating their discrepancies with the company, and the lack of resolution. (By the way, alot of the former IBO's I have talked were former ESD's and SESD's. Just thought you would like to know, they quit because of the numbers of members they had falling off by no due fault of their own as well.)
Now, to think about it is my fault that I followed the "business plan" of so many IBO's before me. I guess when I spoke to my direct upline, two being NSDs, I should just not have listened and went with the leads sources. It is my fault that I took their gracious advice, and continued to follow the plan that they said would work for me as it did them. Again, I followed the plan.
Let me ask you a question C if I may? When you receive the monthly newsletter, how many RSDs do you see? How many SRSDs do you see, so on and so on? The number gets smaller and smaller. Why is that do you think? Maybe they are not stellar performers such as you. I maybe should have had you as my upline to guide me to the journey of financial freedom.
On a basic note to anyone that enrolls... Do your research and understand what you are getting into.
C
San Diego,California,
U.S.A.
Don't think this is a job, THINK this is a BUSINESS, because it is!!!!
#14UPDATE Employee
Tue, June 13, 2006
Kristin,
I'm also an IBO {R.S.D. knocking on S.R.S.D. very soon}
Nobody made you purchase leads. Nobody told you, you have to purchase leads. You said you were in telemarketing before.
WELL YOU SHOULD OF KNOWN BETTER!!
Doing this business is not ONLY about purchasing leads and Autoresponders that is YOUR DECISION!!!
I've made R.S.D. WITHOUT purchasing EXPENSIVE LEADS & without purchasing autoresponders.
Not once did I ever purchase any leads and go into debt.
Doing this business is about SMART Marketing { it does not mean to waste your money}
I got to R.S.D. by setting appointments, meeting people in person, presenting them the facts, asking for referrals...
MY POINT HERE IS: YOU WILL be MORE successful if you interact and meet people in person, then purchase expensive leads and hide behind the phone.
People respond better if you meet with them in person. They like to see the information you present to them. {this is coming from MY experience!!!}
By you choosing to purchase leads and autoresponders, THAT'S YOUR CHOICE!
You getting into debt, is YOUR decision. {You were never told you have to purchase leads}
PURCHASING LEADS WAS AN OPTION. You wanted to go that route.
As you know, AMERIPLAN USA is a good company, it provides great services. As an IBO you know being SUCCESSFUL depends on YOU. And ONLY YOU!!!
My last point I want to make is, DON'T BLAME YOUR FAILURES ON SOMEONE ELSE. You purchased the leads on your own, you did your business your way. YOU GOT YOUR SELF IN DEBT...
My advice to you is LEARN how to market your business without wasting money, and going into debt.
I DID IT!!! Many other IBO'S are doing it. It's all about HOW you work your BUSINESS!!!
Also tell the whole truth. As you mentioned if some one quits, We as IBO's lose money!!! So why would we waste our time doing this business just to go broke!!!
Your FAILURE is not the result of this company, YOU made the decision.
Running this business does not require purchasing leads......