Complaint Review: Ameritrust Financial Credit

Americtrust Financial called me last Friday and said that I was approved for their credit card. Along with the fact that they would deduct 200 dollars in 100 dollar increments the following Wednesday, October 31, 2007 and next Saturday, November 4, 2007. What went down was that the first deduction happened Monday, October 29, 2007.

So I called them and said that the funds were removed prematuraly and that I wanted to cancel and get my money back. They said that the funds were taken on schedule and that I was able to cancel, but the funds were non-refundable. After that, I continued asking if 100 more dollars will be deducted. The costumer service agent responded, "Hello?" And did so everytime I asked that question, then eventually they hung up on me.

I have tried to call them back multiple times and everytime something happens and I get disconnected. The recording when you first call states that, "if there is not someone available to talk to you, we will let you leave a message and we will call you back as soon as we can." During the multiple times I have tried calling, I was disconnected after the automated message but before i was able to talk to a real person. Also, I was disconnected as soon as I called. Generally, I was unable to get into touch with them. It would seem as if they marked my number and disconnect my number when it calls.

This is a fruad. They will not help you rebuild your credit, they just want your money. Do not trust Ameritrust Financial one bit.

Nicholas
North Brunswick, New Jersey
U.S.A.