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Ameriquest Mortgage ripoff Orange California
My credit was ran without my knowledge or consent. I called the Diamond Bar branch inquiring about current rates. I did not provide my soc sec numbers or agree to anything. I simply asked what their rates were. He told me the rates and said thanks, but no thanks. Two days later I received a truth-in-lending statement with my FICO scores. They ran my credit fraudulantly. How did they get my info.? I'm scared and worried that these idiots have my private info. Thank you.
Karla
chino hills, California
U.S.A.
9 Updates & Rebuttals
Ryan
Fullerton,California,
U.S.A.
Getting SSN# covering their tracks.
#10UPDATE EX-employee responds
Tue, July 19, 2005
All they have to do is get your name and address, they dont even need a birthday although its easier that way. They enter your name, address, then make up a false SSN# and birthday, then click pull credit. The report will come back with a discrepancy in the SSN and the birthday. So then they write down the correct SSN and birthday and run it again therefore pulling your credit. This company requires the employee to pull a certain amount of credit applications everyday so that is why the employees will do this. They are under a lot of pressure to get applications so they will do what it takes. The smart ones then change the address and/or mailing info and delete the inquiry so that the customer does not receive a letter in the mail regarding a credit check that you didnt authorize, therfore covering their tracks.
Ryan
Fullerton,California,
U.S.A.
Getting SSN# covering their tracks.
#10UPDATE EX-employee responds
Tue, July 19, 2005
All they have to do is get your name and address, they dont even need a birthday although its easier that way. They enter your name, address, then make up a false SSN# and birthday, then click pull credit. The report will come back with a discrepancy in the SSN and the birthday. So then they write down the correct SSN and birthday and run it again therefore pulling your credit. This company requires the employee to pull a certain amount of credit applications everyday so that is why the employees will do this. They are under a lot of pressure to get applications so they will do what it takes. The smart ones then change the address and/or mailing info and delete the inquiry so that the customer does not receive a letter in the mail regarding a credit check that you didnt authorize, therfore covering their tracks.
Ryan
Fullerton,California,
U.S.A.
Getting SSN# covering their tracks.
#10UPDATE EX-employee responds
Tue, July 19, 2005
All they have to do is get your name and address, they dont even need a birthday although its easier that way. They enter your name, address, then make up a false SSN# and birthday, then click pull credit. The report will come back with a discrepancy in the SSN and the birthday. So then they write down the correct SSN and birthday and run it again therefore pulling your credit. This company requires the employee to pull a certain amount of credit applications everyday so that is why the employees will do this. They are under a lot of pressure to get applications so they will do what it takes. The smart ones then change the address and/or mailing info and delete the inquiry so that the customer does not receive a letter in the mail regarding a credit check that you didnt authorize, therfore covering their tracks.
Ryan
Fullerton,California,
U.S.A.
Getting SSN# covering their tracks.
#10UPDATE EX-employee responds
Tue, July 19, 2005
All they have to do is get your name and address, they dont even need a birthday although its easier that way. They enter your name, address, then make up a false SSN# and birthday, then click pull credit. The report will come back with a discrepancy in the SSN and the birthday. So then they write down the correct SSN and birthday and run it again therefore pulling your credit. This company requires the employee to pull a certain amount of credit applications everyday so that is why the employees will do this. They are under a lot of pressure to get applications so they will do what it takes. The smart ones then change the address and/or mailing info and delete the inquiry so that the customer does not receive a letter in the mail regarding a credit check that you didnt authorize, therfore covering their tracks.
Former
Honolulu,Hawaii,
U.S.A.
The manager in Diamond Bar is a crook too.
#10UPDATE EX-employee responds
Mon, July 11, 2005
Don't bother calling the manager in D. Bar, his name is Eric Chan, and he is the one who taught the loan rep how to pull your credit with out your approval. Trust me on this one. I honestly can not think of anyone in the company that will pay any attention to your complaint. The office of the President will listen to you, but not do anything about it. You can call the corporate office for the Legal Dept. at 714-541-9960, you will most likely get a voicemail. How pathetic it is that Ameriquest is so far "past feeling" that their is no one in the organization who cares. The AMC headquaters are not too far from you. They are located in Orange at 1100 Town & Country Rd. If I were you, I would just show up with your paper work in hand.
Mike
Lansing,Illinois,
U.S.A.
Your credit report
#10Consumer Suggestion
Thu, June 30, 2005
Can be ran buy throwing in a fake number and it pulls it up. If you check your documents and see if they have a SS number in there it isn't yours.
I would call the Branch Manager up and asked for Ameriquest Corporate Legal Department
Mike
Lansing,Illinois,
U.S.A.
Your credit report
#10Consumer Suggestion
Thu, June 30, 2005
Can be ran buy throwing in a fake number and it pulls it up. If you check your documents and see if they have a SS number in there it isn't yours.
I would call the Branch Manager up and asked for Ameriquest Corporate Legal Department
Mike
Lansing,Illinois,
U.S.A.
Your credit report
#10Consumer Suggestion
Thu, June 30, 2005
Can be ran buy throwing in a fake number and it pulls it up. If you check your documents and see if they have a SS number in there it isn't yours.
I would call the Branch Manager up and asked for Ameriquest Corporate Legal Department
Mike
Lansing,Illinois,
U.S.A.
Your credit report
#10Consumer Suggestion
Thu, June 30, 2005
Can be ran buy throwing in a fake number and it pulls it up. If you check your documents and see if they have a SS number in there it isn't yours.
I would call the Branch Manager up and asked for Ameriquest Corporate Legal Department